Mortgage Lender Index

Mortgage lenders in Hanover County

3,120 mortgages were made in Hanover County, Virginia, in 2025, by 294 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 3,893 decisions, 624 were denials — 16.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 259 6.875% $225,000 13.0%
Virginia Credit Union, Inc. 228 6.240% $105,000 10.5%
Truist Bank 144 6.490% $155,000 30.7%
CAPITAL CENTER, L.L.C. 136 6.375% $350,000 11.1%
UNITED SHORE FINANCIAL SERVICES, LLC 134 6.125% $375,000 8.3%
Atlantic Union Bank 121 7.500% $155,000 23.3%
C & F Mortgage Corporation 99 6.500% $375,000 0.0%
United Bank 80 6.490% $330,000 13.0%
PENNYMAC LOAN SERVICES, LLC 77 6.499% $285,000 18.2%
Navy Federal Credit Union 74 8.000% $155,000 25.7%
Towne Bank 72 6.625% $340,000 8.9%
Towne First Mortgage, LLC 69 6.750% $395,000 1.4%
MOVEMENT MORTGAGE, LLC 59 6.750% $335,000 3.0%
First Heritage Mortgage, LLC 54 6.250% $390,000 3.6%
Prosperity Home Mortgage, LLC 51 6.625% $415,000 0.0%
CALL FEDERAL CREDIT UNION 50 7.500% $65,000 2.0%
FREEDOM MORTGAGE CORPORATION 47 6.250% $435,000 10.9%
Bank of America, National Association 46 6.240% $125,000 43.2%
Citizens and Farmers Bank 46 Not published $125,000 18.6%
NFM, INC. 41 6.875% $405,000 4.7%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 35 6.375% $435,000 0.0%
NATIONSTAR MORTGAGE LLC 34 7.500% $185,000 12.2%
CROSSCOUNTRY MORTGAGE, INC. 33 6.750% $345,000 5.7%
CMG MORTGAGE, INC. 32 6.500% $440,000 2.9%
Integrity Home Mortgage Corporation 31 6.500% $385,000 0.0%
HENRICO Federal Credit Union 29 6.490% $85,000 13.5%
Loandepot.Com, LLC 28 8.063% $155,000 21.1%
NEWREZ LLC 27 6.750% $245,000 33.3%
Coastal Community Bank 27 9.990% $55,000 1.6%
Alcova Mortgage LLC 27 6.875% $355,000 6.9%
Mortgage Research Center, LLC 25 6.250% $485,000 32.5%
FIGURE LENDING LLC 25 10.050% $75,000 8.3%
LANGLEY Federal Credit Union 23 6.740% $165,000 20.7%
Fairway Independent Mortgage Corporation 20 6.750% $345,000 0.0%
Fulton Bank, National Association 20 6.433% $395,000 9.1%
SPRING EQ, LLC 19 8.625% $65,000 58.7%
Wells Fargo Bank, National Association 19 6.430% $270,000 20.8%
MUTUAL OF OMAHA MORTGAGE, INC. 19 6.500% $255,000 17.4%
Manufacturers and Traders Trust Company 17 5.990% $155,000 29.2%
U.S. Bank National Association 15 6.875% $355,000 28.6%
Citizens Bank, National Association 15 7.900% $205,000 15.0%
Primis Bank 15 Not published $105,000 6.3%
SOUTHERN TRUST MORTGAGE, LLC 14 6.313% $400,000 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 14 6.563% $400,000 0.0%
SOFI BANK, NATIONAL ASSOCIATION 13 8.125% $95,000 0.0%
First-Citizens Bank & Trust Company 13 6.350% $155,000 13.3%
Atlantic Coast Mortgage, LLC 13 6.500% $335,000 0.0%
AmeriSave Mortgage Corporation 12 8.313% $95,000 65.7%
PNC Bank, National Association 12 7.575% $105,000 25.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 12 9.928% $105,000 0.0%
Broker Solutions, Inc. 11 6.625% $405,000 21.4%
SouthState Bank, National Association 11 7.150% $145,000 21.4%
First National Bank of Pennsylvania 11 6.500% $305,000 15.4%
GUILD MORTGAGE COMPANY 11 6.500% $365,000 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 10 6.750% $435,000 63.0%
Discover Bank 10 8.610% $75,000 58.3%
JPMorgan Chase Bank, National Association 10 6.063% $425,000 8.3%
TOWER Federal Credit Union 10 7.620% $135,000 23.1%
AMERICAN FINANCIAL NETWORK, INC. 10 6.375% $330,000 0.0%
DHI MORTGAGE COMPANY, LTD. 10 4.990% $420,000 0.0%
Third Federal Savings and Loan Association of Cleveland 9 Under 10 loans Under 10 loans 21.4%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 9 Under 10 loans Under 10 loans 16.7%
PENTAGON FEDERAL CREDIT UNION 9 Under 10 loans Under 10 loans 25.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 9 Under 10 loans Under 10 loans 10.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 9 Under 10 loans Under 10 loans 0.0%
INTERCOASTAL MORTGAGE, LLC 9 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 8 Under 10 loans Under 10 loans 52.6%
USAA Federal Savings Bank 8 Under 10 loans Under 10 loans 50.0%
THE LOAN STORE, INC. 8 Under 10 loans Under 10 loans 9.1%
LoanUnited.com, LLC 8 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 7 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 7 Under 10 loans Under 10 loans 12.5%
FIRST COMMUNITY MORTGAGE, INC. 7 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 6 Under 10 loans Under 10 loans 28.6%
Truliant Federal Credit Union 6 Under 10 loans Under 10 loans 25.0%
C&F Select LLC 6 Under 10 loans Under 10 loans 25.0%
CHURCHILL MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 6 Under 10 loans Under 10 loans 14.3%
FIRST BANCORP, INC. 6 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 6 Under 10 loans Under 10 loans 14.3%
AMERICAN FINANCIAL RESOURCES, INC. 6 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 6 Under 10 loans Under 10 loans 0.0%
DOMINION ENERGY CREDIT UNION 6 Under 10 loans Under 10 loans 14.3%
NEW DAY FINANCIAL, LLC 5 Under 10 loans Under 10 loans 28.6%
CARRINGTON MORTGAGE SERVICES, LLC 5 Under 10 loans Under 10 loans 66.7%
VILLAGE CAPITAL & INVESTMENT LLC 5 Under 10 loans Under 10 loans 20.0%
KIND LENDING, LLC 5 Under 10 loans Under 10 loans 28.6%
UNION HOME MORTGAGE CORP. 5 Under 10 loans Under 10 loans 16.7%
The Federal Savings Bank 5 Under 10 loans Under 10 loans 16.7%
LONGBRIDGE FINANCIAL, LLC 5 Under 10 loans Under 10 loans 16.7%
Tomo Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION 5 Under 10 loans Under 10 loans 14.3%
SWBC MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
VILLAGE BANK MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
FIRST BANK 4 Under 10 loans Under 10 loans 14.3%
Argent Federal Credit Union 4 Under 10 loans Under 10 loans 33.3%
EVERETT FINANCIAL, INC. 4 Under 10 loans Under 10 loans 0.0%
Southern Bank and Trust Company 4 Under 10 loans Under 10 loans 16.7%
Commerce Home Mortgage, Inc. 4 Under 10 loans Under 10 loans 20.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 4 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 4 Under 10 loans Under 10 loans 20.0%
MILEND, INC. 4 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 4 Under 10 loans Under 10 loans 20.0%
First National Bank of America 4 Under 10 loans Under 10 loans 20.0%
FIRST HOME MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 4 Under 10 loans Under 10 loans 20.0%
Morgan Stanley Private Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 57.1%
Apple Federal Credit Union 3 Under 10 loans Under 10 loans 25.0%
PANORAMA MORTGAGE GROUP, LLC 3 Under 10 loans Under 10 loans 25.0%
TD Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
NBKC BANK 3 Under 10 loans Under 10 loans 40.0%
Liberty 3 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 3 Under 10 loans Under 10 loans 0.0%
TIDEWATER MORTGAGE SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 3 Under 10 loans Under 10 loans 0.0%
MORIA DEVELOPMENT, INC. 3 Under 10 loans Under 10 loans 0.0%
VILLAGE BANK AND TRUST FINANCIAL CORP. 3 Under 10 loans Under 10 loans 25.0%
Citibank, National Association 3 Under 10 loans Under 10 loans 25.0%
Ameris Bank 3 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 3 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 3 Under 10 loans Under 10 loans 0.0%
Citizens Bank and Trust Company 3 Under 10 loans Under 10 loans 0.0%
The Dart Bank 3 Under 10 loans Under 10 loans 0.0%
NexBank 3 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 50.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 Under 10 loans Under 10 loans 0.0%
NETWORK CAPITAL FUNDING CORPORATION 2 Under 10 loans Under 10 loans 0.0%
State Department Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
Bethpage Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
Valon Mortgage, Inc. 2 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 2 Under 10 loans Under 10 loans 25.0%
SOUTHWEST STAGE FUNDING, LLC 2 Under 10 loans Under 10 loans 0.0%
INTELLILOAN, INC. 2 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
Emporium TPO LLC 2 Under 10 loans Under 10 loans 0.0%
Acre Mortgage & Financial, Inc. 2 Under 10 loans Under 10 loans 0.0%
ENCOMPASS LENDING GROUP, LP 2 Under 10 loans Under 10 loans 0.0%
Chesapeake Bank 2 Under 10 loans Under 10 loans 0.0%
American Airlines Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 2 Under 10 loans Under 10 loans 0.0%
The Freedom Bank of Virginia 2 Under 10 loans Under 10 loans 0.0%
UNIVERSITY Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 2 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
SELECT LENDING SERVICES LLC 2 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 2 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 2 Under 10 loans Under 10 loans 0.0%
Carter Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Colonial Farm Credit, ACA 2 Under 10 loans Under 10 loans 0.0%
Tidewater Home Funding, LLC 2 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 2 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 75.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
Beeline Loans, Inc. 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 50.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 75.0%
STG MORTGAGE INC 1 Under 10 loans Under 10 loans 50.0%
CHARTWAY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 66.7%
Logan Finance Corporation 1 Under 10 loans Under 10 loans 0.0%
NQM FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MYCUMORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
NASA Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
SIRVA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Towne Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
EMBRACE HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
Quontic Bank 1 Under 10 loans Under 10 loans 0.0%
Watermark Capital, Inc. 1 Under 10 loans Under 10 loans 0.0%
Valley West Corporation 1 Under 10 loans Under 10 loans 0.0%
AAA CAPITAL INVESTMENT, INC. 1 Under 10 loans Under 10 loans 0.0%
GRAY FOX MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
USALLIANCE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Orion Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
Nicolet National Bank 1 Under 10 loans Under 10 loans 0.0%
REV FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Griffin Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Bank of Clarke 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
APL Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
OCEANSIDE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 94 lenders each made 1 or fewer mortgages here, and are counted in the totals above.

Bank branches in Hanover County

28 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Atlantic Union Bank 4$763.0 million
Wells Fargo Bank, National Association 4$415.3 million
Truist Bank 3$563.3 million
Primis Bank 3$386.0 million
TowneBank 3$292.9 million
Bank of America, National Association 2$196.8 million
Manufacturers and Traders Trust Company 2$56.3 million
JPMorgan Chase Bank, National Association 2$44.4 million
United Bank 1$92.0 million
SouthState Bank, National Association 1$75.8 million
Citizens and Farmers Bank 1$71.9 million
The First Bank and Trust Company 1$69.1 million
Woodforest National Bank 1$4.4 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.