Heartland Bank
Heartland Bank received 84 applications in 2025 and made 73 mortgages, in 22 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 80 decisions, 4 were denials — 5.0%.
| Legal Entity Identifier | 254900U0LVIJMXKBGT11 |
|---|---|
| Applications received | 84 |
| Mortgages made | 73 |
| Denied | 4 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Heartland Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | Not published | $155,000 | 8.6% |
| Refinancing | 27 | Not published | $155,000 | 3.6% |
| Other purposes | 17 | Not published | $45,000 | 0.0% |
Where Heartland Bank lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Buffalo County, NE | 17 | Not published | 15.0% |
| Fillmore County, NE | 11 | Not published | 0.0% |
| Hamilton County, NE | 9 | Under 10 loans | 9.1% |
| Jefferson County, NE | 6 | Under 10 loans | 0.0% |
| Lancaster County, NE | 4 | Under 10 loans | 0.0% |
| Adams County, NE | 3 | Under 10 loans | 0.0% |
| Clay County, NE | 3 | Under 10 loans | 0.0% |
| Gage County, NE | 3 | Under 10 loans | 0.0% |
| Saline County, NE | 3 | Under 10 loans | 0.0% |
| Thayer County, NE | 3 | Under 10 loans | 0.0% |
| Loup County, NE | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, IA | 1 | Under 10 loans | 0.0% |
| Custer County, NE | 1 | Under 10 loans | 0.0% |
| Dawson County, NE | 1 | Under 10 loans | 0.0% |
| Furnas County, NE | 1 | Under 10 loans | 0.0% |
| Hall County, NE | 1 | Under 10 loans | 0.0% |
| Holt County, NE | 1 | Under 10 loans | 0.0% |
| Nuckolls County, NE | 1 | Under 10 loans | 0.0% |
| York County, NE | 1 | Under 10 loans | 0.0% |
| Douglas County, NE | 0 | Under 10 loans | Not published |
| Garfield County, NE | 0 | Under 10 loans | Not published |
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When Heartland Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.