Mortgage lenders in Lane County
7,821 mortgages were made in Lane County, Oregon, in 2025, by 357 lenders. The median rate their borrowers got was 6.875% on a median loan of $275,000. Of 10,406 decisions, 2,017 were denials — 19.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| OREGON COMMUNITY | 969 | 7.500% | $105,000 | 11.9% |
| SELCO COMMUNITY | 589 | 7.250% | $75,000 | 30.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 482 | 6.125% | $385,000 | 9.9% |
| SUMMIT FUNDING, INC. | 418 | 6.625% | $375,000 | 4.5% |
| Rocket Mortgage, LLC | 401 | 6.750% | $235,000 | 18.9% |
| CMG MORTGAGE, INC. | 311 | 6.375% | $365,000 | 2.3% |
| GUILD MORTGAGE COMPANY | 248 | 6.625% | $335,000 | 2.5% |
| ONPOINT COMMUNITY CREDIT UNION | 225 | 7.500% | $125,000 | 19.4% |
| Umpqua Bank | 194 | 7.250% | $265,000 | 23.9% |
| Loandepot.Com, LLC | 192 | 6.875% | $315,000 | 12.3% |
| TWINSTAR | 187 | 7.500% | $85,000 | 28.6% |
| DIRECTORS MORTGAGE, INC. | 181 | 6.625% | $355,000 | 5.3% |
| U.S. Bank National Association | 166 | 7.600% | $155,000 | 38.8% |
| Banner Bank | 134 | 6.588% | $200,000 | 29.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 122 | 6.625% | $330,000 | 6.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 121 | 6.625% | $395,000 | 3.2% |
| KIND LENDING, LLC | 112 | 6.500% | $355,000 | 14.5% |
| NEWREZ LLC | 93 | 6.625% | $355,000 | 25.6% |
| FREEDOM MORTGAGE CORPORATION | 86 | 6.250% | $405,000 | 12.6% |
| PENNYMAC LOAN SERVICES, LLC | 86 | 6.499% | $310,000 | 19.3% |
| DHI MORTGAGE COMPANY, LTD. | 86 | 5.750% | $400,000 | 4.4% |
| FIRST COMMUNITY | 73 | 5.500% | $135,000 | 25.5% |
| FIGURE LENDING LLC | 69 | 9.050% | $65,000 | 28.4% |
| Mortgage Research Center, LLC | 67 | 6.250% | $375,000 | 29.9% |
| THE LOAN STORE, INC. | 61 | 6.375% | $395,000 | 4.3% |
| JPMorgan Chase Bank, National Association | 55 | 6.375% | $305,000 | 19.4% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 53 | 7.500% | $135,000 | 24.7% |
| NATIONSTAR MORTGAGE LLC | 50 | 8.500% | $100,000 | 20.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 49 | 6.625% | $315,000 | 20.0% |
| TRIAD FINANCIAL SERVICES, INC. | 46 | 8.670% | $105,000 | 33.3% |
| SPRING EQ, LLC | 44 | 9.520% | $75,000 | 61.5% |
| Sierra Pacific Mortgage Company, Inc. | 44 | 6.625% | $295,000 | 2.2% |
| Synergy One Lending, Inc. | 43 | 6.625% | $335,000 | 2.2% |
| CLM MORTGAGE, INC. | 43 | 5.990% | $495,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 38 | 6.500% | $395,000 | 0.0% |
| Navy Federal Credit Union | 36 | 6.625% | $220,000 | 35.6% |
| KeyBank National Association | 36 | 8.375% | $140,000 | 37.7% |
| Bank of America, National Association | 35 | 6.240% | $255,000 | 51.4% |
| GUARANTEED RATE, INC. | 32 | 6.488% | $390,000 | 18.0% |
| MORTGAGE EXPRESS, LLC | 31 | 6.490% | $395,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 31 | 6.375% | $435,000 | 3.1% |
| AmeriSave Mortgage Corporation | 30 | 8.000% | $145,000 | 63.4% |
| Broker Solutions, Inc. | 29 | 6.990% | $265,000 | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 29 | 6.125% | $325,000 | 18.9% |
| Wells Fargo Bank, National Association | 29 | 6.130% | $305,000 | 21.6% |
| Coastal Community Bank | 28 | 9.990% | $55,000 | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 28 | 6.933% | $350,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 27 | 6.250% | $275,000 | 52.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 26 | 8.215% | $120,000 | 21.2% |
| Lendage, LLC | 24 | 10.625% | $70,000 | 3.6% |
| UNION HOME MORTGAGE CORP. | 23 | 6.125% | $375,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 23 | 5.000% | $415,000 | 8.0% |
| Fairway Independent Mortgage Corporation | 22 | 6.875% | $370,000 | 4.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 21 | 8.600% | $105,000 | 43.5% |
| Oregon State Credit Union | 21 | 7.500% | $255,000 | 16.7% |
| ROGUE CREDIT UNION | 21 | 7.740% | $125,000 | 8.7% |
| ISERVE RESIDENTIAL LENDING, LLC | 20 | 6.500% | $350,000 | 12.0% |
| ALLIANT CREDIT UNION | 20 | 8.875% | $140,000 | 20.0% |
| USAA Federal Savings Bank | 18 | 6.375% | $385,000 | 30.8% |
| ENVOY MORTGAGE, LTD | 18 | 6.375% | $385,000 | 14.3% |
| LPMC, LLC | 18 | 6.563% | $355,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 17 | 6.625% | $395,000 | 10.5% |
| FINANCE OF AMERICA REVERSE LLC | 17 | 6.375% | $195,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.563% | $395,000 | 0.0% |
| A&D Mortgage LLC | 16 | 6.563% | $495,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.625% | $330,000 | 5.9% |
| 21st Mortgage Corporation | 15 | 10.170% | $105,000 | 74.6% |
| ZILLOW HOME LOANS, LLC | 15 | 6.375% | $315,000 | 5.9% |
| Citizens Bank, National Association | 15 | 6.500% | $405,000 | 6.3% |
| PENTAGON FEDERAL CREDIT UNION | 14 | 7.063% | $210,000 | 33.3% |
| V.I.P. MORTGAGE, INC. | 13 | 6.625% | $395,000 | 7.1% |
| BETTER MORTGAGE CORPORATION | 12 | 6.688% | $315,000 | 56.3% |
| PNC Bank, National Association | 12 | 6.500% | $70,000 | 48.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $435,000 | 21.7% |
| Kiavi Funding, Inc. | 12 | 10.470% | $345,000 | 13.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 6.370% | $360,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 12 | 6.625% | $360,000 | 0.0% |
| Discover Bank | 11 | 8.620% | $75,000 | 76.1% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.250% | $315,000 | 42.1% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.250% | $295,000 | 31.3% |
| LONGBRIDGE FINANCIAL, LLC | 11 | 6.500% | $215,000 | 12.5% |
| Citadel Servicing Corporation | 11 | 8.375% | $365,000 | 6.3% |
| GO MORTGAGE, LLC | 11 | 6.990% | $415,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 11 | 6.990% | $195,000 | 21.4% |
| CONVENTUS LLC | 11 | 8.000% | $375,000 | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 10 | 8.500% | $80,000 | 40.9% |
| AgWest Farm Credit, FLCA | 10 | 6.675% | $455,000 | 21.4% |
| Tomo Mortgage, LLC | 10 | 6.063% | $290,000 | 9.1% |
| ALAMEDA MORTGAGE CORPORATION | 10 | 6.625% | $335,000 | 9.1% |
| Equity Prime Mortgage LLC | 10 | 6.625% | $350,000 | 0.0% |
| BAY EQUITY LLC | 10 | 6.625% | $465,000 | 0.0% |
| PACIFIC CASCADE FEDERAL CREDIT UNION | 10 | 6.700% | $105,000 | 8.3% |
| The Huntington National Bank | 10 | 6.875% | $645,000 | 0.0% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 9.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 28.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First Interstate Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| SUMMIT MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 50.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 54.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 37.5% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 38.5% |
| GoodLeap, LLC | 8 | Under 10 loans | Under 10 loans | 8.3% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Loan Simple, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Rivermark Community | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MARION AND POLK SCHOOLS CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 6 | Under 10 loans | Under 10 loans | 36.4% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Unitus Community Credit Union | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| OREGONIANS CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CENTRAL WILLAMETTE Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Consolidated Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 71.4% |
| Boeing Employees Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 28.6% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| 1st Security Bank of Washington | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HomeTrust Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HomeStreet Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 40.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain America Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RED CANOE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 5493009QB0KBU5M6NP90 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Freedom Northwest Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 77.8% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| iQ Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Trust Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON FEDERAL BANK | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 157 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lane County
54 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| U.S. Bank National Association | 11 | $1.2 billion |
| Columbia Bank | 8 | $1.4 billion |
| Banner Bank | 8 | $584.2 million |
| KeyBank National Association | 6 | $354.0 million |
| Wells Fargo Bank, National Association | 4 | $723.7 million |
| JPMorgan Chase Bank, National Association | 4 | $646.5 million |
| Oregon Pacific Banking Company dba Oregon Pacific Bank | 2 | $517.0 million |
| Bank of America, National Association | 2 | $389.9 million |
| WaFd Bank | 2 | $99.4 million |
| First Interstate Bank | 2 | $97.4 million |
| Citizens Bank | 2 | $78.5 million |
| Summit Bank | 1 | $706.9 million |
| Heritage Bank | 1 | $30.9 million |
| People's Bank of Commerce | 1 | $9.9 million |
Get told when this changes
When the next year’s lending figures are out for Lane County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.