BLUEBIRD HOME LOANS LLC
BLUEBIRD HOME LOANS LLC received 146 applications in 2025 and made 109 mortgages, in 20 counties across 5 states. The median rate its borrowers got was 6.625% on a median loan of $335,000. Of 114 decisions, 5 were denials — 4.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493000FSLMV0FBEQY36 |
|---|---|
| Applications received | 146 |
| Mortgages made | 109 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3485 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 88 | 6.625% | $355,000 | 1.1% |
| Refinancing | 12 | 6.438% | $345,000 | 20.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where BLUEBIRD HOME LOANS LLC lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ada County, ID | 69 | 6.625% | 5.5% |
| Canyon County, ID | 14 | 6.875% | 0.0% |
| Bannock County, ID | 3 | Under 10 loans | 0.0% |
| Bingham County, ID | 3 | Under 10 loans | 0.0% |
| Payette County, ID | 3 | Under 10 loans | 0.0% |
| Valley County, ID | 3 | Under 10 loans | 0.0% |
| Boise County, ID | 2 | Under 10 loans | 0.0% |
| Elmore County, ID | 2 | Under 10 loans | 0.0% |
| Gem County, ID | 2 | Under 10 loans | 33.3% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| Adams County, ID | 1 | Under 10 loans | 0.0% |
| Jefferson County, ID | 1 | Under 10 loans | 0.0% |
| Kootenai County, ID | 1 | Under 10 loans | 0.0% |
| Lane County, OR | 1 | Under 10 loans | 0.0% |
| Lincoln County, OR | 1 | Under 10 loans | 0.0% |
| Island County, WA | 1 | Under 10 loans | 0.0% |
| Malheur County, OR | 0 | Under 10 loans | Not published |
| Tarrant County, TX | 0 | Under 10 loans | Not published |
| King County, WA | 0 | Under 10 loans | Not published |
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When BLUEBIRD HOME LOANS LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.