Mortgage lenders in Lorain County
8,820 mortgages were made in Lorain County, Ohio, in 2025, by 376 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 11,775 decisions, 2,531 were denials — 21.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Huntington National Bank | 1,054 | 7.740% | $105,000 | 31.1% |
| Rocket Mortgage, LLC | 696 | 6.750% | $155,000 | 15.3% |
| Third Federal Savings and Loan Association of Cleveland | 603 | 6.740% | $125,000 | 19.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 481 | 6.625% | $215,000 | 4.3% |
| Fifth Third Bank, National Association | 460 | 7.500% | $105,000 | 29.8% |
| NVR Mortgage Finance, Inc. | 301 | 6.250% | $335,000 | 15.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 298 | 6.500% | $215,000 | 14.8% |
| PNC Bank, National Association | 229 | 7.440% | $95,000 | 22.4% |
| Citizens Bank, National Association | 219 | 7.400% | $135,000 | 26.4% |
| Dollar Bank, Federal Savings Bank | 199 | 6.740% | $105,000 | 19.5% |
| PULTE MORTGAGE LLC | 181 | 5.990% | $405,000 | 7.2% |
| UNION HOME MORTGAGE CORP. | 178 | 6.625% | $235,000 | 6.3% |
| RUOFF MORTGAGE COMPANY, INC. | 172 | 6.625% | $185,000 | 4.8% |
| Northwest Bank | 134 | 6.000% | $105,000 | 27.6% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 120 | 6.625% | $235,000 | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | 118 | 6.188% | $195,000 | 18.5% |
| First National Bank of Pennsylvania | 115 | 6.490% | $275,000 | 17.3% |
| First Federal Savings and Loan Association of Lakewood | 103 | 6.975% | $195,000 | 18.2% |
| KeyBank National Association | 97 | 6.750% | $125,000 | 32.0% |
| Mortgage Research Center, LLC | 96 | 6.250% | $225,000 | 24.2% |
| U.S. Bank National Association | 92 | 8.000% | $105,000 | 43.2% |
| Loandepot.Com, LLC | 92 | 6.750% | $115,000 | 27.3% |
| NORTHERN MORTGAGE SERVICES, LLC | 91 | 6.625% | $185,000 | 2.1% |
| JPMorgan Chase Bank, National Association | 90 | 6.490% | $225,000 | 11.3% |
| FREEDOM MORTGAGE CORPORATION | 81 | 6.250% | $235,000 | 14.3% |
| Navy Federal Credit Union | 69 | 7.125% | $145,000 | 23.1% |
| YOUR HOME FINANCIAL LLC | 68 | 6.625% | $205,000 | 9.3% |
| FIRST EQUITY MORTGAGE INCORPORATED | 68 | 6.495% | $435,000 | 5.6% |
| Synergy One Lending, Inc. | 62 | 6.625% | $230,000 | 10.1% |
| BPL MORTGAGE TRUST, LLC | 60 | 7.500% | $85,000 | 10.5% |
| CENTURY | 60 | 6.870% | $150,000 | 11.8% |
| Fairway Independent Mortgage Corporation | 58 | 6.990% | $180,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 55 | 5.990% | $325,000 | 6.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 54 | 6.625% | $200,000 | 11.5% |
| NEWREZ LLC | 51 | 6.750% | $135,000 | 40.9% |
| NATIONSTAR MORTGAGE LLC | 51 | 7.375% | $85,000 | 21.2% |
| Civista Bank | 49 | 6.500% | $265,000 | 10.5% |
| Coastal Community Bank | 46 | 10.115% | $55,000 | 2.3% |
| FIGURE LENDING LLC | 46 | 8.725% | $65,000 | 29.5% |
| UNION CAPITAL MORTGAGE CORPORATION | 44 | 6.250% | $230,000 | 0.0% |
| Loan Funder LLC | 43 | 7.820% | $115,000 | 10.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 42 | 7.063% | $175,000 | 12.5% |
| AmeriSave Mortgage Corporation | 38 | 6.938% | $115,000 | 65.5% |
| LIBERTY HOME MORTGAGE CORPORATION | 38 | 6.813% | $185,000 | 4.9% |
| First Federal Savings of Lorain | 38 | 6.500% | $170,000 | 11.1% |
| SPRING EQ, LLC | 35 | 9.825% | $55,000 | 62.5% |
| Community Star Credit Union | 35 | 6.875% | $145,000 | 2.7% |
| 21st Mortgage Corporation | 34 | 10.445% | $75,000 | 74.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 34 | 6.500% | $245,000 | 0.0% |
| Broker Solutions, Inc. | 33 | 6.875% | $185,000 | 23.9% |
| Lendage, LLC | 30 | 11.750% | $55,000 | 20.0% |
| MOVEMENT MORTGAGE, LLC | 29 | 6.812% | $195,000 | 2.9% |
| Nations Lending Corporation | 29 | 6.750% | $245,000 | 6.1% |
| GUARANTEED RATE, INC. | 28 | 6.588% | $280,000 | 9.7% |
| WesBanco Bank, Inc. | 25 | 6.625% | $245,000 | 24.2% |
| Kiavi Funding, Inc. | 24 | 9.375% | $135,000 | 22.6% |
| Bank of America, National Association | 23 | 6.240% | $175,000 | 51.1% |
| ZILLOW HOME LOANS, LLC | 23 | 6.875% | $175,000 | 11.5% |
| Equity Prime Mortgage LLC | 22 | 6.750% | $195,000 | 12.0% |
| ENVOY MORTGAGE, LTD | 22 | 6.250% | $205,000 | 8.0% |
| NFM, INC. | 22 | 6.813% | $215,000 | 4.0% |
| Click n' Close, Inc. | 21 | 6.500% | $225,000 | 12.5% |
| DOMINION FINANCIAL SERVICES, LLC | 20 | 7.625% | $115,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 20 | 6.688% | $205,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 19 | 6.625% | $145,000 | 38.6% |
| GVC MORTGAGE, INC. | 19 | 6.625% | $205,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 19 | 6.615% | $185,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 18 | 7.933% | $100,000 | 10.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 18 | 6.688% | $170,000 | 30.8% |
| ROYAL UNITED MORTGAGE LLC | 18 | 6.563% | $110,000 | 28.0% |
| Flagstar Bank, N.A. | 18 | 6.500% | $225,000 | 20.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 17 | 7.790% | $145,000 | 10.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.750% | $255,000 | 28.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 16 | 6.625% | $255,000 | 0.0% |
| A&D Mortgage LLC | 16 | 6.933% | $155,000 | 11.1% |
| NEW DAY FINANCIAL, LLC | 15 | 6.990% | $165,000 | 57.1% |
| LOWER, LLC | 15 | 7.125% | $205,000 | 37.5% |
| GoodLeap, LLC | 15 | 6.375% | $125,000 | 14.3% |
| Discover Bank | 13 | 8.830% | $65,000 | 74.0% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.750% | $225,000 | 59.5% |
| AMERICAN HERITAGE LENDING, LLC | 13 | 8.000% | $105,000 | 5.6% |
| Union Savings Bank | 13 | 6.750% | $345,000 | 23.5% |
| PENTAGON FEDERAL CREDIT UNION | 12 | 6.750% | $235,000 | 25.0% |
| MLD MORTGAGE INC. | 12 | 6.495% | $150,000 | 0.0% |
| AG CREDIT AGRICULTURAL CREDIT ASSOCIATION | 12 | 6.675% | $340,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 10.250% | $145,000 | 0.0% |
| PLANET HOME LENDING, LLC | 11 | 5.990% | $215,000 | 42.1% |
| First Commonwealth Bank | 11 | 6.500% | $285,000 | 15.4% |
| BETTER MORTGAGE CORPORATION | 10 | 6.500% | $270,000 | 56.5% |
| Wells Fargo Bank, National Association | 10 | 6.250% | $160,000 | 28.6% |
| DEEPHAVEN MORTGAGE LLC | 10 | 8.188% | $120,000 | 33.3% |
| GUILD MORTGAGE COMPANY | 10 | 6.375% | $290,000 | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 10 | 7.188% | $135,000 | 9.1% |
| COAST ONE MORTGAGE LLC | 10 | 6.375% | $225,000 | 0.0% |
| TOP FLITE FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Zippy Loans, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Farm Credit Mid-America | 9 | Under 10 loans | Under 10 loans | 18.2% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 41.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 8.3% |
| First Financial Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| The Farmers National Bank of Canfield | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 40.0% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BRIDGE CREDIT UNION, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| The Croghan Colonial Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SOUTHWEST FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank of Chicago | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 76.9% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CF Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Ohio Catholic Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VACATIONLAND FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 984500FAD1FB7FEGTE82 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Peoples Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The State Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 57.1% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BEST REWARD FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| S&T Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREMONT Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pathways Financial Credit Union, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 176 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lorain County
62 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Huntington National Bank | 13 | $2.2 billion |
| Northwest Bank | 10 | $703.6 million |
| Fifth Third Bank, National Association | 7 | $858.9 million |
| KeyBank National Association | 5 | $291.6 million |
| First Federal Savings and Loan Association of Lorain | 4 | $399.2 million |
| JPMorgan Chase Bank, National Association | 4 | $298.9 million |
| PNC Bank, National Association | 3 | $424.3 million |
| First Federal Savings and Loan Association of Lakewood | 3 | $252.9 million |
| U.S. Bank National Association | 3 | $159.1 million |
| Buckeye Community Bank | 2 | $206.6 million |
| Dollar Bank, Federal Savings Bank | 2 | $113.4 million |
| Third Federal Savings and Loan Association of Cleveland | 1 | $294.7 million |
| Civista Bank | 1 | $72.4 million |
| Citizens Bank, National Association | 1 | $61.0 million |
| First National Bank of Pennsylvania | 1 | $33.9 million |
| WesBanco Bank, Inc. | 1 | $28.6 million |
| Woodforest National Bank | 1 | $3.8 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- The Farmers Savings Bank, 502 S Main St, Wellington
Get told when this changes
When the next year’s lending figures are out for Lorain County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.