Mortgage lenders in Floyd County
2,456 mortgages were made in Floyd County, Indiana, in 2025, by 257 lenders. The median rate their borrowers got was 6.625% on a median loan of $185,000. Of 3,048 decisions, 494 were denials — 16.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 184 | 6.625% | $185,000 | 10.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 173 | 6.499% | $245,000 | 3.3% |
| Centra Credit Union | 117 | 5.750% | $85,000 | 8.4% |
| First Harrison Bank | 90 | 5.750% | $140,000 | 10.9% |
| Republic Bank & Trust Company | 89 | 5.990% | $125,000 | 5.3% |
| PNC Bank, National Association | 84 | 7.370% | $95,000 | 25.6% |
| German American Bank | 75 | 0.000% | $155,000 | 21.0% |
| Stock Yards Bank & Trust Company | 74 | 6.500% | $130,000 | 16.9% |
| FREEDOM MORTGAGE CORPORATION | 71 | 6.250% | $275,000 | 6.9% |
| Fifth Third Bank, National Association | 52 | 7.870% | $90,000 | 35.7% |
| JPMorgan Chase Bank, National Association | 49 | 6.625% | $185,000 | 5.6% |
| First Financial Bank | 45 | 6.250% | $105,000 | 26.2% |
| First Savings Bank | 40 | 7.063% | $130,000 | 8.9% |
| Magnolia Bank, Incorporated | 40 | 6.500% | $255,000 | 7.0% |
| Northpointe Bank | 36 | 6.558% | $165,000 | 10.0% |
| WesBanco Bank, Inc. | 36 | 3.990% | $150,000 | 15.6% |
| L & N Federal Credit Union | 36 | 7.000% | $155,000 | 7.5% |
| KIND LENDING, LLC | 35 | 6.500% | $305,000 | 28.6% |
| PENNYMAC LOAN SERVICES, LLC | 34 | 6.499% | $235,000 | 12.2% |
| NATIONSTAR MORTGAGE LLC | 31 | 8.625% | $65,000 | 13.9% |
| THE LOAN STORE, INC. | 30 | 6.625% | $215,000 | 3.1% |
| Broker Solutions, Inc. | 29 | 6.990% | $195,000 | 3.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 29 | 6.500% | $235,000 | 3.2% |
| MM LENDING, LLC | 29 | 12.000% | $165,000 | 0.0% |
| Park Federal Credit Union | 28 | 7.500% | $90,000 | 17.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 28 | 6.625% | $275,000 | 0.0% |
| Mortgage Research Center, LLC | 27 | 6.250% | $285,000 | 22.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 5.813% | $335,000 | 41.3% |
| NEWREZ LLC | 25 | 6.490% | $265,000 | 16.7% |
| INTERLINC MORTGAGE SERVICES, LLC | 25 | 6.875% | $185,000 | 0.0% |
| INDIANA MEMBERS CREDIT UNION | 25 | 5.875% | $155,000 | 10.3% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 24 | 6.438% | $255,000 | 0.0% |
| Equity Prime Mortgage LLC | 22 | 6.500% | $220,000 | 8.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 22 | 6.688% | $230,000 | 8.3% |
| The New Washington State Bank | 22 | Not published | $245,000 | 0.0% |
| U.S. Bank National Association | 21 | 8.350% | $85,000 | 39.5% |
| Liberty | 19 | 6.875% | $205,000 | 5.0% |
| RUOFF MORTGAGE COMPANY, INC. | 18 | 6.625% | $255,000 | 4.8% |
| STOCKTON MORTGAGE CORPORATION | 18 | 6.563% | $240,000 | 5.0% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.750% | $235,000 | 0.0% |
| Navy Federal Credit Union | 16 | 8.175% | $120,000 | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.558% | $205,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 15 | 6.625% | $285,000 | 11.8% |
| Fairway Independent Mortgage Corporation | 15 | 6.750% | $225,000 | 16.7% |
| Loandepot.Com, LLC | 14 | 6.990% | $145,000 | 41.7% |
| SPRING EQ, LLC | 13 | 9.650% | $55,000 | 38.1% |
| ONE VISION Federal Credit Union | 13 | 7.125% | $45,000 | 23.5% |
| FIGURE LENDING LLC | 11 | 10.500% | $65,000 | 12.5% |
| LOWER, LLC | 11 | 6.625% | $205,000 | 0.0% |
| INSPIRE HOME LOANS INC. | 11 | 6.125% | $235,000 | 0.0% |
| Meade County Bank | 11 | Not published | $185,000 | 8.3% |
| Bank of America, National Association | 10 | 6.438% | $170,000 | 50.0% |
| AmeriSave Mortgage Corporation | 10 | 9.313% | $45,000 | 58.3% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 43.8% |
| COMMONWEALTH | 9 | Under 10 loans | Under 10 loans | 43.8% |
| GUILD MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| EVERWISE CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MOVEMENT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Central Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 7 | Under 10 loans | Under 10 loans | 46.2% |
| The Huntington National Bank | 7 | Under 10 loans | Under 10 loans | 27.3% |
| DHI MORTGAGE COMPANY, LTD. | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 42.9% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Abound Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CMG MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 10.0% |
| GUARANTEED RATE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| River City Bank, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SOUTH CENTRAL BANK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 68.4% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 69.2% |
| Old National Bank | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOOSIER HILLS CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANZ Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wilson & Muir Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 75.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 42.9% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 71.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TRANSCEND Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Wells Fargo Bank, National Association | 2 | Under 10 loans | Under 10 loans | 60.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GVC MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLASS ACT FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Owen County State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Cecilian Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MJW FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE WAREHOUSE,LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Forcht Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ECLIPSE BANK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Trust Bank, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cazle Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FAIR WAY LENDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AUTOTRUCK FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Independence Bank of Kentucky | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gulf Coast Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Traditional Bank, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Jackson County Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORY MORTGAGE, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FORUM | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centier Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 57 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Floyd County
29 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First Harrison Bank | 5 | $251.4 million |
| WesBanco Bank, Inc. | 4 | $409.2 million |
| First Financial Bank | 3 | $182.4 million |
| First Merchants Bank | 3 | $114.9 million |
| PNC Bank, National Association | 2 | $445.1 million |
| JPMorgan Chase Bank, National Association | 2 | $256.5 million |
| Republic Bank & Trust Company | 2 | $83.6 million |
| The New Washington State Bank | 2 | $36.7 million |
| Truist Bank | 1 | $3.3 billion |
| Stock Yards Bank & Trust Company | 1 | $268.5 million |
| German American Bank | 1 | $114.5 million |
| Fifth Third Bank, National Association | 1 | $105.7 million |
| U.S. Bank National Association | 1 | $62.0 million |
| Bank of America, National Association | 1 | $1.7 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- First Savings Bank, 1000 Copperfield Dr, Georgetown
- First Savings Bank, 2218 State St, New Albany
Get told when this changes
When the next year’s lending figures are out for Floyd County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.