The Cecilian Bank
The Cecilian Bank received 859 applications in 2025 and made 692 mortgages, in 28 counties across 2 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 776 decisions, 51 were denials — 6.6%, most often for credit history.
| Legal Entity Identifier | 549300S2RLEOF6WG7P87 |
|---|---|
| Applications received | 859 |
| Mortgages made | 692 |
| Denied | 51 |
| Approved, not taken up | 33 |
| Withdrawn or incomplete | 83 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.28 points |
| FDIC-insured bank | Yes: The Cecilian Bank, 19 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 252 | 7.224% | $175,000 | 5.1% |
| Refinancing | 41 | 7.250% | $155,000 | 6.8% |
| Cash-out refinancing | 138 | 7.500% | $105,000 | 5.8% |
| Other purposes | 261 | 7.500% | $55,000 | 8.3% |
Where The Cecilian Bank lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hardin County, KY | 200 | 7.500% | 5.9% |
| Grayson County, KY | 132 | 7.500% | 4.8% |
| Hart County, KY | 102 | 7.500% | 3.5% |
| Breckinridge County, KY | 83 | 7.500% | 9.4% |
| Meade County, KY | 75 | 7.500% | 12.4% |
| Barren County, KY | 20 | 7.500% | 0.0% |
| Ohio County, KY | 20 | 7.750% | 0.0% |
| Larue County, KY | 14 | 7.328% | 17.7% |
| Edmonson County, KY | 10 | 7.375% | 9.1% |
| Warren County, KY | 5 | Under 10 loans | 0.0% |
| Fayette County, KY | 4 | Under 10 loans | 0.0% |
| Metcalfe County, KY | 4 | Under 10 loans | 20.0% |
| Daviess County, KY | 3 | Under 10 loans | 0.0% |
| Jefferson County, KY | 3 | Under 10 loans | 0.0% |
| Nelson County, KY | 3 | Under 10 loans | 20.0% |
| Floyd County, IN | 2 | Under 10 loans | 0.0% |
| Bullitt County, KY | 2 | Under 10 loans | 0.0% |
| Butler County, KY | 2 | Under 10 loans | 0.0% |
| Bourbon County, KY | 1 | Under 10 loans | 0.0% |
| Gallatin County, KY | 1 | Under 10 loans | 0.0% |
| Green County, KY | 1 | Under 10 loans | 50.0% |
| Jessamine County, KY | 1 | Under 10 loans | 0.0% |
| Logan County, KY | 1 | Under 10 loans | 0.0% |
| Madison County, KY | 1 | Under 10 loans | 0.0% |
| Muhlenberg County, KY | 1 | Under 10 loans | 0.0% |
| Spencer County, KY | 1 | Under 10 loans | 0.0% |
| Clark County, IN | 0 | Under 10 loans | 0.0% |
| Harrison County, IN | 0 | Under 10 loans | Not published |
Get told when this changes
When The Cecilian Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.