SUMMIT HOME MORTGAGE, LLC
SUMMIT HOME MORTGAGE, LLC received 76 applications in 2025 and made 61 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 6.625% on a median loan of $235,000. Of 63 decisions, 2 were denials — 3.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300K6AZER0SHGEN26 |
|---|---|
| Applications received | 76 |
| Mortgages made | 61 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3842 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 58 | 6.683% | $235,000 | 3.3% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
Where SUMMIT HOME MORTGAGE, LLC lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kalamazoo County, MI | 30 | 6.625% | 0.0% |
| Calhoun County, MI | 17 | 6.875% | 5.6% |
| Van Buren County, MI | 4 | Under 10 loans | 0.0% |
| Allegan County, MI | 3 | Under 10 loans | 0.0% |
| Barry County, MI | 1 | Under 10 loans | 0.0% |
| Berrien County, MI | 1 | Under 10 loans | 0.0% |
| Cass County, MI | 1 | Under 10 loans | 0.0% |
| Isabella County, MI | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 1 | Under 10 loans | 50.0% |
| Oakland County, MI | 1 | Under 10 loans | 0.0% |
| Ottawa County, MI | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.