Home purchase lenders in Midland County
3,472 home purchase mortgages were made in Midland County, Texas, in 2025, by 288 lenders. The median rate their borrowers got was 6.500% on a median loan of $305,000. Of 4,685 decisions, 1,026 were denials — 21.9%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 319 | 4.990% | $395,000 | 16.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 290 | 6.500% | $325,000 | 5.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 247 | 6.625% | $275,000 | 0.8% |
| 21st Mortgage Corporation | 195 | 10.070% | $115,000 | 73.4% |
| LRS FINANCIAL NETWORK, INC. | 143 | 6.625% | $365,000 | 0.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 135 | 6.750% | $265,000 | 1.5% |
| Texas Tech Federal Credit Union | 128 | 6.250% | $305,000 | 0.8% |
| Rocket Mortgage, LLC | 110 | 6.490% | $350,000 | 13.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | 101 | 6.625% | $275,000 | 9.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 92 | 6.625% | $245,000 | 2.1% |
| EVERETT FINANCIAL, INC. | 82 | 6.625% | $275,000 | 1.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 6.374% | $315,000 | 11.4% |
| Community National Bank | 67 | Not published | $245,000 | 1.4% |
| TRIAD FINANCIAL SERVICES, INC. | 65 | 9.920% | $135,000 | 46.3% |
| FLAT BRANCH MORTGAGE, INC. | 59 | 6.375% | $295,000 | 3.3% |
| JPMorgan Chase Bank, National Association | 55 | 6.500% | $305,000 | 1.8% |
| GUARANTEED RATE, INC. | 50 | 6.625% | $265,000 | 2.0% |
| DIRECTIONS EQUITY, LLC | 49 | 6.375% | $245,000 | 0.0% |
| THE MORTGAGE LINK, INC. | 45 | 6.875% | $305,000 | 0.0% |
| City Bank | 35 | 6.750% | $315,000 | 2.8% |
| Mortgage Research Center, LLC | 34 | 6.375% | $345,000 | 10.0% |
| Nations Lending Corporation | 31 | 6.750% | $345,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 30 | 6.625% | $315,000 | 6.3% |
| RIGHT START MORTGAGE, INC. | 30 | 6.813% | $290,000 | 3.2% |
| KIND LENDING, LLC | 30 | 6.813% | $275,000 | 18.9% |
| GUARANTEED RATE AFFINITY, LLC | 30 | 6.513% | $435,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 28 | 6.250% | $345,000 | 6.7% |
| Paramount Residential Mortgage Group, Inc. | 27 | 6.000% | $275,000 | 0.0% |
| Frost Bank | 24 | 6.608% | $375,000 | 10.7% |
| CHEVRON Federal Credit Union | 23 | 5.875% | $345,000 | 0.0% |
| Waterstone Mortgage Corporation | 22 | 6.625% | $315,000 | 8.3% |
| SFMC, LP | 22 | 6.625% | $335,000 | 0.0% |
| Broker Solutions, Inc. | 20 | 6.125% | $220,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 6.375% | $355,000 | 16.7% |
| PLAZA HOME MORTGAGE, INC. | 19 | 7.125% | $295,000 | 20.8% |
| First National Bank Texas | 19 | 6.624% | $335,000 | 0.0% |
| Prosperity Bank | 18 | 6.500% | $305,000 | 16.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 10.500% | $115,000 | 67.8% |
| T2 FINANCIAL LLC | 17 | 6.500% | $325,000 | 0.0% |
| Navy Federal Credit Union | 16 | 6.375% | $300,000 | 11.1% |
| CMG MORTGAGE, INC. | 16 | 6.313% | $335,000 | 5.9% |
| Loandepot.Com, LLC | 16 | 6.663% | $275,000 | 5.9% |
| A&D Mortgage LLC | 15 | 6.250% | $265,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 15 | 6.250% | $305,000 | 0.0% |
| American Momentum Bank | 14 | Not published | $195,000 | 17.7% |
| LOWER, LLC | 14 | 7.058% | $280,000 | 12.5% |
| U.S. Bank National Association | 14 | 6.313% | $345,000 | 0.0% |
| MORTGAGE ACCESS CORP. | 14 | 6.250% | $375,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 14 | 5.990% | $480,000 | 6.7% |
| Wells Fargo Bank, National Association | 13 | 6.500% | $295,000 | 31.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 13 | 6.750% | $425,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 12 | 6.500% | $270,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 12 | 6.750% | $250,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 12 | 6.688% | $220,000 | 0.0% |
| NEWREZ LLC | 12 | 6.500% | $320,000 | 7.7% |
| PENNYMAC LOAN SERVICES, LLC | 11 | 6.250% | $415,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 10 | 8.825% | $225,000 | 27.3% |
| JMAC LENDING, INC. | 10 | 6.750% | $340,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| EFINITY FINANCIAL INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Amarillo National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 56.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Bank of America, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| West Texas National Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Complex Community Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 78.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANCE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MTCU | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Susser Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORIAN FINANCE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 60.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Austin Bank, Texas National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Yoakum National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CERTIFIED FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PILGRIM MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900K39SBWA2QOUF69 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| b1BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Solera National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Zions Bancorporation, N.A. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| ZILLOW HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Truity Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLATINUM EAGLE MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TransPecos Banks | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The City National Bank of Sulphur Springs | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCORE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baraboo State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASSOCIATED MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Vista Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Independent | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Inwood National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Jacksboro National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 88 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.