Mortgage lenders in Rutherford County
9,517 mortgages were made in Rutherford County, Tennessee, in 2025, by 474 lenders. The median rate their borrowers got was 6.500% on a median loan of $305,000. Of 12,622 decisions, 2,515 were denials — 19.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 662 | 6.625% | $240,000 | 14.2% |
| ASCEND FEDERAL CREDIT UNION | 478 | 7.500% | $105,000 | 21.0% |
| CMG MORTGAGE, INC. | 476 | 6.500% | $355,000 | 2.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 475 | 5.999% | $375,000 | 12.2% |
| FirstBank | 374 | 6.625% | $290,000 | 7.6% |
| Pinnacle Bank | 338 | 6.250% | $255,000 | 14.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 287 | 6.250% | $375,000 | 6.1% |
| Primis Mortgage Company | 266 | 6.490% | $365,000 | 3.3% |
| Regions Bank | 253 | 4.990% | $105,000 | 35.4% |
| Loandepot.Com, LLC | 218 | 4.990% | $405,000 | 21.6% |
| NVR Mortgage Finance, Inc. | 192 | 5.990% | $385,000 | 15.0% |
| WILSON BANK AND TRUST | 190 | 7.220% | $255,000 | 16.3% |
| REDSTONE Federal Credit Union | 171 | 8.125% | $105,000 | 31.1% |
| PENNYMAC LOAN SERVICES, LLC | 163 | 5.999% | $355,000 | 15.8% |
| FREEDOM MORTGAGE CORPORATION | 158 | 6.250% | $365,000 | 10.9% |
| SWBC MORTGAGE CORPORATION | 134 | 6.625% | $365,000 | 6.2% |
| Bank of America, National Association | 132 | 6.240% | $105,000 | 41.2% |
| The First National Bank of Middle Tennessee | 131 | 6.500% | $345,000 | 6.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 130 | 6.575% | $395,000 | 7.0% |
| U.S. Bank National Association | 121 | 7.490% | $165,000 | 49.4% |
| LENNAR MORTGAGE, LLC | 113 | 4.990% | $495,000 | 19.7% |
| NATIONSTAR MORTGAGE LLC | 112 | 8.750% | $95,000 | 10.1% |
| Fifth Third Bank, National Association | 104 | 7.775% | $125,000 | 42.8% |
| Truist Bank | 99 | 6.750% | $155,000 | 42.1% |
| Navy Federal Credit Union | 97 | 7.650% | $205,000 | 30.7% |
| First Horizon Bank | 94 | 7.250% | $155,000 | 32.4% |
| Liberty | 91 | 7.125% | $335,000 | 10.7% |
| TRAILBLAZER MORTGAGE L.L.C. | 83 | 3.990% | $465,000 | 4.6% |
| SPRING EQ, LLC | 78 | 8.463% | $65,000 | 55.8% |
| Ixonia Bank | 77 | 6.625% | $345,000 | 7.2% |
| Legacy Home Loans, LLC | 77 | 6.500% | $375,000 | 0.0% |
| Broker Solutions, Inc. | 76 | 6.625% | $325,000 | 13.5% |
| FIGURE LENDING LLC | 76 | 10.030% | $65,000 | 23.1% |
| Mortgage Research Center, LLC | 69 | 6.125% | $405,000 | 35.8% |
| GUARANTEED RATE, INC. | 67 | 6.550% | $355,000 | 9.3% |
| DHI MORTGAGE COMPANY, LTD. | 63 | 5.500% | $325,000 | 16.9% |
| MOVEMENT MORTGAGE, LLC | 62 | 6.375% | $320,000 | 2.7% |
| PULTE MORTGAGE LLC | 60 | 6.375% | $465,000 | 21.8% |
| Coastal Community Bank | 57 | 9.990% | $45,000 | 0.8% |
| NEWREZ LLC | 55 | 6.250% | $385,000 | 37.8% |
| PNC Bank, National Association | 54 | 7.495% | $115,000 | 37.8% |
| JPMorgan Chase Bank, National Association | 54 | 6.490% | $300,000 | 15.2% |
| AmeriSave Mortgage Corporation | 53 | 8.250% | $85,000 | 50.9% |
| Old National Bank | 48 | 6.250% | $265,000 | 29.0% |
| Ameris Bank | 47 | 6.500% | $315,000 | 6.0% |
| Fairway Independent Mortgage Corporation | 46 | 6.625% | $365,000 | 6.1% |
| CHURCHILL MORTGAGE CORPORATION | 46 | 6.625% | $360,000 | 2.0% |
| Republic Bank & Trust Company | 44 | 5.990% | $130,000 | 13.7% |
| United Community Bank | 41 | 6.500% | $325,000 | 17.7% |
| ISERVE RESIDENTIAL LENDING, LLC | 41 | 6.375% | $365,000 | 4.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 38 | 6.500% | $210,000 | 48.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 38 | 6.313% | $325,000 | 24.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 6.250% | $430,000 | 43.8% |
| LAKEVIEW LOAN SERVICING, LLC | 32 | 6.250% | $435,000 | 51.0% |
| INSPIRE HOME LOANS INC. | 32 | 5.000% | $465,000 | 11.1% |
| THE LOAN STORE, INC. | 31 | 6.750% | $265,000 | 5.7% |
| A&D Mortgage LLC | 30 | 6.433% | $425,000 | 11.8% |
| KIND LENDING, LLC | 29 | 6.500% | $355,000 | 31.9% |
| CANOPY MORTGAGE, LLC | 29 | 6.375% | $385,000 | 0.0% |
| Farm Credit Mid-America | 29 | 7.125% | $415,000 | 3.3% |
| Volunteer State Bank | 29 | Not published | $265,000 | 6.3% |
| JET HOMELOANS, LP | 28 | 4.990% | $385,000 | 0.0% |
| Southern Bank of Tennessee | 28 | Not published | $210,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 27 | 6.750% | $325,000 | 12.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 27 | 6.875% | $455,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 25 | 10.190% | $105,000 | 25.7% |
| UNION HOME MORTGAGE CORP. | 25 | 6.625% | $355,000 | 6.5% |
| Texana Bank, National Association | 24 | 6.563% | $325,000 | 0.0% |
| Lendage, LLC | 24 | 10.938% | $45,000 | 16.1% |
| Wells Fargo Bank, National Association | 23 | 6.250% | $275,000 | 11.5% |
| Cadence Bank | 23 | 7.000% | $205,000 | 17.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 6.500% | $350,000 | 8.3% |
| SmartBank | 22 | 7.500% | $210,000 | 10.7% |
| M/I FINANCIAL, LLC | 22 | 4.875% | $355,000 | 7.1% |
| Citizens Bank, National Association | 21 | 7.900% | $135,000 | 35.3% |
| HERITAGE SOUTH COMMUNITY CU | 21 | 8.450% | $155,000 | 16.1% |
| OCMBC, INC. | 20 | 7.375% | $355,000 | 28.6% |
| Equity Prime Mortgage LLC | 20 | 6.625% | $385,000 | 22.2% |
| FIRST COMMERCE BANK | 20 | Not published | $240,000 | 0.0% |
| Northpointe Bank | 19 | 6.125% | $395,000 | 24.0% |
| PLANET HOME LENDING, LLC | 19 | 5.750% | $445,000 | 5.0% |
| 21st Mortgage Corporation | 17 | 10.440% | $85,000 | 77.6% |
| Discover Bank | 17 | 8.680% | $75,000 | 75.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 17 | 7.290% | $115,000 | 21.7% |
| Renasant Bank | 17 | 6.625% | $375,000 | 14.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 17 | 5.625% | $385,000 | 5.0% |
| MORTGAGE INVESTORS GROUP, INC. | 17 | 6.250% | $355,000 | 19.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 17 | 6.500% | $355,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 17 | 6.250% | $205,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 16 | 6.313% | $330,000 | 38.5% |
| PENTAGON FEDERAL CREDIT UNION | 16 | 7.188% | $165,000 | 20.0% |
| SOUTHWEST FUNDING, LP | 16 | 6.750% | $345,000 | 5.9% |
| FIRST COLONY MORTGAGE CORPORATION | 16 | 6.495% | $295,000 | 5.6% |
| GUILD MORTGAGE COMPANY | 15 | 6.000% | $325,000 | 5.6% |
| INTERLINC MORTGAGE SERVICES, LLC | 15 | 6.624% | $355,000 | 0.0% |
| USAA Federal Savings Bank | 14 | 6.125% | $385,000 | 31.8% |
| CB&S Bank, Inc. | 14 | 7.125% | $230,000 | 17.7% |
| SUMMIT FUNDING, INC. | 13 | 6.625% | $375,000 | 12.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.438% | $325,000 | 13.3% |
| CHAMPIONS FUNDING, LLC | 12 | 7.563% | $250,000 | 7.7% |
| COMMUNITY MORTGAGE CORPORATION | 12 | 6.500% | $290,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 12 | 6.750% | $420,000 | 0.0% |
| PREMIER LENDING, INC. | 12 | 6.438% | $425,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 11 | 5.750% | $515,000 | 39.5% |
| GoodLeap, LLC | 11 | 10.350% | $65,000 | 30.0% |
| LOWER, LLC | 11 | 6.250% | $285,000 | 31.3% |
| Third Federal Savings and Loan Association of Cleveland | 11 | 6.990% | $105,000 | 33.3% |
| Southern Bancorp Bank | 11 | 6.125% | $405,000 | 0.0% |
| LoanUnited.com, LLC | 11 | 6.125% | $465,000 | 8.3% |
| Fortera Federal Credit Union | 11 | 7.500% | $65,000 | 36.8% |
| QUORUM FEDERAL CREDIT UNION | 11 | 8.375% | $135,000 | 29.4% |
| Simmons Bank | 11 | 4.990% | $185,000 | 35.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.250% | $385,000 | 15.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.500% | $365,000 | 15.4% |
| BETTER MORTGAGE CORPORATION | 10 | 7.000% | $245,000 | 47.6% |
| TOLL BROTHERS MORTGAGE COMPANY | 10 | 6.490% | $380,000 | 23.5% |
| F&M Bank | 10 | 6.370% | $155,000 | 31.3% |
| GTE Federal Credit Union | 10 | 8.375% | $120,000 | 33.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | 10 | 4.750% | $485,000 | 9.1% |
| NBKC BANK | 10 | 6.370% | $440,000 | 16.7% |
| ABL RPC Residential Credit Acquisition LLC | 10 | 12.875% | $1,040,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 10 | 6.938% | $275,000 | 0.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 28.6% |
| CORNERSTONE FINANCIAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 28.6% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Legends Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Baxter Credit Union | 8 | Under 10 loans | Under 10 loans | 46.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 21.4% |
| DSLD MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Commerce Home Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 5493005QMX3SJKDTQZ62 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Tri-County Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| first vision bank of tennessee | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ServisFirst Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 45.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 14.3% |
| STOCKTON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CASTLE & COOKE MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CITIZENS SAVINGS BANK AND TRUST COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 68.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 11.1% |
| PRINCETON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRSTTRUST HOME LOANS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Studio Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER LENDING SERVICES, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| TRIAD FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 22.2% |
| ENDEAVOR CAPITAL, LLC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| HOPE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| USALLIANCE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FLAT BRANCH MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texas National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 3 | Under 10 loans | Under 10 loans | 60.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Citizens National Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 274 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Rutherford County
79 FDIC-insured branches from 27 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Pinnacle Bank, 114 W College St, Murfreesboro
- Pinnacle Bank, 214 W College St, Murfreesboro
- Tower Community Bank, 2812 South Rutherford Boulevard, Murfreesboro
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When the next year’s lending figures are out for Rutherford County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.