Mortgage Lender Index

CB&S Bank, Inc.

CB&S Bank, Inc. is a state bank, not a federal reserve member based in Russellville, Alabama, with $3.1 billion in assets and $2.6 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 58 branches in 33 counties.

FDIC certificate15310
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$3.1 billion
Deposits$2.6 billion
Offices58
Net income, year to date$10.6 million
Return on assets0.71%
Websitewww.cbsbank.com
Mortgage lendingCB&S Bank, Inc. reported 940 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Franklin County, AL 6$479.8 million
Madison County, AL 4$126.6 million
Lauderdale County, AL 3$179.7 million
Lawrence County, AL 2$148.1 million
Leflore County, MS 2$120.0 million
Colbert County, AL 2$102.3 million
Elmore County, AL 2$89.6 million
McNairy County, TN 2$78.3 million
Giles County, TN 2$76.2 million
Decatur County, TN 2$73.8 million
Tippah County, MS 2$73.7 million
Morgan County, AL 2$66.4 million
Oktibbeha County, MS 2$65.6 million
Hardeman County, TN 2$64.3 million
Alcorn County, MS 2$57.7 million
Marshall County, TN 2$52.6 million
Hardin County, TN 2$50.5 million
Rutherford County, TN 2$28.0 million
Dade County, GA 1$90.4 million
Montgomery County, AL 1$70.2 million
Tuscaloosa County, AL 1$67.9 million
Lincoln County, TN 1$67.7 million
Coahoma County, MS 1$57.4 million
Washington County, MS 1$57.1 million
Jefferson County, AL 1$48.6 million
Lewis County, TN 1$41.8 million
Tallapoosa County, AL 1$36.6 million
Lee County, AL 1$35.9 million
Webster County, MS 1$33.4 million
Shelby County, AL 1$27.8 million
Jackson County, AL 1$18.8 million
Lee County, MS 1$12.3 million
Walker County, GA 1$9.2 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.