Mortgage lenders in New Jersey, county by county
177,325 mortgages were made in New Jersey in 2025, across 21 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Ocean County | 493 | 17,229 | 6.750% | $295,000 | 21.1% |
| Bergen County | 506 | 15,503 | 6.750% | $435,000 | 23.9% |
| Monmouth County | 510 | 15,448 | 6.750% | $385,000 | 21.0% |
| Middlesex County | 505 | 14,147 | 6.625% | $355,000 | 24.1% |
| Burlington County | 484 | 11,791 | 6.750% | $255,000 | 22.2% |
| Camden County | 468 | 11,712 | 6.750% | $225,000 | 24.1% |
| Essex County | 501 | 11,644 | 6.750% | $465,000 | 26.2% |
| Morris County | 456 | 10,494 | 6.625% | $395,000 | 19.3% |
| Union County | 460 | 8,654 | 6.688% | $415,000 | 24.8% |
| Gloucester County | 399 | 8,040 | 6.750% | $235,000 | 22.3% |
| Mercer County | 431 | 7,366 | 6.750% | $275,000 | 21.4% |
| Hudson County | 447 | 7,032 | 6.625% | $495,000 | 25.9% |
| Passaic County | 411 | 6,997 | 6.874% | $385,000 | 26.6% |
| Somerset County | 426 | 6,702 | 6.625% | $365,000 | 20.2% |
| Atlantic County | 433 | 6,224 | 6.750% | $245,000 | 24.6% |
| Cape May County | 370 | 4,121 | 6.750% | $375,000 | 19.5% |
| Sussex County | 351 | 4,116 | 6.750% | $275,000 | 22.0% |
| Hunterdon County | 330 | 2,982 | 6.750% | $305,000 | 19.3% |
| Cumberland County | 288 | 2,744 | 6.750% | $195,000 | 26.3% |
| Warren County | 332 | 2,736 | 6.750% | $255,000 | 22.5% |
| Salem County | 251 | 1,643 | 6.750% | $195,000 | 22.4% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.