North Valley Bank
North Valley Bank received 42 applications in 2025 and made 34 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $460,000. Of 38 decisions, 3 were denials — 7.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493007074TOVS4FJF21 |
|---|---|
| Applications received | 42 |
| Mortgages made | 34 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: North Valley Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 18 | Not published | $400,000 | 5.3% |
| Refinancing | 16 | Not published | $535,000 | 5.6% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where North Valley Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Denver County, CO | 14 | Not published | 0.0% |
| Arapahoe County, CO | 6 | Under 10 loans | 0.0% |
| Jefferson County, CO | 5 | Under 10 loans | 0.0% |
| Adams County, CO | 3 | Under 10 loans | 25.0% |
| Douglas County, CO | 3 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Larimer County, CO | 1 | Under 10 loans | 50.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Boulder County, CO | 0 | Under 10 loans | 100.0% |
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When North Valley Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.