Home purchase lenders in Lane County
3,634 home purchase mortgages were made in Lane County, Oregon, in 2025, by 275 lenders. The median rate their borrowers got was 6.575% on a median loan of $365,000. Of 4,252 decisions, 406 were denials — 9.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| SUMMIT FUNDING, INC. | 381 | 6.625% | $375,000 | 3.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 273 | 6.500% | $395,000 | 4.5% |
| CMG MORTGAGE, INC. | 245 | 6.375% | $375,000 | 1.1% |
| GUILD MORTGAGE COMPANY | 180 | 6.625% | $360,000 | 2.9% |
| DIRECTORS MORTGAGE, INC. | 156 | 6.625% | $365,000 | 4.0% |
| OREGON COMMUNITY | 140 | 6.750% | $325,000 | 5.8% |
| Umpqua Bank | 103 | 6.500% | $345,000 | 10.9% |
| Loandepot.Com, LLC | 95 | 6.625% | $365,000 | 3.1% |
| SELCO COMMUNITY | 93 | 6.375% | $305,000 | 15.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 92 | 6.750% | $335,000 | 4.2% |
| KIND LENDING, LLC | 87 | 6.500% | $375,000 | 7.4% |
| Rocket Mortgage, LLC | 86 | 6.625% | $375,000 | 15.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 86 | 6.625% | $415,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 85 | 5.750% | $405,000 | 4.5% |
| ONPOINT COMMUNITY CREDIT UNION | 74 | 6.563% | $345,000 | 9.5% |
| Banner Bank | 68 | 6.245% | $310,000 | 20.0% |
| U.S. Bank National Association | 58 | 6.490% | $375,000 | 16.9% |
| Mortgage Research Center, LLC | 55 | 6.250% | $375,000 | 13.9% |
| THE LOAN STORE, INC. | 47 | 6.125% | $405,000 | 3.9% |
| TRIAD FINANCIAL SERVICES, INC. | 46 | 8.670% | $105,000 | 32.9% |
| CLM MORTGAGE, INC. | 43 | 5.990% | $495,000 | 0.0% |
| NEWREZ LLC | 37 | 6.625% | $415,000 | 0.0% |
| TWINSTAR | 35 | 6.500% | $345,000 | 14.6% |
| Sierra Pacific Mortgage Company, Inc. | 34 | 6.625% | $350,000 | 0.0% |
| Synergy One Lending, Inc. | 34 | 6.625% | $340,000 | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 30 | 6.625% | $325,000 | 8.3% |
| Paramount Residential Mortgage Group, Inc. | 30 | 6.375% | $390,000 | 0.0% |
| MORTGAGE EXPRESS, LLC | 28 | 6.490% | $385,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 26 | 6.125% | $400,000 | 18.8% |
| PENNYMAC LOAN SERVICES, LLC | 26 | 6.313% | $380,000 | 7.1% |
| NATIONS DIRECT MORTGAGE, LLC | 26 | 6.370% | $450,000 | 3.7% |
| LENNAR MORTGAGE, LLC | 23 | 5.000% | $415,000 | 8.0% |
| GUARANTEED RATE, INC. | 20 | 6.525% | $345,000 | 16.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 20 | 6.875% | $270,000 | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 19 | 6.500% | $335,000 | 12.5% |
| Fairway Independent Mortgage Corporation | 19 | 6.875% | $375,000 | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 18 | 8.550% | $105,000 | 42.6% |
| Broker Solutions, Inc. | 18 | 6.750% | $355,000 | 0.0% |
| USAA Federal Savings Bank | 16 | 6.313% | $395,000 | 20.0% |
| Wells Fargo Bank, National Association | 15 | 6.625% | $305,000 | 21.1% |
| ZILLOW HOME LOANS, LLC | 15 | 6.375% | $315,000 | 5.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.625% | $325,000 | 0.0% |
| LPMC, LLC | 15 | 6.500% | $365,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 15 | 6.375% | $395,000 | 6.3% |
| UNION HOME MORTGAGE CORP. | 14 | 6.125% | $370,000 | 0.0% |
| A&D Mortgage LLC | 14 | 6.625% | $510,000 | 0.0% |
| 21st Mortgage Corporation | 13 | 10.360% | $105,000 | 75.9% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 13 | 6.750% | $395,000 | 6.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 13 | 6.625% | $395,000 | 0.0% |
| Kiavi Funding, Inc. | 12 | 10.470% | $345,000 | 13.3% |
| MOVEMENT MORTGAGE, LLC | 12 | 6.563% | $460,000 | 0.0% |
| Navy Federal Credit Union | 11 | 6.125% | $435,000 | 7.7% |
| GO MORTGAGE, LLC | 11 | 6.990% | $415,000 | 0.0% |
| Bank of America, National Association | 10 | 6.250% | $380,000 | 41.2% |
| BETTER MORTGAGE CORPORATION | 10 | 6.625% | $350,000 | 15.4% |
| Tomo Mortgage, LLC | 10 | 6.063% | $290,000 | 9.1% |
| ROGUE CREDIT UNION | 10 | 7.750% | $215,000 | 9.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.120% | $400,000 | 0.0% |
| BAY EQUITY LLC | 10 | 6.625% | $465,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 10 | 6.625% | $365,000 | 0.0% |
| CONVENTUS LLC | 10 | 8.000% | $360,000 | 0.0% |
| The Huntington National Bank | 10 | 6.875% | $645,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SUMMIT MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST COMMUNITY | 7 | Under 10 loans | Under 10 loans | 36.4% |
| AgWest Farm Credit, FLCA | 7 | Under 10 loans | Under 10 loans | 11.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Oregon State Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| 1st Security Bank of Washington | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 5493009QB0KBU5M6NP90 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 77.8% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain America Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PACIFIC CASCADE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Unitus Community Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Freedom Northwest Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Rivermark Community | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RED CANOE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Willamette Valley Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Consolidated Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON FEDERAL BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 549300KBCEYCLANGUM06 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIBRE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sound Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HomeStreet Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Point West Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| F&A Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900RNV63A0TIZNK90 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SaviBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BLUEBIRD HOME LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCORE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INFINITY EQUITY GROUP, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GESA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sound Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BluPeak Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 75 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.