State Financial Network, LLC
State Financial Network, LLC received 216 applications in 2025 and made 198 mortgages, in 40 counties across 9 states. The median rate its borrowers got was 6.375% on a median loan of $225,000. Of 206 decisions, 6 were denials — 2.9%, most often for collateral.
| Legal Entity Identifier | 5493000SW5GLNL7VNX12 |
|---|---|
| Applications received | 216 |
| Mortgages made | 198 |
| Denied | 6 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0855 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 150 | 6.500% | $215,000 | 1.3% |
| Refinancing | 15 | 5.875% | $315,000 | 0.0% |
| Cash-out refinancing | 23 | 6.500% | $255,000 | 14.8% |
| Other purposes | 10 | 6.813% | $155,000 | 0.0% |
Where State Financial Network, LLC lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, PA | 49 | 6.625% | 0.0% |
| Delaware County, PA | 35 | 6.125% | 7.7% |
| Montgomery County, PA | 21 | 6.375% | 8.3% |
| New Castle County, DE | 14 | 6.313% | 0.0% |
| Chester County, PA | 13 | 6.250% | 0.0% |
| Berks County, PA | 8 | Under 10 loans | 0.0% |
| Allegheny County, PA | 5 | Under 10 loans | 0.0% |
| Armstrong County, PA | 5 | Under 10 loans | 0.0% |
| Lancaster County, PA | 5 | Under 10 loans | 0.0% |
| Cape May County, NJ | 4 | Under 10 loans | 0.0% |
| Dauphin County, PA | 3 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 3 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 2 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 2 | Under 10 loans | 33.3% |
| Middlesex County, NJ | 2 | Under 10 loans | 0.0% |
| Beaver County, PA | 2 | Under 10 loans | 0.0% |
| Lawrence County, PA | 2 | Under 10 loans | 0.0% |
| Nassau County, FL | 1 | Under 10 loans | 0.0% |
| Cumberland County, ME | 1 | Under 10 loans | 0.0% |
| Cecil County, MD | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| Burlington County, NJ | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Salem County, NJ | 1 | Under 10 loans | 0.0% |
| Rensselaer County, NY | 1 | Under 10 loans | 0.0% |
| Chowan County, NC | 1 | Under 10 loans | 0.0% |
| Carbon County, PA | 1 | Under 10 loans | 0.0% |
| Clarion County, PA | 1 | Under 10 loans | 0.0% |
| Cumberland County, PA | 1 | Under 10 loans | 0.0% |
| Mercer County, PA | 1 | Under 10 loans | 0.0% |
| Monroe County, PA | 1 | Under 10 loans | 0.0% |
| Northumberland County, PA | 1 | Under 10 loans | 0.0% |
| Perry County, PA | 1 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 1 | Under 10 loans | 0.0% |
| Sullivan County, PA | 1 | Under 10 loans | 0.0% |
| Susquehanna County, PA | 1 | Under 10 loans | 0.0% |
| Venango County, PA | 1 | Under 10 loans | 0.0% |
| Wyoming County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Lexington County, SC | 1 | Under 10 loans | 0.0% |
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When State Financial Network, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.