Mortgage Lender Index

C&F Select LLC

C&F Select LLC received 133 applications in 2025 and made 108 mortgages, in 22 counties across 1 state. The median rate its borrowers got was 6.750% on a median loan of $325,000. Of 117 decisions, 6 were denials — 5.1%, most often for credit history.

Legal Entity Identifier549300X50UOL0Z4M1J25
Applications received133
Mortgages made108
Denied6
Approved, not taken up3
Withdrawn or incomplete16
Loans bought from other lenders0
Median rate spread over the prime offer rate0.373 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase106 6.750%$325,000 5.2%
Refinancing2 Under 10 loansUnder 10 loans 0.0%

Where C&F Select LLC lends most

The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Chesterfield County, VA 276.750%9.7%
Richmond city, VA 156.875%0.0%
Henrico County, VA 126.625%6.7%
Hanover County, VA 6Under 10 loans25.0%
Prince Edward County, VA 6Under 10 loans0.0%
Amelia County, VA 5Under 10 loans0.0%
Goochland County, VA 5Under 10 loans0.0%
Powhatan County, VA 5Under 10 loans0.0%
Cumberland County, VA 4Under 10 loans0.0%
Buckingham County, VA 3Under 10 loans0.0%
Dinwiddie County, VA 3Under 10 loans0.0%
Louisa County, VA 3Under 10 loans0.0%
Petersburg city, VA 3Under 10 loans0.0%
Bedford County, VA 2Under 10 loans0.0%
Norfolk city, VA 2Under 10 loans0.0%
Virginia Beach city, VA 2Under 10 loans0.0%
Appomattox County, VA 1Under 10 loans0.0%
Greensville County, VA 1Under 10 loans0.0%
Richmond County, VA 1Under 10 loans0.0%
Chesapeake city, VA 1Under 10 loans0.0%
Portsmouth city, VA 1Under 10 loans0.0%
Fluvanna County, VA 0Under 10 loansNot published

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.