Home purchase lenders in DeKalb County
7,937 home purchase mortgages were made in DeKalb County, Georgia, in 2025, by 462 lenders. The median rate their borrowers got was 6.500% on a median loan of $305,000. Of 9,477 decisions, 1,267 were denials — 13.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 594 | 6.500% | $300,000 | 17.1% |
| Ameris Bank | 478 | 6.375% | $345,000 | 3.2% |
| Rocket Mortgage, LLC | 409 | 6.500% | $285,000 | 18.2% |
| BoxCar Mortgage, LLC | 309 | 6.500% | $425,000 | 0.9% |
| EVERETT FINANCIAL, INC. | 201 | 6.500% | $245,000 | 16.3% |
| Truist Bank | 183 | 6.125% | $565,000 | 10.7% |
| Fairway Independent Mortgage Corporation | 183 | 6.750% | $385,000 | 3.7% |
| JPMorgan Chase Bank, National Association | 174 | 6.375% | $310,000 | 9.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 137 | 6.575% | $275,000 | 2.1% |
| Kiavi Funding, Inc. | 129 | 11.240% | $245,000 | 11.5% |
| Broker Solutions, Inc. | 122 | 6.625% | $235,000 | 6.8% |
| Bank of America, National Association | 121 | 6.000% | $265,000 | 27.5% |
| GUILD MORTGAGE COMPANY | 115 | 6.000% | $245,000 | 6.4% |
| DHI MORTGAGE COMPANY, LTD. | 112 | 4.813% | $350,000 | 29.0% |
| ZILLOW HOME LOANS, LLC | 112 | 6.375% | $265,000 | 11.4% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 108 | 6.500% | $465,000 | 4.4% |
| First Option Mortgage, LLC | 105 | 6.875% | $255,000 | 3.4% |
| Mortgage Research Center, LLC | 103 | 6.500% | $285,000 | 18.3% |
| SHELTER HOME MORTGAGE, LLC | 103 | 6.625% | $365,000 | 5.5% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 98 | 6.000% | $235,000 | 3.0% |
| SouthState Bank, National Association | 94 | 6.375% | $335,000 | 5.1% |
| Wells Fargo Bank, National Association | 92 | 6.250% | $265,000 | 26.4% |
| CANOPY MORTGAGE, LLC | 88 | 6.375% | $335,000 | 5.3% |
| MOVEMENT MORTGAGE, LLC | 88 | 6.625% | $325,000 | 6.5% |
| Navy Federal Credit Union | 84 | 6.625% | $300,000 | 21.5% |
| DELTA COMMUNITY CREDIT UNION | 82 | 6.000% | $435,000 | 6.7% |
| GUARANTEED RATE, INC. | 78 | 6.500% | $325,000 | 3.7% |
| Renasant Bank | 77 | 5.875% | $255,000 | 10.5% |
| GUARANTEED RATE AFFINITY, LLC | 72 | 6.525% | $255,000 | 6.3% |
| Paramount Residential Mortgage Group, Inc. | 70 | 6.500% | $265,000 | 2.8% |
| PENNYMAC LOAN SERVICES, LLC | 65 | 6.499% | $375,000 | 28.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 65 | 6.490% | $295,000 | 12.0% |
| Prosperity Home Mortgage, LLC | 64 | 6.375% | $320,000 | 9.7% |
| Onward Home Mortgage, LLC | 63 | 6.500% | $385,000 | 3.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 61 | 6.875% | $285,000 | 10.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 61 | 6.490% | $385,000 | 0.0% |
| KIND LENDING, LLC | 54 | 6.563% | $395,000 | 30.1% |
| First Federal Bank | 53 | 6.625% | $575,000 | 0.0% |
| Regions Bank | 49 | 6.125% | $605,000 | 18.5% |
| Fifth Third Bank, National Association | 48 | 6.250% | $585,000 | 10.9% |
| Associated Credit Union | 47 | 5.750% | $425,000 | 7.7% |
| INSPIRE HOME LOANS INC. | 46 | 4.875% | $385,000 | 8.9% |
| First Horizon Bank | 46 | 6.500% | $575,000 | 2.0% |
| ACOPIA, LLC | 43 | 5.875% | $225,000 | 9.5% |
| US MORTGAGE CORPORATION | 43 | 6.625% | $285,000 | 11.8% |
| LOWER, LLC | 42 | 6.250% | $275,000 | 16.0% |
| Loandepot.Com, LLC | 39 | 6.750% | $245,000 | 23.5% |
| United Community Bank | 39 | 6.250% | $265,000 | 24.5% |
| THE LOAN STORE, INC. | 39 | 6.375% | $275,000 | 6.4% |
| MORTGAGE ASSURANCE, INC. | 39 | 6.250% | $425,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 37 | 6.625% | $285,000 | 27.5% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 37 | 6.500% | $235,000 | 11.9% |
| FREEDOM MORTGAGE CORPORATION | 36 | 6.250% | $315,000 | 30.8% |
| Taylor Morrison Home Funding, Inc. | 35 | 4.990% | $385,000 | 16.7% |
| NEWREZ LLC | 34 | 6.563% | $300,000 | 12.2% |
| LENNAR MORTGAGE, LLC | 34 | 5.063% | $385,000 | 0.0% |
| Loan Funder LLC | 33 | 9.990% | $235,000 | 19.5% |
| Morgan Stanley Private Bank, National Association | 32 | 5.775% | $635,000 | 0.0% |
| NexBank | 30 | 6.500% | $405,000 | 11.8% |
| Click n' Close, Inc. | 29 | 7.000% | $215,000 | 16.2% |
| A&D Mortgage LLC | 29 | 6.375% | $455,000 | 6.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 28 | 6.813% | $225,000 | 16.2% |
| GEORGIA UNITED | 27 | 7.250% | $105,000 | 40.0% |
| Synovus Bank | 27 | 6.250% | $445,000 | 15.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 27 | 6.625% | $285,000 | 6.7% |
| STOCKTON MORTGAGE CORPORATION | 26 | 6.250% | $420,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 25 | 6.500% | $255,000 | 26.5% |
| East West Bank | 25 | 6.000% | $195,000 | 19.4% |
| Capital City Home Loans, LLC | 25 | 6.625% | $415,000 | 3.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 24 | 6.563% | $420,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 24 | 6.688% | $330,000 | 3.6% |
| UNION HOME MORTGAGE CORP. | 23 | 6.375% | $455,000 | 14.8% |
| CMG MORTGAGE, INC. | 21 | 6.125% | $295,000 | 3.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | 21 | 6.750% | $265,000 | 16.0% |
| CHAMPIONS FUNDING, LLC | 21 | 7.999% | $245,000 | 12.5% |
| Presidential Bank, FSB | 21 | 6.250% | $245,000 | 8.3% |
| FBC MORTGAGE, LLC | 20 | 6.563% | $525,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 20 | 6.750% | $385,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 19 | 6.375% | $385,000 | 32.1% |
| NVR Mortgage Finance, Inc. | 19 | 6.250% | $345,000 | 55.8% |
| U.S. Bank National Association | 19 | 6.375% | $565,000 | 25.9% |
| NBKC BANK | 19 | 6.125% | $335,000 | 9.5% |
| SWBC MORTGAGE CORPORATION | 19 | 5.990% | $265,000 | 9.1% |
| NFM, INC. | 19 | 6.250% | $255,000 | 5.0% |
| Cadence Bank | 18 | 6.750% | $370,000 | 28.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 18 | 6.625% | $380,000 | 0.0% |
| GEORGIA'S OWN | 17 | 5.875% | $385,000 | 28.6% |
| Tomo Mortgage, LLC | 17 | 6.125% | $375,000 | 5.6% |
| Plains Commerce Bank | 17 | 6.490% | $335,000 | 10.5% |
| AMWEST FUNDING CORP. | 17 | 6.750% | $235,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 17 | 6.250% | $255,000 | 19.1% |
| Equity Prime Mortgage LLC | 16 | 6.625% | $255,000 | 15.0% |
| OCMBC, INC. | 16 | 6.688% | $195,000 | 19.2% |
| TOLL BROTHERS MORTGAGE COMPANY | 16 | 6.308% | $370,000 | 18.5% |
| SUMMIT FUNDING, INC. | 16 | 6.688% | $245,000 | 11.1% |
| Flagstar Bank, N.A. | 16 | 6.563% | $530,000 | 39.3% |
| General Mortgage Capital Corporation | 16 | 7.188% | $235,000 | 0.0% |
| FAIR WAY LENDING LLC | 16 | 6.750% | $280,000 | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 15 | 6.990% | $225,000 | 28.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 15 | 6.120% | $455,000 | 33.3% |
| SANCTUARY HOME MORTGAGE LLC | 15 | 6.875% | $555,000 | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 15 | 6.500% | $225,000 | 0.0% |
| United Trust Bank | 15 | 6.375% | $535,000 | 0.0% |
| USAA Federal Savings Bank | 14 | 6.500% | $275,000 | 37.5% |
| GENEVA FINANCIAL, LLC | 14 | 6.500% | $200,000 | 12.5% |
| LoanUnited.com, LLC | 14 | 6.375% | $350,000 | 17.7% |
| ALLIANT CREDIT UNION | 14 | 6.625% | $280,000 | 11.8% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 14 | 11.250% | $545,000 | 22.2% |
| PULTE MORTGAGE LLC | 14 | 5.990% | $530,000 | 11.8% |
| CLEAREDGE LENDING LLC | 14 | 7.250% | $235,000 | 12.5% |
| FirstBank | 14 | 6.688% | $525,000 | 0.0% |
| Pinnacle Bank | 13 | 6.125% | $125,000 | 22.2% |
| LIMA ONE CAPITAL, LLC | 13 | 10.150% | $225,000 | 27.8% |
| First National Bank of America | 13 | 8.750% | $275,000 | 23.5% |
| Southern First Bank | 13 | 6.500% | $515,000 | 13.3% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 13 | 6.000% | $235,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 12 | 7.500% | $325,000 | 22.2% |
| 254900CTT87ZKAUTIJ37 | 12 | 8.120% | $255,000 | 36.8% |
| NATIONSTAR MORTGAGE LLC | 12 | 6.750% | $460,000 | 7.7% |
| Luminate Bank | 12 | 6.688% | $380,000 | 0.0% |
| Assurance Financial Group, L.L.C. | 12 | 6.933% | $455,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 11 | 6.500% | $225,000 | 26.7% |
| FIRST COLONY MORTGAGE CORPORATION | 11 | 7.250% | $225,000 | 0.0% |
| T2 FINANCIAL LLC | 11 | 6.750% | $535,000 | 0.0% |
| LENDINGONE, LLC | 10 | 8.540% | $205,000 | 58.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.750% | $285,000 | 23.1% |
| BAY EQUITY LLC | 10 | 6.433% | $405,000 | 9.1% |
| Citibank, National Association | 10 | 5.750% | $1,030,000 | 9.1% |
| Citadel Servicing Corporation | 10 | 7.688% | $280,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 10 | 5.875% | $165,000 | 23.1% |
| 212 LOANS, LLC. | 10 | 11.990% | $260,000 | 0.0% |
| Charles Schwab Bank, SSB | 10 | 5.850% | $685,000 | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 33.3% |
| ENVOY MORTGAGE, LTD | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PRINCETON MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 14.3% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 47.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 13.3% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 40.0% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UBS Bank USA | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| DOMINION FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 16.7% |
| AmeriSave Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 53.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 7 | Under 10 loans | Under 10 loans | 23.1% |
| LEADERONE FINANCIAL CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Metro City Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 62.5% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Mortgage Right | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| STG MORTGAGE INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LGE COMMUNITY CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 5 | Under 10 loans | Under 10 loans | 27.3% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 72.2% |
| First-Citizens Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Loan Simple, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 45.5% |
| Liberty | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 5 | Under 10 loans | Under 10 loans | 37.5% |
| VYSTAR CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CREDIT UNION 1 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Mid-Continent Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 4 | Under 10 loans | Under 10 loans | 44.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| CREDIT UNION OF GEORGIA | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE INVESTORS GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED PREMIER FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 83.3% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTA POSTAL | 3 | Under 10 loans | Under 10 loans | 28.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 262 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.