The First National Bank of Elmer
The First National Bank of Elmer received 84 applications in 2025 and made 60 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $165,000. Of 80 decisions, 18 were denials — 22.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300O3C6Y0X1FKZJ98 |
|---|---|
| Applications received | 84 |
| Mortgages made | 60 |
| Denied | 18 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank of Elmer, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 20 | Not published | $450,000 | 24.1% |
| Refinancing | 18 | Not published | $125,000 | 14.3% |
| Other purposes | 22 | Not published | $70,000 | 26.7% |
Where The First National Bank of Elmer lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Salem County, NJ | 19 | Not published | 20.8% |
| Gloucester County, NJ | 18 | Not published | 20.8% |
| Cape May County, NJ | 8 | Under 10 loans | 0.0% |
| Cumberland County, NJ | 8 | Under 10 loans | 33.3% |
| Camden County, NJ | 4 | Under 10 loans | 20.0% |
| Atlantic County, NJ | 2 | Under 10 loans | 60.0% |
| Burlington County, NJ | 1 | Under 10 loans | 0.0% |
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When The First National Bank of Elmer’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.