Mortgage lenders in Montgomery County
19,325 mortgages were made in Montgomery County, Pennsylvania, in 2025, by 566 lenders. The median rate their borrowers got was 6.625% on a median loan of $265,000. Of 25,153 decisions, 4,880 were denials — 19.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 1,342 | 7.400% | $205,000 | 27.6% |
| Rocket Mortgage, LLC | 1,004 | 6.750% | $255,000 | 15.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 944 | 6.625% | $375,000 | 2.9% |
| POLICE & FIRE | 841 | 6.240% | $105,000 | 30.0% |
| PNC Bank, National Association | 727 | 6.750% | $125,000 | 18.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 670 | 6.454% | $365,000 | 12.6% |
| TRUMARK FINANCIAL CREDIT UNION | 652 | 6.740% | $135,000 | 25.0% |
| AMERICAN HERITAGE FCU | 513 | 6.740% | $75,000 | 34.7% |
| GUARANTEED RATE, INC. | 481 | 6.550% | $415,000 | 4.1% |
| CITADEL FEDERAL CREDIT UNION | 388 | 3.990% | $125,000 | 30.2% |
| TD Bank, National Association | 379 | 7.440% | $205,000 | 23.7% |
| PENNYMAC LOAN SERVICES, LLC | 378 | 6.499% | $345,000 | 12.8% |
| Prosperity Home Mortgage, LLC | 376 | 6.625% | $385,000 | 4.1% |
| MOVEMENT MORTGAGE, LLC | 307 | 6.562% | $385,000 | 2.0% |
| Wilmington Savings Fund Society, FSB | 301 | 6.875% | $255,000 | 12.3% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | 297 | 6.500% | $105,000 | 1.3% |
| Bank of America, National Association | 278 | 6.063% | $290,000 | 33.6% |
| Univest Bank and Trust Co. | 229 | 7.500% | $205,000 | 15.8% |
| Navy Federal Credit Union | 187 | 7.750% | $155,000 | 31.3% |
| LENNAR MORTGAGE, LLC | 183 | 4.990% | $405,000 | 0.5% |
| Diamond Credit Union | 181 | 5.460% | $75,000 | 20.7% |
| CMG MORTGAGE, INC. | 180 | 6.500% | $365,000 | 4.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 176 | 6.465% | $95,000 | 12.9% |
| JPMorgan Chase Bank, National Association | 167 | 6.250% | $405,000 | 14.6% |
| KEYSTONE FUNDING, INC. | 163 | 6.375% | $385,000 | 2.2% |
| Loandepot.Com, LLC | 161 | 6.625% | $325,000 | 24.8% |
| NATIONSTAR MORTGAGE LLC | 156 | 8.875% | $85,000 | 14.1% |
| NEWREZ LLC | 153 | 6.625% | $295,000 | 32.9% |
| Truist Bank | 150 | 6.245% | $205,000 | 36.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 149 | 6.375% | $425,000 | 5.6% |
| Broker Solutions, Inc. | 141 | 6.750% | $325,000 | 11.6% |
| Wells Fargo Bank, National Association | 141 | 6.125% | $300,000 | 20.3% |
| Mortgage America, Inc. | 140 | 6.500% | $335,000 | 1.4% |
| UNION HOME MORTGAGE CORP. | 129 | 6.500% | $395,000 | 3.0% |
| GUARANTEED RATE AFFINITY, LLC | 115 | 6.525% | $355,000 | 1.7% |
| Firstrust Savings Bank | 111 | 4.990% | $255,000 | 33.5% |
| Ardent Federal Credit Union | 110 | Not published | $155,000 | 15.8% |
| NATIONS DIRECT MORTGAGE, LLC | 110 | 6.500% | $400,000 | 0.9% |
| TOLL BROTHERS MORTGAGE COMPANY | 108 | 6.563% | $505,000 | 8.6% |
| Hatboro Federal Savings, FA | 105 | Not published | $355,000 | 4.4% |
| MortgageCountry, LLC | 103 | 6.125% | $475,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 100 | 6.250% | $305,000 | 16.9% |
| Harleysville Bank | 99 | Not published | $235,000 | 9.3% |
| SPRING EQ, LLC | 96 | 9.250% | $85,000 | 56.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 94 | 6.250% | $400,000 | 1.1% |
| GUILD MORTGAGE COMPANY | 93 | 6.625% | $375,000 | 1.0% |
| MERIDIAN BANK | 93 | 6.500% | $355,000 | 3.1% |
| FREEDOM | 91 | 6.250% | $75,000 | 21.6% |
| KeyBank National Association | 90 | 7.625% | $140,000 | 33.1% |
| EMM LOANS LLC | 89 | 6.625% | $365,000 | 1.1% |
| Mortgage Research Center, LLC | 85 | 6.250% | $425,000 | 38.9% |
| PHILADELPHIA FEDERAL CREDIT UNION | 84 | 7.250% | $105,000 | 33.6% |
| FIGURE LENDING LLC | 82 | 9.425% | $75,000 | 27.1% |
| First Citizens Community Bank | 82 | 6.625% | $355,000 | 3.5% |
| Fulton Bank, National Association | 80 | 6.490% | $340,000 | 22.1% |
| Filo Mortgage, L.L.C. | 77 | 6.625% | $375,000 | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | 76 | 6.490% | $410,000 | 1.3% |
| PULTE MORTGAGE LLC | 75 | 6.625% | $525,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 71 | 6.625% | $335,000 | 2.5% |
| Penn Community Bank | 69 | 6.930% | $105,000 | 16.7% |
| FRANKLIN MINT | 68 | 4.990% | $145,000 | 20.5% |
| First National Bank of Pennsylvania | 68 | 6.250% | $550,000 | 15.0% |
| QNB Bank | 68 | Not published | $255,000 | 10.4% |
| ALLIED MORTGAGE GROUP, INC. | 66 | 6.500% | $360,000 | 10.5% |
| Coastal Community Bank | 65 | 9.740% | $85,000 | 3.1% |
| Third Federal Savings and Loan Association of Cleveland | 64 | 6.990% | $155,000 | 37.0% |
| KIND LENDING, LLC | 64 | 6.688% | $400,000 | 25.8% |
| Mid Penn Bank | 64 | 6.875% | $315,000 | 8.5% |
| LENDING CAPITAL GROUP Inc | 61 | 6.625% | $315,000 | 1.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 60 | 7.990% | $115,000 | 24.7% |
| Manufacturers and Traders Trust Company | 58 | 5.990% | $255,000 | 27.3% |
| Lendage, LLC | 57 | 11.125% | $75,000 | 11.3% |
| MEMBERS 1ST | 55 | 1.990% | $165,000 | 41.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 52 | 6.375% | $330,000 | 15.6% |
| THE LOAN STORE, INC. | 50 | 6.875% | $295,000 | 7.9% |
| MDE HOME LOANS, LLC | 50 | 6.625% | $680,000 | 2.0% |
| TOWER Federal Credit Union | 49 | 7.000% | $155,000 | 34.7% |
| Discover Bank | 47 | 8.440% | $105,000 | 69.5% |
| U.S. Bank National Association | 47 | 6.875% | $255,000 | 39.0% |
| AmeriSave Mortgage Corporation | 45 | 7.500% | $135,000 | 70.5% |
| BETTER MORTGAGE CORPORATION | 44 | 6.813% | $270,000 | 42.3% |
| Fairway Independent Mortgage Corporation | 43 | 6.558% | $375,000 | 12.2% |
| ZILLOW HOME LOANS, LLC | 43 | 6.625% | $325,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 42 | 6.250% | $300,000 | 61.2% |
| Morgan Stanley Private Bank, National Association | 40 | 5.775% | $685,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 40 | 6.500% | $355,000 | 4.8% |
| Kiavi Funding, Inc. | 39 | 9.950% | $255,000 | 18.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 39 | 6.625% | $395,000 | 0.0% |
| NFM, INC. | 38 | 6.625% | $355,000 | 4.8% |
| SELF RELIANCE NY | 38 | Not published | $290,000 | 13.6% |
| PLAZA HOME MORTGAGE, INC. | 37 | 6.500% | $305,000 | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 35 | 7.750% | $105,000 | 35.2% |
| The Huntington National Bank | 34 | 7.595% | $240,000 | 33.3% |
| GO MORTGAGE, LLC | 34 | 6.875% | $350,000 | 0.0% |
| Ambler Savings Bank | 34 | Not published | $370,000 | 12.2% |
| TRI COUNTY AREA Federal Credit Union | 33 | Not published | $55,000 | 5.7% |
| Advisors Mortgage Group, L.L.C. | 33 | 6.625% | $375,000 | 5.7% |
| ALLIANT CREDIT UNION | 32 | 8.000% | $160,000 | 28.3% |
| 1st Colonial Community Bank | 31 | 7.250% | $255,000 | 11.4% |
| Superior Credit Union | 31 | 8.240% | $75,000 | 8.8% |
| GoodLeap, LLC | 30 | 6.563% | $130,000 | 23.4% |
| DEEPHAVEN MORTGAGE LLC | 30 | 6.990% | $280,000 | 27.9% |
| Tompkins Community Bank | 30 | 3.250% | $185,000 | 26.2% |
| BPL MORTGAGE TRUST, LLC | 30 | 7.875% | $185,000 | 6.1% |
| A&D Mortgage LLC | 29 | 7.250% | $385,000 | 6.3% |
| Woori America Bank | 29 | Not published | $305,000 | 12.1% |
| OceanFirst Bank, National Association | 28 | 6.250% | $360,000 | 3.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 27 | 6.625% | $295,000 | 52.5% |
| AMWEST FUNDING CORP. | 27 | 6.875% | $365,000 | 3.6% |
| EQUITY RESOURCES, INC. | 27 | 6.624% | $325,000 | 3.6% |
| UIF CORPORATION | 26 | 6.563% | $360,000 | 3.6% |
| PRINCETON MORTGAGE CORPORATION | 26 | 6.625% | $375,000 | 0.0% |
| Northeast Equitable Mortgage, LLC | 26 | 6.563% | $445,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 25 | 6.875% | $345,000 | 3.9% |
| NBKC BANK | 24 | 6.125% | $420,000 | 7.7% |
| Quaint Oak Mortgage, LLC | 24 | 6.438% | $345,000 | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 24 | 6.750% | $325,000 | 0.0% |
| PHH Mortgage Corporation | 23 | 6.375% | $215,000 | 20.7% |
| S&T Bank | 23 | 3.990% | $335,000 | 31.4% |
| Peoples Security Bank and Trust Company | 23 | 1.990% | $245,000 | 17.2% |
| TRIAD FINANCIAL SERVICES, INC. | 21 | 8.610% | $95,000 | 23.6% |
| Phoenixville Federal Bank and Trust | 21 | Not published | $125,000 | 18.5% |
| State Financial Network, LLC | 21 | 6.375% | $245,000 | 8.3% |
| T2 FINANCIAL LLC | 21 | 6.625% | $365,000 | 4.2% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 20 | 6.058% | $425,000 | 4.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 20 | 6.500% | $370,000 | 9.1% |
| Parke Bank | 20 | 6.500% | $365,000 | 4.4% |
| The Federal Savings Bank | 19 | 6.500% | $345,000 | 24.0% |
| Loan Funder LLC | 19 | 9.750% | $275,000 | 17.4% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 19 | 6.490% | $355,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 18 | 5.998% | $405,000 | 10.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 18 | 10.240% | $240,000 | 5.0% |
| Sun East Federal Credit Union | 18 | 4.990% | $135,000 | 14.3% |
| NEXERA HOLDING LLC | 18 | 7.875% | $190,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 18 | 6.750% | $330,000 | 5.0% |
| JMAC LENDING, INC. | 18 | 6.438% | $380,000 | 0.0% |
| NexBank | 18 | 6.688% | $365,000 | 5.3% |
| PINNACLE MORTGAGE, INC. | 18 | 6.500% | $440,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 17 | 6.500% | $325,000 | 5.0% |
| BAY EQUITY LLC | 17 | 6.625% | $385,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 6.875% | $315,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 17 | 7.450% | $305,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 16 | 7.750% | $240,000 | 36.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 16 | 10.035% | $160,000 | 5.9% |
| Acre Mortgage & Financial, Inc. | 16 | 6.688% | $385,000 | 0.0% |
| Citibank, National Association | 15 | 6.500% | $855,000 | 37.5% |
| LOWER, LLC | 15 | 6.625% | $355,000 | 16.7% |
| Bethpage Federal Credit Union | 15 | 7.500% | $105,000 | 30.4% |
| DEVELOPER'S MORTGAGE COMPANY | 15 | 6.875% | $345,000 | 5.9% |
| Charles Schwab Bank, SSB | 15 | 5.375% | $955,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 14 | 6.313% | $445,000 | 21.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 6.625% | $375,000 | 9.1% |
| FINANCE OF AMERICA REVERSE LLC | 14 | 6.563% | $265,000 | 12.5% |
| Valon Mortgage, Inc. | 14 | 8.675% | $50,000 | 22.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 14 | 6.750% | $370,000 | 6.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 13 | 6.875% | $445,000 | 13.3% |
| CITIZENS & NORTHERN BANK | 13 | 7.000% | $355,000 | 31.6% |
| ARC HOME LLC | 13 | 7.750% | $375,000 | 18.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 13 | 6.625% | $385,000 | 0.0% |
| LENDINGONE, LLC | 12 | 7.725% | $170,000 | 42.9% |
| 254900M2C4Q6DATP2889 | 12 | 6.058% | $380,000 | 42.9% |
| Tomo Mortgage, LLC | 12 | 6.188% | $465,000 | 25.0% |
| OCMBC, INC. | 12 | 7.562% | $345,000 | 7.1% |
| GEORGIA'S OWN | 12 | 8.000% | $245,000 | 27.8% |
| PLANET HOME LENDING, LLC | 12 | 6.120% | $405,000 | 25.0% |
| UBS Bank USA | 12 | 6.188% | $685,000 | 7.7% |
| Metro City Bank | 12 | 6.250% | $475,000 | 0.0% |
| MORTGAGE ACCESS CORP. | 12 | 6.620% | $335,000 | 7.7% |
| USAA Federal Savings Bank | 11 | 6.500% | $395,000 | 38.9% |
| Equity Prime Mortgage LLC | 11 | 6.625% | $305,000 | 8.3% |
| SUN Federal Credit Union | 11 | 7.125% | $105,000 | 42.1% |
| First Federal Bank | 11 | 6.375% | $505,000 | 8.3% |
| Genisys Credit Union | 11 | 6.740% | $95,000 | 14.3% |
| AmeriServ Financial Bank | 11 | Not published | $145,000 | 21.4% |
| RELIANCE FIRST CAPITAL, LLC | 11 | 7.375% | $205,000 | 8.3% |
| NATION ONE MORTGAGE CORPORATION | 11 | 6.500% | $275,000 | 8.3% |
| DAS Acquisition Company, LLC | 11 | 7.000% | $325,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 10 | 6.490% | $445,000 | 65.6% |
| Flagstar Bank, N.A. | 10 | 6.563% | $390,000 | 33.3% |
| ICE LENDER HOLDINGS LLC | 10 | 7.563% | $360,000 | 28.6% |
| Citadel Servicing Corporation | 10 | 7.750% | $345,000 | 7.1% |
| FIRST HERITAGE FINANCIAL, LLC | 10 | 6.375% | $330,000 | 16.7% |
| LENDSURE MORTGAGE CORP. | 10 | 7.375% | $340,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 10 | 6.438% | $415,000 | 8.3% |
| First National Bank of America | 10 | 9.000% | $225,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 10 | 6.688% | $495,000 | 0.0% |
| First Commonwealth Federal Credit Union | 10 | 6.125% | $400,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 10 | 7.188% | $220,000 | 9.1% |
| General Mortgage Capital Corporation | 10 | 6.750% | $265,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 46.7% |
| DIGITAL | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Victory Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First Resource Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ABL RPC Residential Credit Acquisition LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 69.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 366 lenders each made 8 or fewer mortgages here, and are counted in the totals above.
Bank branches in Montgomery County
241 FDIC-insured branches from 29 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- 1st Colonial Community Bank, 440 W Linfield Trappe Rd, Limerick
- The Victory Bank, 100 Gibraltar Road, Horsham
- The Victory Bank, 548 N Lewis Rd, Limerick
- Wells Fargo Bank, National Association, 37 Easton Rd, Willow Grove
Get told when this changes
When the next year’s lending figures are out for Montgomery County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.