Mortgage lenders in Barrow County
2,989 mortgages were made in Barrow County, Georgia, in 2025, by 316 lenders. The median rate their borrowers got was 6.375% on a median loan of $295,000. Of 3,979 decisions, 864 were denials — 21.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 269 | 6.750% | $215,000 | 18.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 218 | 6.312% | $315,000 | 12.2% |
| TRAILBLAZER MORTGAGE L.L.C. | 160 | 3.990% | $365,000 | 6.9% |
| DHI MORTGAGE COMPANY, LTD. | 106 | 4.990% | $395,000 | 12.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 90 | 6.575% | $340,000 | 7.1% |
| Ameris Bank | 67 | 6.500% | $295,000 | 2.9% |
| Regions Bank | 64 | 6.125% | $275,000 | 34.9% |
| Fairway Independent Mortgage Corporation | 62 | 6.625% | $305,000 | 8.8% |
| PENNYMAC LOAN SERVICES, LLC | 61 | 6.375% | $235,000 | 21.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 61 | 4.990% | $355,000 | 20.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 61 | 5.990% | $295,000 | 11.6% |
| LENNAR MORTGAGE, LLC | 59 | 5.875% | $245,000 | 18.1% |
| Loandepot.Com, LLC | 51 | 6.490% | $175,000 | 15.0% |
| FREEDOM MORTGAGE CORPORATION | 49 | 6.250% | $345,000 | 17.6% |
| Truist Bank | 41 | 6.875% | $155,000 | 51.1% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 41 | 6.250% | $345,000 | 2.4% |
| NATIONSTAR MORTGAGE LLC | 40 | 7.125% | $170,000 | 14.9% |
| Navy Federal Credit Union | 38 | 8.225% | $105,000 | 42.4% |
| EVERETT FINANCIAL, INC. | 38 | 6.563% | $320,000 | 5.0% |
| Broker Solutions, Inc. | 33 | 6.500% | $315,000 | 26.7% |
| Mortgage Research Center, LLC | 33 | 5.990% | $355,000 | 29.8% |
| UNION HOME MORTGAGE CORP. | 33 | 6.990% | $285,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 31 | 5.990% | $365,000 | 0.0% |
| FBC MORTGAGE, LLC | 29 | 4.990% | $395,000 | 0.0% |
| NEWREZ LLC | 28 | 6.313% | $245,000 | 41.7% |
| Bank of America, National Association | 28 | 6.490% | $125,000 | 54.8% |
| US MORTGAGE CORPORATION | 26 | 6.625% | $335,000 | 3.7% |
| FIGURE LENDING LLC | 24 | 9.088% | $55,000 | 27.3% |
| First Option Mortgage, LLC | 24 | 6.875% | $330,000 | 3.9% |
| GUARANTEED RATE, INC. | 24 | 6.488% | $315,000 | 7.7% |
| Paramount Residential Mortgage Group, Inc. | 23 | 6.625% | $335,000 | 8.0% |
| Bank OZK | 21 | 5.990% | $105,000 | 57.7% |
| GEORGIA UNITED | 21 | 7.500% | $75,000 | 40.0% |
| ACOPIA, LLC | 21 | 5.875% | $275,000 | 0.0% |
| Capital City Home Loans, LLC | 21 | 6.500% | $355,000 | 4.6% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 20 | 6.750% | $295,000 | 9.1% |
| AmeriSave Mortgage Corporation | 19 | 8.875% | $85,000 | 66.7% |
| Wells Fargo Bank, National Association | 19 | 6.125% | $245,000 | 24.0% |
| KIND LENDING, LLC | 19 | 6.625% | $335,000 | 26.9% |
| Associated Credit Union | 19 | 6.750% | $155,000 | 24.0% |
| PEACH STATE FEDERAL CREDIT UNION | 18 | 6.750% | $65,000 | 24.0% |
| City National Bank of Florida | 18 | 6.124% | $315,000 | 0.0% |
| Lendage, LLC | 18 | 11.500% | $55,000 | 13.6% |
| JPMorgan Chase Bank, National Association | 17 | 6.125% | $185,000 | 18.2% |
| SPRING EQ, LLC | 16 | 8.963% | $75,000 | 56.8% |
| SouthState Bank, National Association | 16 | 6.500% | $160,000 | 42.9% |
| LOWER, LLC | 16 | 6.563% | $295,000 | 11.1% |
| ZILLOW HOME LOANS, LLC | 15 | 6.375% | $345,000 | 6.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.438% | $210,000 | 54.3% |
| GEORGIA'S OWN | 14 | 7.250% | $155,000 | 44.0% |
| PLANET HOME LENDING, LLC | 14 | 5.933% | $305,000 | 6.3% |
| THE LOAN STORE, INC. | 14 | 7.188% | $260,000 | 12.5% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 8.125% | $85,000 | 60.5% |
| MOVEMENT MORTGAGE, LLC | 13 | 6.000% | $365,000 | 6.3% |
| NFM, INC. | 13 | 6.250% | $325,000 | 7.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 13 | 6.500% | $335,000 | 0.0% |
| SUMMIT FUNDING, INC. | 13 | 6.990% | $285,000 | 0.0% |
| ROBINS FINANCIAL | 12 | 5.563% | $55,000 | 13.3% |
| Presidential Bank, FSB | 12 | 6.375% | $340,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 7.500% | $85,000 | 8.3% |
| MILEND, INC. | 11 | 6.125% | $285,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 11 | 5.990% | $345,000 | 21.7% |
| DELTA COMMUNITY CREDIT UNION | 11 | 6.000% | $245,000 | 26.7% |
| Coastal Community Bank | 10 | 9.990% | $85,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.313% | $240,000 | 9.1% |
| LoanUnited.com, LLC | 10 | 6.125% | $400,000 | 9.1% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Synovus Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| United Community Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| First American Bank and Trust Company | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Renasant Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| PINNACLE BANK | 8 | Under 10 loans | Under 10 loans | 15.4% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| STOCKTON MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Fifth Third Bank, National Association | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Oconee State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 11.1% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 84.9% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 73.7% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 22.2% |
| ALAMEDA MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| SECURITYNATIONAL MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 50.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| COLONY BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SHELTER HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| East West Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 81.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 55.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| ATLANTA POSTAL | 3 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RADIUS FINANCIAL GROUP INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Commercial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 55.6% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Publix Employees Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 40.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Onward Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Cadence Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BankSouth | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 66.7% |
| JUSTICE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CREDIT UNION OF GEORGIA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MyGeorgia Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 116 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Barrow County
17 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Bank OZK | 5 | $754.2 million |
| Ameris Bank | 2 | $211.9 million |
| Fifth Third Bank, National Association | 2 | $28.8 million |
| Bank of America, National Association | 1 | $152.6 million |
| Renasant Bank | 1 | $121.9 million |
| Wells Fargo Bank, National Association | 1 | $117.4 million |
| First American Bank and Trust Company | 1 | $102.4 million |
| Truist Bank | 1 | $101.0 million |
| Regions Bank | 1 | $95.5 million |
| SouthState Bank, National Association | 1 | $69.1 million |
| JPMorgan Chase Bank, National Association | 1 | $4.4 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.