MEMBER'S 1ST OF NJ
MEMBER'S 1ST OF NJ received 64 applications in 2025 and made 41 mortgages, in 7 counties across 1 state. The median rate its borrowers got was 5.750% on a median loan of $55,000. Of 54 decisions, 13 were denials — 24.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300VFP60F9IJ2SQ62 |
|---|---|
| Applications received | 64 |
| Mortgages made | 41 |
| Denied | 13 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 40 | 5.750% | $55,000 | 24.5% |
Where MEMBER'S 1ST OF NJ lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cumberland County, NJ | 25 | 5.500% | 28.6% |
| Gloucester County, NJ | 5 | Under 10 loans | 0.0% |
| Salem County, NJ | 5 | Under 10 loans | 28.6% |
| Atlantic County, NJ | 4 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Ocean County, NJ | 1 | Under 10 loans | 0.0% |
| Camden County, NJ | 0 | Under 10 loans | 100.0% |
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When MEMBER'S 1ST OF NJ’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.