Mortgage lenders in Lower Connecticut River Valley Planning Region
4,368 mortgages were made in Lower Connecticut River Valley Planning Region, Connecticut, in 2025, by 323 lenders. The median rate their borrowers got was 6.625% on a median loan of $245,000. Of 5,600 decisions, 1,042 were denials — 18.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Liberty Bank | 538 | 5.990% | $155,000 | 11.0% |
| Citizens Bank, National Association | 304 | 7.400% | $205,000 | 27.4% |
| Rocket Mortgage, LLC | 243 | 6.750% | $225,000 | 19.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 200 | 6.500% | $330,000 | 10.5% |
| TOTAL MORTGAGE SERVICES, LLC | 190 | 6.625% | $305,000 | 2.5% |
| FIRST WORLD MORTGAGE CORPORATION | 130 | 6.125% | $275,000 | 0.8% |
| AMERICAN EAGLE FINANCIAL Credit Union | 121 | 7.750% | $105,000 | 20.9% |
| MOVEMENT MORTGAGE, LLC | 80 | 6.375% | $290,000 | 3.2% |
| Webster Bank, National Association | 76 | 6.875% | $130,000 | 19.6% |
| Seasons Federal Credit Union | 76 | Not published | $85,000 | 12.6% |
| WILLIAM RAVEIS MORTGAGE, LLC | 70 | 6.625% | $320,000 | 10.3% |
| Bank of America, National Association | 69 | 6.240% | $155,000 | 47.3% |
| Manufacturers and Traders Trust Company | 69 | 5.990% | $145,000 | 31.7% |
| CMG MORTGAGE, INC. | 58 | 6.625% | $280,000 | 4.7% |
| NEWREZ LLC | 57 | 6.875% | $275,000 | 23.4% |
| Navy Federal Credit Union | 56 | 7.750% | $155,000 | 24.0% |
| Prosperity Home Mortgage, LLC | 54 | 6.625% | $340,000 | 3.5% |
| 254900C1CRYSCHG38F20 | 49 | 6.688% | $195,000 | 15.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 47 | 6.825% | $355,000 | 4.0% |
| Essex Savings Bank | 46 | Not published | $290,000 | 11.5% |
| Loandepot.Com, LLC | 45 | 7.250% | $205,000 | 23.0% |
| TD Bank, National Association | 44 | 7.295% | $205,000 | 21.1% |
| PENNYMAC LOAN SERVICES, LLC | 43 | 6.750% | $315,000 | 14.0% |
| CONNEX CREDIT UNION | 43 | Not published | $85,000 | 21.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 41 | 6.625% | $295,000 | 4.7% |
| NATIONSTAR MORTGAGE LLC | 40 | 7.813% | $180,000 | 14.9% |
| GUARANTEED RATE, INC. | 39 | 6.750% | $305,000 | 7.0% |
| JPMorgan Chase Bank, National Association | 39 | 6.625% | $345,000 | 4.7% |
| Charter Oak Federal Credit Union | 39 | 6.500% | $205,000 | 9.3% |
| NUTMEG STATE FINANCIAL | 38 | Not published | $95,000 | 31.2% |
| FREEDOM MORTGAGE CORPORATION | 35 | 6.500% | $295,000 | 11.1% |
| Mortgage Research Center, LLC | 34 | 6.125% | $370,000 | 32.0% |
| U.S. Bank National Association | 32 | 6.188% | $365,000 | 26.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 32 | 6.490% | $345,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 28 | 6.495% | $310,000 | 11.8% |
| Fairway Independent Mortgage Corporation | 28 | 6.688% | $305,000 | 9.7% |
| DUTCH POINT | 27 | 6.750% | $85,000 | 21.6% |
| GUARANTEED RATE AFFINITY, LLC | 27 | 6.575% | $305,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 27 | 6.625% | $375,000 | 6.7% |
| Broker Solutions, Inc. | 24 | 6.558% | $260,000 | 16.7% |
| SIKORSKY FINANCIAL CREDIT UNION | 24 | 6.500% | $185,000 | 3.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 23 | 6.750% | $315,000 | 4.2% |
| V.I.P. MORTGAGE, INC. | 23 | 6.750% | $395,000 | 0.0% |
| SPRING EQ, LLC | 22 | 8.388% | $75,000 | 58.9% |
| FIGURE LENDING LLC | 22 | 9.225% | $65,000 | 38.3% |
| Chelsea Groton Bank | 22 | 6.270% | $340,000 | 7.4% |
| CONNECTICUT STATE EMPLOYEES | 21 | 6.250% | $95,000 | 34.4% |
| MEMBERS MORTGAGE COMPANY, INC. | 21 | 5.750% | $325,000 | 7.7% |
| PLAZA HOME MORTGAGE, INC. | 21 | 6.500% | $275,000 | 30.0% |
| NFM, INC. | 21 | 6.750% | $365,000 | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 21 | 5.750% | $145,000 | 0.0% |
| Ixonia Bank | 19 | 6.875% | $405,000 | 5.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 19 | 6.625% | $355,000 | 9.5% |
| HOMESTEAD FUNDING CORP. | 19 | 6.500% | $315,000 | 5.0% |
| KeyBank National Association | 17 | 9.200% | $135,000 | 38.7% |
| AmeriSave Mortgage Corporation | 16 | 8.000% | $110,000 | 66.7% |
| DIME BANK | 16 | Not published | $270,000 | 27.3% |
| KIND LENDING, LLC | 16 | 6.875% | $345,000 | 20.0% |
| T2 FINANCIAL LLC | 16 | 6.875% | $315,000 | 15.0% |
| Newtown Savings Bank | 16 | 6.188% | $370,000 | 11.1% |
| Loan Funder LLC | 14 | 7.780% | $240,000 | 6.7% |
| Paramount Residential Mortgage Group, Inc. | 14 | 6.500% | $330,000 | 0.0% |
| Wells Fargo Bank, National Association | 13 | 6.500% | $305,000 | 23.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 8.015% | $115,000 | 18.8% |
| BETTER MORTGAGE CORPORATION | 12 | 8.500% | $165,000 | 33.3% |
| 360 Federal Credit Union | 12 | Not published | $75,000 | 35.0% |
| MORTGAGE EQUITY PARTNERS LLC | 12 | 6.495% | $355,000 | 0.0% |
| PeoplesBank | 12 | 6.125% | $355,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 7.125% | $195,000 | 55.6% |
| NORTHPOINT MORTGAGE, INC. | 11 | 6.625% | $335,000 | 8.3% |
| A&D Mortgage LLC | 11 | 6.875% | $255,000 | 0.0% |
| Leader Bank, National Association | 11 | 6.624% | $395,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 6.688% | $240,000 | 63.4% |
| AMERICAN HERITAGE LENDING, LLC | 10 | 7.688% | $265,000 | 0.0% |
| EQUITY RESOURCES, INC. | 10 | 6.438% | $310,000 | 9.1% |
| Ion Bank | 10 | Not published | $285,000 | 9.1% |
| Thomaston Savings Bank | 10 | 6.875% | $300,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 16.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 9 | Under 10 loans | Under 10 loans | 8.3% |
| MORTGAGE MARKETS CUSO, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 76.3% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 40.0% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Northwest Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Union Savings Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Westfield Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Coastal Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| EMM LOANS LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Bethpage Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SCIENT Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 54.6% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 54.6% |
| The Washington Trust Company, of Westerly | 5 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Windosr Federal Savings & Loan Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WARSHAW CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ACHIEVE FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 42.9% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Berkshire Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Crosspoint Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 42.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FINEX CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 40.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| CorePlus Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| NAVIGANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BayCoast Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Hartford Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Torrington Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANT HOME FUNDING, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERSFIRST CT FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| bankESB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 42.9% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OceanFirst Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL SECURITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900IRE136HFEI2562 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Franklin Trust Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MassMutual Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBT Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRYSMA LENDING GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Havard Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA'S FIRST NETWORK CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 83.3% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 75.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 1 | Under 10 loans | Under 10 loans | 20.0% |
| GUILD MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ballston Spa National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| WESTERLY COMMUNITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 123 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lower Connecticut River Valley Planning Region
45 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Liberty Bank | 14 | $2.9 billion |
| Citizens Bank, National Association | 7 | $933.3 million |
| Essex Bank | 7 | $382.0 million |
| Webster Bank, National Association | 4 | $435.9 million |
| Manufacturers and Traders Trust Company | 3 | $188.9 million |
| KeyBank National Association | 3 | $177.3 million |
| Bank of America, National Association | 2 | $478.1 million |
| TD Bank, National Association | 2 | $312.3 million |
| Wells Fargo Bank, National Association | 2 | $183.2 million |
| Ascend Bank | 1 | $102.6 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Liberty Bank, 116 Bridge Rd, Haddam
Get told when this changes
When the next year’s lending figures are out for Lower Connecticut River Valley Planning Region, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.