Mortgage lenders in Tulare County
6,843 mortgages were made in Tulare County, California, in 2025, by 351 lenders. The median rate their borrowers got was 6.500% on a median loan of $295,000. Of 9,533 decisions, 2,180 were denials — 22.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GOLDEN EMPIRE MORTGAGE, INC. | 801 | 6.125% | $355,000 | 3.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 553 | 6.125% | $335,000 | 15.8% |
| Rocket Mortgage, LLC | 416 | 6.990% | $195,000 | 23.5% |
| ALAMEDA MORTGAGE CORPORATION | 351 | 6.375% | $335,000 | 4.1% |
| Commerce Home Mortgage, Inc. | 294 | 6.625% | $335,000 | 3.6% |
| DHI MORTGAGE COMPANY, LTD. | 289 | 5.375% | $375,000 | 4.6% |
| KIND LENDING, LLC | 187 | 6.250% | $325,000 | 18.5% |
| PENNYMAC LOAN SERVICES, LLC | 172 | 6.655% | $235,000 | 20.8% |
| Loandepot.Com, LLC | 169 | 6.575% | $225,000 | 25.9% |
| NEWREZ LLC | 153 | 6.625% | $315,000 | 25.7% |
| EDUCATIONAL EMPLOYEES CREDIT UNION | 133 | 6.500% | $85,000 | 60.9% |
| FREEDOM MORTGAGE CORPORATION | 117 | 6.250% | $335,000 | 14.0% |
| PACIFIC LENDING LLC | 111 | 6.500% | $305,000 | 0.0% |
| Bank of America, National Association | 94 | 6.490% | $105,000 | 59.3% |
| VALLEY STRONG CREDIT UNION | 92 | 8.225% | $75,000 | 28.9% |
| CLM MORTGAGE, INC. | 89 | 5.990% | $405,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 88 | 6.625% | $265,000 | 14.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 83 | 6.375% | $275,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 81 | 8.125% | $105,000 | 29.1% |
| FIGURE LENDING LLC | 78 | 8.700% | $65,000 | 28.4% |
| CMG MORTGAGE, INC. | 77 | 5.875% | $425,000 | 0.0% |
| SPRING EQ, LLC | 73 | 9.450% | $75,000 | 62.3% |
| MLD MORTGAGE INC. | 69 | 6.500% | $295,000 | 1.4% |
| GUARANTEED RATE, INC. | 67 | 6.625% | $285,000 | 12.4% |
| INSPIRE HOME LOANS INC. | 67 | 5.500% | $385,000 | 13.4% |
| OCMBC, INC. | 64 | 6.999% | $275,000 | 8.1% |
| Mortgage Research Center, LLC | 60 | 6.250% | $375,000 | 33.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 54 | 6.500% | $310,000 | 3.6% |
| U.S. Bank National Association | 52 | 8.050% | $115,000 | 64.9% |
| SAFE 1 CREDIT UNION | 52 | 7.500% | $65,000 | 14.8% |
| Navy Federal Credit Union | 51 | 8.250% | $125,000 | 31.2% |
| Kiavi Funding, Inc. | 47 | 8.990% | $235,000 | 1.8% |
| AmeriSave Mortgage Corporation | 44 | 8.500% | $80,000 | 64.1% |
| THE LOAN STORE, INC. | 44 | 7.250% | $190,000 | 21.1% |
| Sierra Pacific Mortgage Company, Inc. | 43 | 6.500% | $345,000 | 10.4% |
| THE GOLDEN 1 | 37 | 7.875% | $105,000 | 54.9% |
| EVERETT FINANCIAL, INC. | 37 | 6.500% | $315,000 | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 36 | 6.875% | $325,000 | 5.3% |
| Coastal Community Bank | 35 | 10.740% | $55,000 | 1.7% |
| Broker Solutions, Inc. | 34 | 6.750% | $305,000 | 17.4% |
| BMO Bank National Association | 34 | 8.885% | $120,000 | 54.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 33 | 9.490% | $185,000 | 13.2% |
| PLANET HOME LENDING, LLC | 33 | 5.750% | $345,000 | 8.3% |
| Lendage, LLC | 32 | 11.875% | $55,000 | 2.8% |
| QUORUM FEDERAL CREDIT UNION | 31 | 8.375% | $95,000 | 18.2% |
| GUILD MORTGAGE COMPANY | 30 | 6.875% | $240,000 | 0.0% |
| Equity Prime Mortgage LLC | 29 | 6.250% | $305,000 | 3.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 28 | 6.750% | $250,000 | 6.5% |
| Wells Fargo Bank, National Association | 26 | 6.500% | $175,000 | 40.9% |
| GoodLeap, LLC | 26 | 7.675% | $85,000 | 26.7% |
| TULARE COUNTY Federal Credit Union | 25 | Not published | $65,000 | 17.8% |
| PANORAMA MORTGAGE GROUP, LLC | 24 | 6.250% | $270,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 24 | 5.750% | $450,000 | 3.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 23 | 6.625% | $215,000 | 58.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 23 | 6.500% | $295,000 | 11.5% |
| 21st Mortgage Corporation | 22 | 10.140% | $85,000 | 65.1% |
| PLAZA HOME MORTGAGE, INC. | 22 | 6.990% | $290,000 | 29.0% |
| AAA CAPITAL INVESTMENT, INC. | 22 | 7.125% | $215,000 | 3.7% |
| ResMac, Inc. | 22 | 7.500% | $335,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 19 | 8.730% | $95,000 | 31.0% |
| Self-Help Federal Credit Union | 19 | 7.750% | $225,000 | 9.5% |
| LAKEVIEW LOAN SERVICING, LLC | 18 | 6.375% | $320,000 | 66.7% |
| 254900M2C4Q6DATP2889 | 17 | 5.990% | $275,000 | 32.0% |
| Tri Counties Bank | 17 | 6.125% | $155,000 | 47.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 6.375% | $245,000 | 32.0% |
| NEW DAY FINANCIAL, LLC | 16 | 6.990% | $315,000 | 37.0% |
| SCHOOLSFIRST | 16 | 6.558% | $180,000 | 15.8% |
| MISSION LOANS, LLC | 15 | 6.625% | $285,000 | 0.0% |
| FlexPoint, Inc. | 15 | 6.625% | $275,000 | 12.0% |
| AMWEST FUNDING CORP. | 15 | 7.000% | $285,000 | 6.3% |
| COASTAL FUNDING SLC, INC. | 15 | 6.375% | $315,000 | 0.0% |
| Valon Mortgage, Inc. | 14 | 8.375% | $75,000 | 15.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 14 | 5.875% | $300,000 | 10.0% |
| JMAC LENDING, INC. | 14 | 6.375% | $375,000 | 6.7% |
| NOBLE | 13 | 8.890% | $95,000 | 44.8% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 13 | 6.625% | $335,000 | 6.7% |
| LENNAR MORTGAGE, LLC | 13 | 4.875% | $395,000 | 23.5% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 13 | 6.990% | $285,000 | 13.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $395,000 | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.125% | $290,000 | 55.6% |
| CHAMPIONS FUNDING, LLC | 12 | 7.625% | $235,000 | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 12 | 6.313% | $390,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 11 | 6.000% | $365,000 | 14.3% |
| AMERICAN FINANCING CORPORATION | 10 | 6.125% | $255,000 | 63.0% |
| VISTA POINT MORTGAGE, LLC | 10 | 7.625% | $210,000 | 50.0% |
| Hometown Equity Mortgage, LLC | 10 | 7.375% | $300,000 | 52.4% |
| NEXERA HOLDING LLC | 10 | 7.125% | $250,000 | 16.7% |
| A&D Mortgage LLC | 10 | 6.933% | $230,000 | 16.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 6.688% | $360,000 | 16.7% |
| Discover Bank | 9 | Under 10 loans | Under 10 loans | 79.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 41.2% |
| Citadel Servicing Corporation | 9 | Under 10 loans | Under 10 loans | 6.3% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 43.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 14.3% |
| NEW WAVE LENDING GROUP INC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AgWest Farm Credit, FLCA | 8 | Under 10 loans | Under 10 loans | 18.2% |
| NATIONS DIRECT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Fairway Independent Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 56.3% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 9.1% |
| Greenbox Loans, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 61.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Logan Finance Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LAND HOME FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Fremont Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| PACIFIC SERVICE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 11.1% |
| Home Mortgage Alliance Corporation (HMAC) | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LOGIX FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| BAY-VALLEY MORTGAGE GROUP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Alliance Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MORIA DEVELOPMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Peak Residential Lending Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 53.8% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 70.0% |
| CAKE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| WESCOM CENTRAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NuVision Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BANK OF STOCKTON | 3 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Business Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Umpqua Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Patelco Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 60.0% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300U4NMMQ8OEM3D10 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCENIC OAKS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SESLOC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHLAND CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MID VALLEY SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KINECTA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STRATA Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGNIFIED HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY WAVE LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 151 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Tulare County
45 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Bank of the Sierra | 12 | $1.5 billion |
| Bank of America, National Association | 5 | $1.3 billion |
| Wells Fargo Bank, National Association | 5 | $1.3 billion |
| JPMorgan Chase Bank, National Association | 4 | $786.8 million |
| BMO Bank National Association | 4 | $414.2 million |
| Citizens Business Bank, National Association | 3 | $611.4 million |
| Mechanics Bank | 3 | $296.4 million |
| U.S. Bank National Association | 2 | $330.9 million |
| Community West Bank | 2 | $257.2 million |
| Westamerica Bank | 2 | $97.2 million |
| Mission Bank | 1 | $295.5 million |
| Tri Counties Bank | 1 | $99.2 million |
| Banc of California | 1 | $76.6 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 100 E Pine St, Exeter
- Bank of the Sierra, 246 E Tulare Ave, Tulare
Get told when this changes
When the next year’s lending figures are out for Tulare County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.