Crosspoint Federal Credit Union
Crosspoint Federal Credit Union received 161 applications in 2025 and made 119 mortgages, in 10 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 157 decisions, 37 were denials — 23.6%.
| Legal Entity Identifier | 98450057741D3B36B015 |
|---|---|
| Applications received | 161 |
| Mortgages made | 119 |
| Denied | 37 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 31 | Not published | $105,000 | 11.4% |
| Other purposes | 79 | Not published | $65,000 | 28.6% |
Where Crosspoint Federal Credit Union lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| South Central Connecticut Planning Region, CT | 88 | Not published | 21.2% |
| Naugatuck Valley Planning Region, CT | 12 | Not published | 20.0% |
| Capitol Planning Region, CT | 8 | Under 10 loans | 11.1% |
| Lower Connecticut River Valley Planning Region, CT | 4 | Under 10 loans | 42.9% |
| Southeastern Connecticut Planning Region, CT | 3 | Under 10 loans | 0.0% |
| Greater Bridgeport Planning Region, CT | 2 | Under 10 loans | 60.0% |
| Northwest Hills Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 1 | Under 10 loans | 50.0% |
| Collier County, FL | 0 | Under 10 loans | 100.0% |
| Barnstable County, MA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Crosspoint Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.