Mortgage Lender Index

First State Bank Nebraska

First State Bank Nebraska received 283 applications in 2025 and made 205 mortgages, in 35 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 260 decisions, 32 were denials — 12.3%.

Legal Entity Identifier549300F5TN705NCHGW39
Applications received283
Mortgages made205
Denied32
Approved, not taken up23
Withdrawn or incomplete23
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: First State Bank Nebraska, 18 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase122 Not published$215,000 11.2%
Refinancing61 Not published$155,000 10.5%
Cash-out refinancing1 Under 10 loansUnder 10 loans 66.7%
Other purposes21 Not published$45,000 17.9%

Where First State Bank Nebraska lends most

The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Lancaster County, NE 72Not published8.3%
Gage County, NE 42Not published18.5%
Saline County, NE 20Not published9.1%
Cass County, NE 16Not published0.0%
Saunders County, NE 10Not published0.0%
Jefferson County, NE 7Under 10 loans22.2%
York County, NE 5Under 10 loans0.0%
Otoe County, NE 4Under 10 loans0.0%
Douglas County, NE 3Under 10 loans40.0%
Nemaha County, NE 3Under 10 loans0.0%
Seward County, NE 3Under 10 loans0.0%
Maricopa County, AZ 2Under 10 loans0.0%
Benton County, MO 2Under 10 loans0.0%
Dodge County, NE 2Under 10 loans0.0%
Hall County, NE 2Under 10 loans0.0%
Johnson County, NE 2Under 10 loans0.0%
Mobile County, AL 1Under 10 loans0.0%
Coffey County, KS 1Under 10 loans0.0%
Taney County, MO 1Under 10 loans0.0%
Adams County, NE 1Under 10 loans0.0%
Dawson County, NE 1Under 10 loans0.0%
Dundy County, NE 1Under 10 loans0.0%
Kimball County, NE 1Under 10 loans0.0%
Perkins County, NE 1Under 10 loans0.0%
Thayer County, NE 1Under 10 loans0.0%
Cooke County, TX 1Under 10 loans0.0%
Pottawattamie County, IA 0Under 10 loans100.0%
Geary County, KS 0Under 10 loans100.0%
Republic County, KS 0Under 10 loans100.0%
Flathead County, MT 0Under 10 loans0.0%
Burt County, NE 0Under 10 loans100.0%
Fillmore County, NE 0Under 10 loans100.0%
Knox County, NE 0Under 10 loans0.0%
Sarpy County, NE 0Under 10 loans100.0%
Wayne County, NE 0Under 10 loans100.0%

Get told when this changes

When First State Bank Nebraska’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.