The Campbell & Fetter Bank
The Campbell & Fetter Bank received 197 applications in 2025 and made 164 mortgages, in 17 counties across 2 states. The median rate its borrowers got was 7.625% on a median loan of $255,000. Of 179 decisions, 14 were denials — 7.8%.
| Legal Entity Identifier | 549300M20N1NQO7LMK11 |
|---|---|
| Applications received | 197 |
| Mortgages made | 164 |
| Denied | 14 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.1575 points |
| FDIC-insured bank | Yes: The Campbell & Fetter Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | 7.500% | $280,000 | 6.3% |
| Refinancing | 10 | Not published | $325,000 | 0.0% |
| Cash-out refinancing | 18 | Not published | $220,000 | 14.3% |
| Other purposes | 32 | 8.000% | $45,000 | 11.1% |
Where The Campbell & Fetter Bank lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Elkhart County, IN | 55 | Not published | 1.8% |
| Noble County, IN | 33 | 7.250% | 5.7% |
| LaGrange County, IN | 28 | 7.750% | 12.1% |
| Kosciusko County, IN | 10 | Not published | 16.7% |
| Cass County, MI | 8 | Under 10 loans | 0.0% |
| DeKalb County, IN | 7 | Under 10 loans | 12.5% |
| Steuben County, IN | 5 | Under 10 loans | 28.6% |
| Allen County, IN | 4 | Under 10 loans | 0.0% |
| St. Joseph County, MI | 4 | Under 10 loans | 20.0% |
| Marshall County, IN | 3 | Under 10 loans | 0.0% |
| Whitley County, IN | 2 | Under 10 loans | 0.0% |
| Huntington County, IN | 1 | Under 10 loans | 0.0% |
| Monroe County, IN | 1 | Under 10 loans | 0.0% |
| St. Joseph County, IN | 1 | Under 10 loans | 0.0% |
| Berrien County, MI | 1 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.