Mortgage lenders in Kalamazoo County
6,162 mortgages were made in Kalamazoo County, Michigan, in 2025, by 347 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 8,147 decisions, 1,677 were denials — 20.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CONSUMERS CREDIT UNION | 873 | 6.500% | $165,000 | 7.8% |
| LAKE MICHIGAN CREDIT UNION | 614 | 6.740% | $175,000 | 5.5% |
| ADVIA Federal Credit Union | 450 | 7.000% | $75,000 | 32.6% |
| Rocket Mortgage, LLC | 367 | 6.625% | $185,000 | 18.6% |
| ARBOR FINANCIAL CREDIT UNION | 345 | 7.125% | $145,000 | 7.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 251 | 6.499% | $225,000 | 13.2% |
| Fifth Third Bank, National Association | 211 | 7.500% | $105,000 | 30.5% |
| KALSEE CREDIT UNION | 176 | 6.750% | $65,000 | 2.2% |
| PNC Bank, National Association | 146 | 7.350% | $125,000 | 22.8% |
| The Huntington National Bank | 135 | 7.125% | $155,000 | 32.7% |
| MORTGAGE CENTER L.C | 133 | 6.500% | $135,000 | 10.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 124 | 6.625% | $175,000 | 0.0% |
| Honor Credit Union | 122 | 7.250% | $125,000 | 20.7% |
| KELLOGG COMMUNITY CREDIT UNION | 94 | 7.188% | $145,000 | 0.0% |
| GVC MORTGAGE, INC. | 93 | 6.625% | $215,000 | 2.1% |
| Horizon Bank | 90 | 6.625% | $215,000 | 15.5% |
| Mortgage Research Center, LLC | 73 | 6.250% | $275,000 | 17.8% |
| Mercantile Bank | 64 | 6.750% | $205,000 | 18.8% |
| 21st Mortgage Corporation | 61 | 11.560% | $55,000 | 74.5% |
| Flagstar Bank, N.A. | 60 | 6.625% | $220,000 | 7.5% |
| UNION HOME MORTGAGE CORP. | 60 | 6.625% | $225,000 | 1.6% |
| Sturgis Bank & Trust Company | 59 | 6.625% | $175,000 | 2.9% |
| FREEDOM MORTGAGE CORPORATION | 46 | 6.250% | $225,000 | 11.3% |
| Old National Bank | 43 | 6.000% | $205,000 | 28.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 39 | 6.625% | $225,000 | 2.4% |
| NEWREZ LLC | 36 | 6.625% | $185,000 | 23.4% |
| NATIONSTAR MORTGAGE LLC | 36 | 7.563% | $115,000 | 17.8% |
| Independent Bank | 35 | 6.625% | $245,000 | 14.6% |
| Comerica Bank | 34 | 5.990% | $135,000 | 39.7% |
| FIGURE LENDING LLC | 33 | 8.900% | $55,000 | 25.9% |
| TRIAD FINANCIAL SERVICES, INC. | 32 | 8.730% | $75,000 | 55.8% |
| Navy Federal Credit Union | 32 | 6.188% | $205,000 | 28.9% |
| JPMorgan Chase Bank, National Association | 32 | 6.625% | $215,000 | 15.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 32 | 6.533% | $270,000 | 8.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 31 | 6.625% | $205,000 | 17.1% |
| THE LOAN STORE, INC. | 31 | 6.875% | $185,000 | 6.1% |
| 254900W66Q1214MV8X83 | 30 | 7.250% | $85,000 | 37.5% |
| SUMMIT HOME MORTGAGE, LLC | 30 | 6.625% | $245,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 28 | 6.625% | $190,000 | 12.5% |
| Kiavi Funding, Inc. | 27 | 9.500% | $155,000 | 12.1% |
| PENNYMAC LOAN SERVICES, LLC | 25 | 5.990% | $225,000 | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 25 | 6.625% | $165,000 | 0.0% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 23 | 7.500% | $155,000 | 16.7% |
| Loandepot.Com, LLC | 21 | 7.250% | $85,000 | 53.3% |
| GUARANTEED RATE, INC. | 20 | 6.500% | $245,000 | 12.0% |
| Citizens Bank, National Association | 20 | 7.650% | $125,000 | 31.0% |
| Bank of America, National Association | 18 | 6.308% | $205,000 | 45.5% |
| UNITED FEDERAL CREDIT UNION | 18 | 6.313% | $190,000 | 21.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 17 | 6.625% | $125,000 | 36.4% |
| USAA Federal Savings Bank | 17 | 6.125% | $295,000 | 22.7% |
| Broker Solutions, Inc. | 16 | 7.000% | $180,000 | 32.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 16 | 6.625% | $195,000 | 11.1% |
| MORTGAGE 1 INCORPORATED | 16 | 6.625% | $195,000 | 0.0% |
| Coastal Community Bank | 15 | 11.490% | $35,000 | 2.0% |
| 1st Source Bank | 15 | 7.375% | $205,000 | 23.8% |
| GUILD MORTGAGE COMPANY | 15 | 6.750% | $195,000 | 5.3% |
| AmeriSave Mortgage Corporation | 14 | 7.500% | $95,000 | 66.7% |
| Northpointe Bank | 13 | 6.390% | $345,000 | 7.1% |
| RUOFF MORTGAGE COMPANY, INC. | 12 | 6.750% | $180,000 | 6.7% |
| Lendage, LLC | 11 | 11.125% | $65,000 | 14.3% |
| NORTHERN MORTGAGE SERVICES, LLC | 11 | 6.625% | $235,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 10 | 6.500% | $230,000 | 7.1% |
| U.S. Bank National Association | 10 | 6.375% | $315,000 | 33.3% |
| United Bay Community Credit Union | 10 | 6.813% | $110,000 | 9.1% |
| GreenStone Farm Credit Services, FLCA | 10 | 6.900% | $295,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 16.7% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 41.2% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Southern Michigan Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 38.5% |
| MICHIGAN FIRST CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| CONTOUR MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MARSHALL COMMUNITY CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 7 | Under 10 loans | Under 10 loans | 78.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Fairway Independent Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 6 | Under 10 loans | Under 10 loans | 77.6% |
| Zippy Loans, LLC | 6 | Under 10 loans | Under 10 loans | 68.4% |
| PREFERRED CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 76.2% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VAN DYK MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ChoiceOne Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STAUNTON FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 27.3% |
| Third Federal Savings and Loan Association of Cleveland | 4 | Under 10 loans | Under 10 loans | 42.9% |
| DFCU FINANCIAL | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 33.3% |
| 5493001I9VOT1BTB5V75 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Highpoint Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 72.2% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 42.9% |
| United Bank of Michigan | 3 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION ONE | 3 | Under 10 loans | Under 10 loans | 25.0% |
| West Michigan Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Adventure Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRUE COMMUNITY Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 53.8% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 75.0% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| COMMUNITY CHOICE | 2 | Under 10 loans | Under 10 loans | 66.7% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRESTON HOME LOANS INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAFCU Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| COMPASS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Frankenmuth Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900UYC52VIJUZ5X82 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Consumers Professional Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOW CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PARDA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERWISE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| County National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Lake City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 90.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 85.7% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Michigan United Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 147 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Kalamazoo County
45 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 11 | $1.2 billion |
| PNC Bank, National Association | 6 | $854.3 million |
| The Huntington National Bank | 4 | $273.0 million |
| First National Bank of Michigan | 3 | $597.3 million |
| Mercantile Bank | 3 | $488.0 million |
| Old National Bank | 3 | $290.0 million |
| Sturgis Bank & Trust Company | 3 | $68.8 million |
| JPMorgan Chase Bank, National Association | 2 | $340.3 million |
| Southern Michigan Bank & Trust | 2 | $145.1 million |
| Flagstar Bank, National Association | 2 | $91.1 million |
| Kalamazoo County State Bank | 2 | $84.6 million |
| Horizon Bank | 2 | $80.2 million |
| 1st Source Bank | 2 | $64.0 million |
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 151 S Rose St, Kalamazoo
- Comerica Bank, 2025 Whites Rd, Kalamazoo
- Comerica Bank, 5080 W Main St, Kalamazoo
- Comerica Bank, 5560 Gull Rd, Kalamazoo
- Comerica Bank, 7941 S Westnedge Ave, Portage
- JPMorgan Chase Bank, National Association, 2109 W Centre Ave, Portage
Get told when this changes
When the next year’s lending figures are out for Kalamazoo County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.