1st Colonial Community Bank
1st Colonial Community Bank received 902 applications in 2025 and made 682 mortgages, in 44 counties across 8 states. The median rate its borrowers got was 6.875% on a median loan of $265,000. Of 763 decisions, 77 were denials — 10.1%, most often for credit history.
| Legal Entity Identifier | 54930089Y8VTOF8RPD25 |
|---|---|
| Applications received | 902 |
| Mortgages made | 682 |
| Denied | 77 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 139 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.18 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 365 | 6.625% | $305,000 | 4.2% |
| Refinancing | 90 | 7.250% | $225,000 | 19.5% |
| Cash-out refinancing | 34 | 6.625% | $290,000 | 8.1% |
| Other purposes | 193 | 7.250% | $155,000 | 15.6% |
Where 1st Colonial Community Bank lends most
The 44 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Camden County, NJ | 199 | 6.875% | 12.6% |
| Burlington County, NJ | 148 | 6.875% | 7.4% |
| Gloucester County, NJ | 86 | 6.750% | 4.4% |
| Montgomery County, PA | 31 | 7.250% | 11.4% |
| Cape May County, NJ | 27 | 7.250% | 3.6% |
| Philadelphia County, PA | 27 | 7.000% | 12.9% |
| Bucks County, PA | 26 | 6.875% | 13.3% |
| Atlantic County, NJ | 22 | 6.995% | 21.4% |
| Chester County, PA | 21 | 7.000% | 8.7% |
| Delaware County, PA | 20 | 7.250% | 4.8% |
| Ocean County, NJ | 17 | 6.750% | 0.0% |
| Cumberland County, NJ | 7 | Under 10 loans | 0.0% |
| Mercer County, NJ | 6 | Under 10 loans | 14.3% |
| Middlesex County, NJ | 6 | Under 10 loans | 25.0% |
| Monmouth County, NJ | 5 | Under 10 loans | 28.6% |
| Salem County, NJ | 5 | Under 10 loans | 16.7% |
| Bergen County, NJ | 3 | Under 10 loans | 0.0% |
| Broward County, FL | 2 | Under 10 loans | 0.0% |
| Morris County, NJ | 2 | Under 10 loans | 0.0% |
| Berks County, PA | 2 | Under 10 loans | 0.0% |
| Charleston County, SC | 2 | Under 10 loans | 0.0% |
| New Castle County, DE | 1 | Under 10 loans | 0.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Sussex County, NJ | 1 | Under 10 loans | 0.0% |
| Union County, NJ | 1 | Under 10 loans | 0.0% |
| Currituck County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Carbon County, PA | 1 | Under 10 loans | 0.0% |
| Centre County, PA | 1 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Monroe County, PA | 1 | Under 10 loans | 0.0% |
| Montour County, PA | 1 | Under 10 loans | 0.0% |
| Rutland County, VT | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 0 | Under 10 loans | 100.0% |
| Worcester County, MD | 0 | Under 10 loans | 100.0% |
| Hudson County, NJ | 0 | Under 10 loans | 100.0% |
| Duplin County, NC | 0 | Under 10 loans | Not published |
| Northampton County, PA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.