Mortgage lenders in Fayette County
3,108 mortgages were made in Fayette County, Georgia, in 2025, by 377 lenders. The median rate their borrowers got was 6.720% on a median loan of $325,000. Of 4,501 decisions, 1,210 were denials — 26.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DELTA COMMUNITY CREDIT UNION | 265 | 7.000% | $205,000 | 22.4% |
| Rocket Mortgage, LLC | 263 | 6.990% | $235,000 | 18.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 196 | 6.249% | $405,000 | 15.8% |
| Navy Federal Credit Union | 103 | 8.700% | $145,000 | 34.4% |
| Ameris Bank | 89 | 6.500% | $375,000 | 15.0% |
| EVERETT FINANCIAL, INC. | 85 | 6.875% | $325,000 | 4.4% |
| Loandepot.Com, LLC | 84 | 6.933% | $295,000 | 19.4% |
| Truist Bank | 72 | 6.458% | $250,000 | 43.0% |
| Bank of America, National Association | 68 | 6.240% | $205,000 | 41.7% |
| PENNYMAC LOAN SERVICES, LLC | 59 | 6.375% | $335,000 | 17.1% |
| NVR Mortgage Finance, Inc. | 56 | 6.250% | $475,000 | 39.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 56 | 6.625% | $390,000 | 9.5% |
| Fairway Independent Mortgage Corporation | 52 | 6.625% | $450,000 | 1.8% |
| NATIONSTAR MORTGAGE LLC | 44 | 8.625% | $130,000 | 9.8% |
| FREEDOM MORTGAGE CORPORATION | 42 | 6.250% | $420,000 | 15.0% |
| JPMorgan Chase Bank, National Association | 38 | 6.563% | $305,000 | 20.4% |
| 21st Mortgage Corporation | 34 | 10.685% | $75,000 | 80.0% |
| Broker Solutions, Inc. | 32 | 6.250% | $405,000 | 20.9% |
| NEWREZ LLC | 31 | 6.990% | $205,000 | 44.6% |
| SPRING EQ, LLC | 31 | 9.300% | $105,000 | 53.6% |
| Mortgage Research Center, LLC | 30 | 6.125% | $440,000 | 33.3% |
| GUILD MORTGAGE COMPANY | 30 | 5.995% | $605,000 | 5.3% |
| Regions Bank | 29 | 4.990% | $125,000 | 41.9% |
| Prosperity Home Mortgage, LLC | 29 | 6.500% | $465,000 | 0.0% |
| United Community Bank | 26 | 6.500% | $245,000 | 37.2% |
| MOVEMENT MORTGAGE, LLC | 26 | 6.375% | $480,000 | 8.6% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 26 | 6.500% | $435,000 | 7.1% |
| KIND LENDING, LLC | 25 | 6.625% | $505,000 | 21.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 25 | 6.750% | $335,000 | 0.0% |
| GEORGIA'S OWN | 24 | 7.500% | $140,000 | 39.1% |
| Synovus Bank | 24 | 8.075% | $230,000 | 40.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 23 | 8.000% | $155,000 | 17.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 23 | 6.625% | $545,000 | 11.5% |
| Third Federal Savings and Loan Association of Cleveland | 22 | 6.990% | $240,000 | 26.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 20 | 6.750% | $385,000 | 4.6% |
| AmeriSave Mortgage Corporation | 19 | 8.625% | $95,000 | 60.8% |
| GUARANTEED RATE, INC. | 19 | 6.250% | $425,000 | 4.4% |
| FIGURE LENDING LLC | 18 | 8.138% | $100,000 | 27.5% |
| Wells Fargo Bank, National Association | 18 | 6.375% | $325,000 | 25.0% |
| Coastal Community Bank | 17 | 13.240% | $55,000 | 0.0% |
| Presidential Bank, FSB | 17 | 6.500% | $435,000 | 19.1% |
| PENTAGON FEDERAL CREDIT UNION | 16 | 7.625% | $205,000 | 51.5% |
| PNC Bank, National Association | 16 | 7.740% | $170,000 | 48.4% |
| GEORGIA UNITED | 15 | 7.250% | $95,000 | 31.8% |
| ZILLOW HOME LOANS, LLC | 14 | 6.188% | $335,000 | 6.3% |
| NFM, INC. | 14 | 6.625% | $405,000 | 0.0% |
| CMG MORTGAGE, INC. | 13 | 6.625% | $405,000 | 6.7% |
| Citizens Bank, National Association | 13 | 7.400% | $275,000 | 22.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | 13 | 6.625% | $375,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 12 | 9.438% | $90,000 | 47.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.563% | $430,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 7.490% | $220,000 | 64.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 6.813% | $275,000 | 65.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.313% | $470,000 | 26.7% |
| USAA Federal Savings Bank | 10 | 6.500% | $545,000 | 28.6% |
| The Federal Savings Bank | 10 | 6.125% | $405,000 | 16.7% |
| Capital City Home Loans, LLC | 10 | 6.000% | $670,000 | 9.1% |
| Fifth Third Bank, National Association | 10 | 7.370% | $225,000 | 33.3% |
| ALLIANT CREDIT UNION | 10 | 8.000% | $285,000 | 23.1% |
| UNION HOME MORTGAGE CORP. | 10 | 6.438% | $405,000 | 9.1% |
| Renasant Bank | 9 | Under 10 loans | Under 10 loans | 47.1% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 14.3% |
| THE SOUTHERN CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 15.4% |
| CANOPY MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SouthState Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 40.0% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 7 | Under 10 loans | Under 10 loans | 77.4% |
| LENDINGONE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MORTGAGE ASSURANCE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 80.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 62.5% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 60.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 22.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| ATLANTA POSTAL | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Associated Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SANCTUARY HOME MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 71.4% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LGE COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| APCO EMPLOYEES | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 75.0% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 55.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| East West Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 2 | Under 10 loans | Under 10 loans | 83.3% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Cadence Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Capital City Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VYSTAR CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ITHINK FINANCIAL Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COLONY BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CDC FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 177 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Fayette County
24 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 3 | $855.4 million |
| Wells Fargo Bank, National Association | 3 | $690.6 million |
| Ameris Bank | 3 | $291.3 million |
| Bank of America, National Association | 2 | $612.3 million |
| United Community Bank | 2 | $376.5 million |
| Pinnacle Bank | 2 | $325.3 million |
| JPMorgan Chase Bank, National Association | 2 | $220.8 million |
| Renasant Bank | 2 | $179.6 million |
| Regions Bank | 2 | $151.9 million |
| Colony Bank | 1 | $36.2 million |
| Talbot State Bank | 1 | $32.1 million |
| PNC Bank, National Association | 1 | $30.2 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Synovus Bank, 100 Burch Rd, Fayetteville
- Synovus Bank, 2603 Highway 54, Peachtree City
Get told when this changes
When the next year’s lending figures are out for Fayette County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.