CORNERSTONE FINANCIAL CREDIT UNION
CORNERSTONE FINANCIAL CREDIT UNION received 182 applications in 2025 and made 86 mortgages, in 27 counties across 1 state. The median rate its borrowers got was 5.900% on a median loan of $235,000. Of 152 decisions, 55 were denials — 36.2%, most often for credit history. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300HTKHBMJL4D9734 |
|---|---|
| Applications received | 182 |
| Mortgages made | 86 |
| Denied | 55 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 30 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.2365 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | 5.900% | $300,000 | 27.3% |
| Refinancing | 15 | 5.900% | $225,000 | 37.5% |
| Cash-out refinancing | 44 | 6.500% | $165,000 | 37.2% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 83.3% |
Where CORNERSTONE FINANCIAL CREDIT UNION lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Davidson County, TN | 24 | 5.900% | 30.8% |
| Dickson County, TN | 10 | 5.900% | 33.3% |
| Williamson County, TN | 10 | 5.900% | 36.8% |
| Rutherford County, TN | 9 | Under 10 loans | 28.6% |
| Sumner County, TN | 9 | Under 10 loans | 45.0% |
| Montgomery County, TN | 4 | Under 10 loans | 44.4% |
| Bedford County, TN | 2 | Under 10 loans | 0.0% |
| Cheatham County, TN | 2 | Under 10 loans | 60.0% |
| Hickman County, TN | 2 | Under 10 loans | 0.0% |
| Houston County, TN | 2 | Under 10 loans | 33.3% |
| Humphreys County, TN | 2 | Under 10 loans | 50.0% |
| Madison County, TN | 2 | Under 10 loans | 0.0% |
| Wilson County, TN | 2 | Under 10 loans | 0.0% |
| Cumberland County, TN | 1 | Under 10 loans | 50.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Obion County, TN | 1 | Under 10 loans | 0.0% |
| Robertson County, TN | 1 | Under 10 loans | 33.3% |
| Sullivan County, TN | 1 | Under 10 loans | 0.0% |
| Cannon County, TN | 0 | Under 10 loans | 100.0% |
| DeKalb County, TN | 0 | Under 10 loans | Not published |
| Franklin County, TN | 0 | Under 10 loans | 100.0% |
| Gibson County, TN | 0 | Under 10 loans | 100.0% |
| Macon County, TN | 0 | Under 10 loans | Not published |
| Marshall County, TN | 0 | Under 10 loans | 100.0% |
| Maury County, TN | 0 | Under 10 loans | 100.0% |
| Stewart County, TN | 0 | Under 10 loans | 100.0% |
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When CORNERSTONE FINANCIAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.