Colonial Farm Credit, ACA
Colonial Farm Credit, ACA received 72 applications in 2025 and made 63 mortgages, in 34 counties across 2 states. The median rate its borrowers got was 8.375% on a median loan of $305,000. Of 65 decisions, 1 were denials — 1.5%, most often for credit history.
| Legal Entity Identifier | 549300W4BRJPRFMIIL49 |
|---|---|
| Applications received | 72 |
| Mortgages made | 63 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.634 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | 8.375% | $255,000 | 3.2% |
| Refinancing | 10 | 8.313% | $215,000 | 0.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 23 | 8.375% | $355,000 | 0.0% |
Where Colonial Farm Credit, ACA lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Buckingham County, VA | 6 | Under 10 loans | 0.0% |
| St. Mary's County, MD | 5 | Under 10 loans | 0.0% |
| Amelia County, VA | 5 | Under 10 loans | 0.0% |
| Cumberland County, VA | 5 | Under 10 loans | 0.0% |
| Calvert County, MD | 4 | Under 10 loans | 0.0% |
| Fluvanna County, VA | 4 | Under 10 loans | 0.0% |
| Louisa County, VA | 4 | Under 10 loans | 0.0% |
| Prince George's County, MD | 2 | Under 10 loans | 0.0% |
| Gloucester County, VA | 2 | Under 10 loans | 0.0% |
| Hanover County, VA | 2 | Under 10 loans | 0.0% |
| Richmond County, VA | 2 | Under 10 loans | 0.0% |
| Surry County, VA | 2 | Under 10 loans | 33.3% |
| Amherst County, VA | 1 | Under 10 loans | 0.0% |
| Brunswick County, VA | 1 | Under 10 loans | 0.0% |
| Caroline County, VA | 1 | Under 10 loans | 0.0% |
| Charlotte County, VA | 1 | Under 10 loans | 0.0% |
| Dinwiddie County, VA | 1 | Under 10 loans | 0.0% |
| Essex County, VA | 1 | Under 10 loans | 0.0% |
| Greensville County, VA | 1 | Under 10 loans | 0.0% |
| Isle of Wight County, VA | 1 | Under 10 loans | 0.0% |
| James City County, VA | 1 | Under 10 loans | 0.0% |
| King and Queen County, VA | 1 | Under 10 loans | 0.0% |
| King George County, VA | 1 | Under 10 loans | 0.0% |
| King William County, VA | 1 | Under 10 loans | 0.0% |
| Mathews County, VA | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, VA | 1 | Under 10 loans | 0.0% |
| Middlesex County, VA | 1 | Under 10 loans | 0.0% |
| New Kent County, VA | 1 | Under 10 loans | 0.0% |
| Northumberland County, VA | 1 | Under 10 loans | 0.0% |
| Sussex County, VA | 1 | Under 10 loans | 0.0% |
| Westmoreland County, VA | 1 | Under 10 loans | 0.0% |
| Suffolk city, VA | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 0 | Under 10 loans | Not published |
| Lunenburg County, VA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.