Mortgage lenders in Cumberland County
2,744 mortgages were made in Cumberland County, New Jersey, in 2025, by 288 lenders. The median rate their borrowers got was 6.750% on a median loan of $195,000. Of 3,974 decisions, 1,045 were denials — 26.3%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| NATION ONE MORTGAGE CORPORATION | 417 | 6.500% | $245,000 | 2.8% |
| Rocket Mortgage, LLC | 186 | 6.750% | $170,000 | 25.6% |
| GUARANTEED RATE, INC. | 86 | 6.125% | $220,000 | 21.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 82 | 6.875% | $235,000 | 3.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 64 | 5.994% | $260,000 | 28.6% |
| Loan Funder LLC | 61 | 10.500% | $135,000 | 6.2% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 61 | 6.625% | $285,000 | 4.7% |
| Kiavi Funding, Inc. | 57 | 10.250% | $175,000 | 7.7% |
| TD Bank, National Association | 49 | 8.010% | $85,000 | 47.9% |
| FREEDOM MORTGAGE CORPORATION | 48 | 6.250% | $225,000 | 19.4% |
| Loandepot.Com, LLC | 46 | 7.058% | $145,000 | 37.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 45 | 6.750% | $255,000 | 11.5% |
| OceanFirst Bank, National Association | 44 | 6.500% | $215,000 | 26.1% |
| PENNYMAC LOAN SERVICES, LLC | 43 | 6.250% | $225,000 | 25.4% |
| Gateway First Bank | 40 | 6.250% | $195,000 | 6.4% |
| Mortgage Research Center, LLC | 36 | 6.250% | $320,000 | 26.0% |
| Truist Bank | 35 | 6.700% | $135,000 | 43.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 34 | 7.950% | $180,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 34 | 7.125% | $165,000 | 24.4% |
| Prosperity Home Mortgage, LLC | 32 | 6.375% | $305,000 | 13.5% |
| NEWREZ LLC | 31 | 6.875% | $195,000 | 50.0% |
| Millville Savings Bank | 29 | Not published | $55,000 | 15.8% |
| Citizens Bank, National Association | 28 | 8.150% | $115,000 | 36.4% |
| NATIONSTAR MORTGAGE LLC | 28 | 7.125% | $100,000 | 15.2% |
| EMM LOANS LLC | 27 | 6.125% | $255,000 | 17.7% |
| Bank of America, National Association | 26 | 6.433% | $135,000 | 74.3% |
| Broker Solutions, Inc. | 26 | 6.688% | $230,000 | 23.5% |
| POLICE & FIRE | 26 | 6.240% | $95,000 | 43.8% |
| CMG MORTGAGE, INC. | 26 | 6.750% | $230,000 | 26.3% |
| FIGURE LENDING LLC | 25 | 10.400% | $55,000 | 28.8% |
| MEMBER'S 1ST OF NJ | 25 | 5.500% | $55,000 | 28.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 25 | 6.625% | $255,000 | 10.7% |
| Newfield National Bank | 24 | Not published | $35,000 | 24.2% |
| Acre Mortgage & Financial, Inc. | 23 | 6.750% | $255,000 | 0.0% |
| AmeriSave Mortgage Corporation | 21 | 8.125% | $95,000 | 64.4% |
| FIRST HARVEST Federal Credit Union | 21 | 7.750% | $55,000 | 43.2% |
| CONSTRUCTIVE LOANS, LLC | 20 | 7.750% | $185,000 | 4.4% |
| Century Savings Bank | 19 | Not published | $135,000 | 33.3% |
| PNC Bank, National Association | 18 | 8.530% | $80,000 | 57.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 18 | 6.438% | $230,000 | 5.3% |
| Navy Federal Credit Union | 17 | 7.650% | $105,000 | 42.4% |
| NFM, INC. | 17 | 6.375% | $265,000 | 19.1% |
| SPRING EQ, LLC | 16 | 10.425% | $65,000 | 58.1% |
| Coastal Community Bank | 15 | 10.990% | $55,000 | 4.4% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 8.750% | $105,000 | 34.6% |
| Lendage, LLC | 15 | 10.750% | $45,000 | 0.0% |
| 21st Mortgage Corporation | 14 | 10.825% | $65,000 | 68.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.563% | $280,000 | 6.7% |
| Emporium TPO LLC | 14 | 7.375% | $180,000 | 6.3% |
| NEW DAY FINANCIAL, LLC | 13 | 6.740% | $275,000 | 31.6% |
| Fulton Bank, National Association | 13 | 6.125% | $105,000 | 40.9% |
| BPL MORTGAGE TRUST, LLC | 13 | 7.797% | $135,000 | 17.7% |
| Advisors Mortgage Group, L.L.C. | 13 | 6.625% | $235,000 | 0.0% |
| BAY ATLANTIC FEDERAL CREDIT UNION | 13 | 6.990% | $85,000 | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 12 | 6.625% | $260,000 | 18.8% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 8.125% | $85,000 | 46.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.125% | $155,000 | 35.3% |
| First National Bank of America | 11 | 9.500% | $165,000 | 31.3% |
| MOVEMENT MORTGAGE, LLC | 11 | 6.625% | $255,000 | 23.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 11 | 10.490% | $145,000 | 0.0% |
| GoodLeap, LLC | 11 | 6.875% | $125,000 | 23.5% |
| PLANET HOME LENDING, LLC | 11 | 5.990% | $315,000 | 8.3% |
| Paramount Residential Mortgage Group, Inc. | 10 | 6.813% | $210,000 | 23.1% |
| PHH Mortgage Corporation | 10 | 6.313% | $205,000 | 9.1% |
| Farm Credit East, ACA | 10 | 7.000% | $475,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 10 | 7.563% | $215,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 48.3% |
| JPMorgan Chase Bank, National Association | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 35.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| The First National Bank of Elmer | 8 | Under 10 loans | Under 10 loans | 33.3% |
| The First National Bank of Absecon | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MERIDIAN BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| 1st Colonial Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Pennsville National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPWATER INDUSTRIES | 7 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 60.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE FCU | 6 | Under 10 loans | Under 10 loans | 50.0% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 54.6% |
| NVR Mortgage Finance, Inc. | 5 | Under 10 loans | Under 10 loans | 64.3% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 73.3% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 66.7% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CITADEL FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ABL RPC Residential Credit Acquisition LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 92.3% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 63.6% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JET DIRECT FUNDING CORP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARK MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First Citizens Community Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 66.7% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 14.3% |
| GUILD MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ABCO Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GREENWAY MORTGAGE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Franklin Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Valley National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ACNB Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BayCoast Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HEALTHCARE EMPLOYEES | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 85.7% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 33.3% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FRANKLIN MINT | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| TRUMARK FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHILADELPHIA FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DEVELOPER'S MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| JERSEY SHORE | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NJ LENDERS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| INTELLILOAN, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Signature Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FM Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid Penn Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sun East Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ardent Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Business Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 88 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Cumberland County
22 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| OceanFirst Bank, National Association | 3 | $1.2 billion |
| TD Bank, National Association | 3 | $637.0 million |
| Newfield National Bank | 3 | $331.0 million |
| Century Savings Bank | 3 | $325.0 million |
| Bank of America, National Association | 3 | $287.8 million |
| Truist Bank | 2 | $2.2 billion |
| Millville Savings Bank | 2 | $149.2 million |
| PNC Bank, National Association | 1 | $97.7 million |
| Fulton Bank, National Association | 1 | $82.1 million |
| The First National Bank of Elmer | 1 | $52.6 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.