Mortgage lenders in Lancaster County
7,800 mortgages were made in Lancaster County, Nebraska, in 2025, by 296 lenders. The median rate their borrowers got was 6.625% on a median loan of $215,000. Of 9,142 decisions, 1,008 were denials — 11.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Union Bank and Trust Company | 806 | 6.500% | $195,000 | 11.4% |
| Lincoln FSB of Nebraska | 751 | 6.375% | $255,000 | 1.9% |
| Pinnacle Bank | 613 | 6.990% | $185,000 | 2.3% |
| GERSHMAN INVESTMENT CORP. | 365 | 6.375% | $225,000 | 1.9% |
| CORNHUSKER BANK | 338 | Not published | $205,000 | 4.4% |
| WEST GATE BANK | 335 | 6.500% | $245,000 | 3.8% |
| Rocket Mortgage, LLC | 333 | 6.625% | $175,000 | 14.6% |
| LIBERTY FIRST CREDIT UNION | 300 | 6.625% | $170,000 | 11.3% |
| U.S. Bank National Association | 286 | 6.863% | $165,000 | 29.4% |
| CMG MORTGAGE, INC. | 211 | 6.490% | $255,000 | 1.8% |
| CHARTER WEST BANK | 167 | 6.500% | $235,000 | 2.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 138 | 6.125% | $280,000 | 16.8% |
| Prosperity Home Mortgage, LLC | 131 | 6.125% | $235,000 | 2.2% |
| Security First Bank | 126 | 6.563% | $215,000 | 0.7% |
| First Bank | 109 | 6.500% | $275,000 | 3.5% |
| Fairway Independent Mortgage Corporation | 90 | 6.375% | $225,000 | 4.2% |
| PENNYMAC LOAN SERVICES, LLC | 88 | 6.500% | $160,000 | 22.0% |
| Lincone Federal Credit Union | 85 | 7.000% | $105,000 | 7.4% |
| Cattle Bank & Trust | 84 | Not published | $205,000 | 0.0% |
| Mortgage Research Center, LLC | 83 | 6.250% | $255,000 | 26.3% |
| City Bank & Trust Co. | 76 | Not published | $225,000 | 9.4% |
| LPS Employees Federal Credit Union | 76 | Not published | $55,000 | 0.0% |
| First State Bank Nebraska | 72 | Not published | $240,000 | 8.3% |
| FREEDOM MORTGAGE CORPORATION | 69 | 6.250% | $285,000 | 15.8% |
| First National Bank of Omaha | 69 | 6.990% | $205,000 | 21.9% |
| Nebraska Bank of Commerce | 68 | Not published | $200,000 | 1.4% |
| Five Points Bank | 64 | Not published | $240,000 | 0.0% |
| Frontier Bank | 60 | 6.925% | $225,000 | 0.0% |
| NEWREZ LLC | 54 | 6.125% | $245,000 | 29.0% |
| Citizens Bank, National Association | 54 | 6.888% | $185,000 | 24.3% |
| Wells Fargo Bank, National Association | 52 | 6.375% | $205,000 | 17.5% |
| Paramount Residential Mortgage Group, Inc. | 52 | 6.500% | $270,000 | 5.5% |
| NATIONSTAR MORTGAGE LLC | 48 | 8.500% | $95,000 | 4.0% |
| Exchange Bank | 47 | 7.500% | $225,000 | 2.1% |
| 21st Mortgage Corporation | 43 | 10.530% | $65,000 | 55.6% |
| University of Nebraska Federal Credit Union | 41 | 6.740% | $45,000 | 0.0% |
| Loandepot.Com, LLC | 38 | 7.375% | $195,000 | 18.4% |
| DELMAR FINANCIAL COMPANY | 38 | 6.563% | $240,000 | 0.0% |
| VERIDIAN CREDIT UNION | 35 | 6.490% | $145,000 | 7.9% |
| Navy Federal Credit Union | 33 | 7.590% | $155,000 | 28.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 33 | 6.375% | $235,000 | 25.0% |
| Home Federal Savings and Loan Association of Grand Island | 33 | 6.625% | $205,000 | 5.7% |
| MORIA DEVELOPMENT, INC. | 33 | 6.625% | $245,000 | 5.7% |
| GUILD MORTGAGE COMPANY | 32 | 6.625% | $205,000 | 2.9% |
| FIGURE LENDING LLC | 30 | 8.750% | $45,000 | 12.0% |
| STATE BANK OF TABLE ROCK | 30 | Not published | $170,000 | 9.1% |
| JPMorgan Chase Bank, National Association | 28 | 6.688% | $265,000 | 15.2% |
| First Interstate Bank | 28 | 8.250% | $100,000 | 20.0% |
| Coastal Community Bank | 27 | 10.490% | $45,000 | 1.3% |
| Plains Commerce Bank | 25 | 6.125% | $235,000 | 10.7% |
| FIRST NEBRASKA Credit Union | 24 | Not published | $80,000 | 18.9% |
| BMO Bank National Association | 23 | 8.130% | $125,000 | 29.4% |
| REGENT FINANCIAL GROUP, INC. | 23 | 6.375% | $215,000 | 0.0% |
| I3 Bank | 23 | Not published | $265,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 22 | 7.333% | $110,000 | 26.7% |
| Farmers and Merchants Bank of Ashland | 22 | Not published | $185,000 | 0.0% |
| 549300MNG3C6WSZ0TB17 | 22 | 6.495% | $270,000 | 0.0% |
| AmeriSave Mortgage Corporation | 21 | 8.750% | $85,000 | 58.2% |
| GUARANTEED RATE, INC. | 21 | 6.500% | $205,000 | 4.2% |
| Bank of America, National Association | 20 | 6.115% | $145,000 | 31.0% |
| Loan Funder LLC | 20 | 7.295% | $180,000 | 0.0% |
| SPRING EQ, LLC | 19 | 10.300% | $55,000 | 58.3% |
| Lendage, LLC | 19 | 11.750% | $55,000 | 4.8% |
| American National Bank | 19 | 7.500% | $165,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 18 | 6.375% | $205,000 | 0.0% |
| CENTRIS | 17 | 6.250% | $105,000 | 21.7% |
| THE LOAN STORE, INC. | 16 | 6.933% | $230,000 | 4.4% |
| PLANET HOME LENDING, LLC | 16 | 5.990% | $275,000 | 10.5% |
| Discover Bank | 15 | 9.240% | $75,000 | 62.5% |
| Broker Solutions, Inc. | 14 | 6.875% | $240,000 | 30.0% |
| Cobalt Credit Union | 14 | 7.120% | $160,000 | 6.7% |
| Arbor Bank | 14 | Not published | $180,000 | 0.0% |
| Colorado Federal Savings Bank | 14 | 6.313% | $315,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.375% | $225,000 | 38.1% |
| USAA Federal Savings Bank | 13 | 6.125% | $245,000 | 18.8% |
| Financial Funding Solutions, Inc. | 13 | 6.500% | $245,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.562% | $265,000 | 0.0% |
| FIRSTBANK OF NEBRASKA | 12 | Not published | $255,000 | 0.0% |
| Members Mortgage Services, L.L.C. | 11 | 6.500% | $315,000 | 7.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 11 | 6.990% | $255,000 | 0.0% |
| Farm Credit Mid-America | 10 | 6.813% | $310,000 | 8.3% |
| ZILLOW HOME LOANS, LLC | 10 | 6.375% | $215,000 | 0.0% |
| Access Bank | 10 | 6.308% | $205,000 | 0.0% |
| Western National Bank | 10 | Not published | $140,000 | 9.1% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 52.6% |
| LENDINGONE, LLC | 9 | Under 10 loans | Under 10 loans | 47.1% |
| First Nebraska Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Equitable Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 27.3% |
| IOWA BANKERS MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| METRO CU | 7 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 27.3% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 45.5% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Heritage Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 254900QLC1XSIUN3OF82 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Farmers Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Central National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JONES BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Dayspring Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bank of Springfield | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bruning Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Core Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARCHER COOPERATIVE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Dundee Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CENTENNIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIVERSTONE BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premier Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Security National Bank of Sioux City, Iowa | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Merchants Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Washington County Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 76.9% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CORTRUST MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premier Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900RNV63A0TIZNK90 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTIER BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 96 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lancaster County
113 FDIC-insured branches from 31 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- American National Bank, 3801 Vermaas Pl, Lincoln
- Cornhusker Bank, 3500 Faulkner Dr, Lincoln
- First Interstate Bank, 3939 Normal Blvd, Lincoln
- First Interstate Bank, 6945 A St, Lincoln
- Frontier Bank, 6940 O St, Lincoln
- Frontier Bank, 8380 Glynoaks Dr, Lincoln
- Wells Fargo Bank, National Association, 1600 P St, Lincoln
- Wells Fargo Bank, National Association, 4100 S 27th St, Lincoln
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When the next year’s lending figures are out for Lancaster County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.