Mortgage Lender Index

Mortgage lenders in DeKalb County

1,256 mortgages were made in DeKalb County, Indiana, in 2025, by 168 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 1,661 decisions, 319 were denials — 19.2%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Three Rivers Federal Credit Union 118 6.875% $165,000 19.0%
RUOFF MORTGAGE COMPANY, INC. 116 6.625% $205,000 8.6%
PROFED CREDIT UNION 74 7.125% $80,000 18.3%
Rocket Mortgage, LLC 67 6.875% $155,000 21.7%
GVC MORTGAGE, INC. 60 6.625% $205,000 1.6%
The Garrett State Bank 44 Not published $85,000 14.5%
Horizon Bank 41 6.000% $85,000 14.0%
Fairway Independent Mortgage Corporation 35 6.875% $205,000 2.7%
UNITED SHORE FINANCIAL SERVICES, LLC 32 6.058% $250,000 12.8%
PNC Bank, National Association 30 7.875% $95,000 28.6%
Lake City Bank 30 7.750% $105,000 3.1%
Fifth Third Bank, National Association 29 6.990% $115,000 23.1%
FORT FINANCIAL Federal Credit Union 28 7.120% $90,000 17.7%
VAN DYK MORTGAGE CORPORATION 26 6.500% $175,000 0.0%
BEACON CREDIT UNION 23 7.250% $85,000 25.0%
Mortgage Research Center, LLC 22 6.313% $245,000 8.3%
The Farmers & Merchants State Bank 21 7.375% $95,000 12.5%
Loandepot.Com, LLC 20 7.188% $130,000 20.0%
MidWest America Federal Credit Union 20 6.688% $60,000 4.4%
First Merchants Bank 18 6.250% $155,000 28.0%
Union Savings Bank 18 6.438% $160,000 10.0%
The State Bank and Trust Company 17 6.600% $175,000 5.3%
FREEDOM MORTGAGE CORPORATION 14 6.250% $225,000 30.4%
EVERWISE CREDIT UNION 14 7.500% $140,000 12.5%
POLARIS HOME FUNDING CORP. 13 6.625% $215,000 7.1%
JPMorgan Chase Bank, National Association 12 6.563% $165,000 20.0%
STOCKTON MORTGAGE CORPORATION 11 6.875% $165,000 8.3%
V.I.P. MORTGAGE, INC. 11 6.750% $175,000 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 10 7.250% $130,000 45.8%
AmeriSave Mortgage Corporation 9 Under 10 loans Under 10 loans 62.5%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 8 Under 10 loans Under 10 loans 10.0%
PENNYMAC LOAN SERVICES, LLC 8 Under 10 loans Under 10 loans 11.1%
Flagstar Bank, N.A. 8 Under 10 loans Under 10 loans 37.5%
PARTNERS 1ST Federal Credit Union 8 Under 10 loans Under 10 loans 0.0%
DHI MORTGAGE COMPANY, LTD. 8 Under 10 loans Under 10 loans 0.0%
The Campbell & Fetter Bank 7 Under 10 loans Under 10 loans 12.5%
Farm Credit Mid-America 7 Under 10 loans Under 10 loans 0.0%
Farmers State Bank 7 Under 10 loans Under 10 loans 12.5%
NATIONSTAR MORTGAGE LLC 6 Under 10 loans Under 10 loans 14.3%
WesBanco Bank, Inc. 6 Under 10 loans Under 10 loans 14.3%
Nations Lending Corporation 6 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 6 Under 10 loans Under 10 loans 0.0%
Truist Bank 6 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 5 Under 10 loans Under 10 loans 28.6%
SPRING EQ, LLC 5 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 5 Under 10 loans Under 10 loans 44.4%
The Huntington National Bank 5 Under 10 loans Under 10 loans 28.6%
LOWER, LLC 5 Under 10 loans Under 10 loans 0.0%
Fire Police City County Federal Credit Union 5 Under 10 loans Under 10 loans 16.7%
STAR Financial Bank 5 Under 10 loans Under 10 loans 16.7%
1st Source Bank 5 Under 10 loans Under 10 loans 16.7%
TRIAD FINANCIAL SERVICES, INC. 4 Under 10 loans Under 10 loans 61.9%
FIGURE LENDING LLC 4 Under 10 loans Under 10 loans 45.5%
GoodLeap, LLC 4 Under 10 loans Under 10 loans 37.5%
Lendage, LLC 4 Under 10 loans Under 10 loans 33.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 Under 10 loans Under 10 loans 0.0%
THE ANTWERP EXCHANGE BANK COMPANY 4 Under 10 loans Under 10 loans 0.0%
Discover Bank 3 Under 10 loans Under 10 loans 62.5%
GUARANTEED RATE, INC. 3 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 3 Under 10 loans Under 10 loans 0.0%
2549008C0Z4DABRKVV12 3 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 3 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Old National Bank 3 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 50.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 66.7%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 50.0%
INTERRA CREDIT UNION 2 Under 10 loans Under 10 loans 60.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 33.3%
A&D Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
POINT MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 33.3%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
GREENSTATE Credit Union 1 Under 10 loans Under 10 loans 81.8%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 75.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
First Federal Savings Bank 1 Under 10 loans Under 10 loans 66.7%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
KeyBank National Association 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 50.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 50.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 50.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Southern Michigan Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
AG CREDIT AGRICULTURAL CREDIT ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
NOTRE DAME FEDERAL CREDIT UNION CORPORATION 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Security Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
254900W66Q1214MV8X83 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 1 Under 10 loans Under 10 loans 0.0%
DATA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CONSUMERS CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE 1 INCORPORATED 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SIRVA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
PURDUE 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
S&T Bank 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
Associated Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 93.8%
MILEND, INC. 0 Under 10 loans Under 10 loans 100.0%
MEMBER FIRST MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
254900TSA1PSM0OS4798 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
ZILLOW HOME LOANS, LLC 0 Under 10 loans Under 10 loans 100.0%
OCEANSIDE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
Loan Simple, Inc. 0 Under 10 loans Under 10 loans Not published
First Financial Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
CLEARPATH LENDING 0 Under 10 loans Under 10 loans Not published
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Granite Bank 0 Under 10 loans Under 10 loans Not published
Park Lane Finance Solutions, LLC 0 Under 10 loans Under 10 loans 100.0%
Farmers Bank & Trust 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans 0.0%
Home Bank SB 0 Under 10 loans Under 10 loans Not published
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 0.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans Not published
Baxter Credit Union 0 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
First Savings Bank 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
SUPERIOR FINANCIAL SOLUTIONS, LLC 0 Under 10 loans Under 10 loans Not published
Guardian Savings Bank 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in DeKalb County

16 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Garrett State Bank 3$221.3 million
The Farmers & Merchants State Bank 2$92.7 million
Horizon Bank 2$91.3 million
Lake City Bank 1$236.6 million
Community State Bank 1$152.3 million
Flagstar Bank, National Association 1$70.7 million
PNC Bank, National Association 1$63.2 million
Farmers and Merchants Bank 1$61.4 million
The Hicksville Bank 1$48.0 million
The Campbell & Fetter Bank 1$30.2 million
1st Source Bank 1$9.5 million
Woodforest National Bank 1$3.4 million

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When the next year’s lending figures are out for DeKalb County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.