Frontier Bank
Frontier Bank received 447 applications in 2025 and made 398 mortgages, in 59 counties across 16 states. The median rate its borrowers got was 7.000% on a median loan of $185,000. Of 425 decisions, 19 were denials — 4.5%, most often for credit history.
| Legal Entity Identifier | 254900HEPQK96AEXHS12 |
|---|---|
| Applications received | 447 |
| Mortgages made | 398 |
| Denied | 19 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.488 points |
| FDIC-insured bank | Yes: Frontier Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 218 | 7.000% | $205,000 | 1.3% |
| Refinancing | 134 | 7.000% | $165,000 | 5.6% |
| Cash-out refinancing | 20 | 6.990% | $175,000 | 20.0% |
| Other purposes | 26 | 7.750% | $55,000 | 10.0% |
Where Frontier Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Douglas County, NE | 104 | 7.250% | 0.0% |
| Lancaster County, NE | 60 | 6.925% | 0.0% |
| Richardson County, NE | 58 | 7.250% | 6.4% |
| Madison County, NE | 35 | 7.125% | 18.6% |
| Sarpy County, NE | 29 | 7.000% | 3.2% |
| Pottawattamie County, IA | 8 | Under 10 loans | 0.0% |
| Thurston County, NE | 8 | Under 10 loans | 0.0% |
| Wayne County, NE | 8 | Under 10 loans | 0.0% |
| Stanton County, NE | 7 | Under 10 loans | 12.5% |
| Pierce County, NE | 6 | Under 10 loans | 0.0% |
| Saunders County, NE | 6 | Under 10 loans | 0.0% |
| Buchanan County, MO | 4 | Under 10 loans | 0.0% |
| Greene County, MO | 4 | Under 10 loans | 0.0% |
| Otoe County, NE | 4 | Under 10 loans | 0.0% |
| Cass County, NE | 3 | Under 10 loans | 0.0% |
| Platte County, NE | 3 | Under 10 loans | 25.0% |
| Washington County, NE | 3 | Under 10 loans | 0.0% |
| York County, NE | 3 | Under 10 loans | 0.0% |
| Dickinson County, IA | 2 | Under 10 loans | 0.0% |
| Nemaha County, KS | 2 | Under 10 loans | 0.0% |
| Holt County, MO | 2 | Under 10 loans | 0.0% |
| Cedar County, NE | 2 | Under 10 loans | 0.0% |
| Dodge County, NE | 2 | Under 10 loans | 0.0% |
| Gage County, NE | 2 | Under 10 loans | 0.0% |
| Hamilton County, NE | 2 | Under 10 loans | 0.0% |
| Knox County, NE | 2 | Under 10 loans | 33.3% |
| Nemaha County, NE | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Harrison County, IA | 1 | Under 10 loans | 0.0% |
| Plymouth County, IA | 1 | Under 10 loans | 0.0% |
| Polk County, IA | 1 | Under 10 loans | 0.0% |
| Shelby County, IA | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Scott County, MN | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| Lafayette County, MO | 1 | Under 10 loans | 0.0% |
| Platte County, MO | 1 | Under 10 loans | 0.0% |
| Antelope County, NE | 1 | Under 10 loans | 0.0% |
| Burt County, NE | 1 | Under 10 loans | 0.0% |
| Butler County, NE | 1 | Under 10 loans | 0.0% |
| Clay County, NE | 1 | Under 10 loans | 0.0% |
| Dixon County, NE | 1 | Under 10 loans | 0.0% |
| Hall County, NE | 1 | Under 10 loans | 0.0% |
| Lincoln County, NE | 1 | Under 10 loans | 0.0% |
| Scotts Bluff County, NE | 1 | Under 10 loans | 0.0% |
| Seward County, NE | 1 | Under 10 loans | 0.0% |
| Thomas County, NE | 1 | Under 10 loans | 50.0% |
| Burleigh County, ND | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.