Mortgage lenders in Racine County
5,489 mortgages were made in Racine County, Wisconsin, in 2025, by 334 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 7,249 decisions, 1,444 were denials — 19.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| EDUCATORS CREDIT UNION | 995 | 6.950% | $55,000 | 20.5% |
| Landmark Credit Union | 510 | 6.500% | $105,000 | 19.9% |
| Johnson Financial Group | 325 | 6.875% | $195,000 | 6.8% |
| Rocket Mortgage, LLC | 244 | 6.625% | $165,000 | 19.4% |
| Summit Credit Union | 181 | 5.500% | $105,000 | 21.2% |
| Fairway Independent Mortgage Corporation | 145 | 6.625% | $255,000 | 4.6% |
| North Shore Bank | 117 | 7.000% | $125,000 | 29.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 110 | 6.750% | $225,000 | 4.4% |
| University of Wisconsin Credit Union | 108 | 6.000% | $120,000 | 18.5% |
| BMO Bank National Association | 100 | 8.390% | $135,000 | 31.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 100 | 6.125% | $245,000 | 19.7% |
| Bank Five Nine | 99 | 6.375% | $255,000 | 0.9% |
| Associated Bank, National Association | 97 | 6.875% | $145,000 | 35.3% |
| Tri City National Bank | 89 | 5.990% | $105,000 | 22.5% |
| JPMorgan Chase Bank, National Association | 88 | 6.500% | $180,000 | 15.4% |
| GUILD MORTGAGE COMPANY | 75 | 6.500% | $285,000 | 3.8% |
| Mortgage Research Center, LLC | 61 | 6.125% | $295,000 | 23.8% |
| NEWREZ LLC | 60 | 6.750% | $285,000 | 25.9% |
| Community State Bank | 57 | Not published | $185,000 | 7.6% |
| U.S. Bank National Association | 56 | 7.975% | $105,000 | 47.3% |
| GATEWAY MORTGAGE CORPORATION | 55 | 6.625% | $305,000 | 1.7% |
| TRUSTONE FINANCIAL CREDIT UNION | 53 | 6.740% | $140,000 | 16.7% |
| DHI MORTGAGE COMPANY, LTD. | 49 | 5.875% | $315,000 | 14.0% |
| Navy Federal Credit Union | 48 | 6.688% | $185,000 | 17.2% |
| Barrington Bank & Trust Company, National Association | 48 | 6.500% | $265,000 | 5.9% |
| PENNYMAC LOAN SERVICES, LLC | 47 | 6.490% | $205,000 | 30.4% |
| The Huntington National Bank | 42 | 7.250% | $175,000 | 32.8% |
| WISCONSIN MORTGAGE CORPORATION | 38 | 6.375% | $280,000 | 11.6% |
| A + MORTGAGE SERVICES, INC. | 38 | 6.563% | $330,000 | 0.0% |
| GUARANTEED RATE, INC. | 37 | 6.750% | $255,000 | 7.3% |
| Ixonia Bank | 36 | 6.863% | $320,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 35 | 6.250% | $255,000 | 11.9% |
| NATIONSTAR MORTGAGE LLC | 35 | 7.375% | $105,000 | 12.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 32 | 6.750% | $240,000 | 0.0% |
| Kiavi Funding, Inc. | 31 | 10.450% | $155,000 | 3.1% |
| CMG MORTGAGE, INC. | 30 | 6.625% | $250,000 | 5.7% |
| Prosperity Home Mortgage, LLC | 29 | 6.250% | $325,000 | 3.3% |
| Home State Bank, National Association | 29 | 6.433% | $265,000 | 0.0% |
| Loandepot.Com, LLC | 28 | 6.933% | $150,000 | 32.6% |
| NFM, INC. | 27 | 6.990% | $195,000 | 3.6% |
| UNION HOME MORTGAGE CORP. | 26 | 6.688% | $295,000 | 0.0% |
| Broker Solutions, Inc. | 25 | 6.990% | $205,000 | 29.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.850% | $280,000 | 20.0% |
| AMERITRUST MORTGAGE CORPORATION | 24 | 6.433% | $275,000 | 14.3% |
| MARINE CREDIT UNION | 22 | 9.555% | $90,000 | 50.8% |
| FIRST COLONY MORTGAGE CORPORATION | 22 | 6.688% | $245,000 | 6.1% |
| The Federal Savings Bank | 21 | 6.750% | $255,000 | 19.2% |
| Lendage, LLC | 21 | 10.750% | $55,000 | 16.0% |
| Great Midwest Bank, S.S.B. | 20 | 6.750% | $495,000 | 13.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 20 | 6.625% | $260,000 | 0.0% |
| Coastal Community Bank | 19 | 10.490% | $55,000 | 5.9% |
| SPRING EQ, LLC | 19 | 8.850% | $65,000 | 56.5% |
| PLANET HOME LENDING, LLC | 19 | 6.250% | $285,000 | 30.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 19 | 6.990% | $195,000 | 0.0% |
| Waukesha State Bank | 19 | 6.500% | $265,000 | 20.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 17 | 6.875% | $235,000 | 20.0% |
| FIGURE LENDING LLC | 15 | 8.800% | $65,000 | 25.0% |
| Citizens Bank | 15 | Not published | $255,000 | 5.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 7.290% | $115,000 | 13.3% |
| HOMEXPRESS MORTGAGE CORP. | 13 | 7.625% | $185,000 | 23.5% |
| PNC Bank, National Association | 12 | 7.420% | $85,000 | 45.5% |
| First American Bank | 12 | 7.125% | $105,000 | 47.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 6.688% | $190,000 | 0.0% |
| Bell Bank | 12 | 6.813% | $315,000 | 18.8% |
| CHURCHILL MORTGAGE CORPORATION | 12 | 6.000% | $90,000 | 13.3% |
| Nations Lending Corporation | 12 | 6.750% | $220,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 6.750% | $185,000 | 61.0% |
| The Equitable Bank, S.S.B. | 11 | 6.375% | $275,000 | 14.3% |
| KIND LENDING, LLC | 11 | 6.625% | $355,000 | 35.3% |
| Town Bank, N.A. | 11 | Not published | $335,000 | 14.3% |
| T2 FINANCIAL LLC | 11 | 7.625% | $195,000 | 7.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 8.625% | $80,000 | 45.8% |
| Wells Fargo Bank, National Association | 10 | 6.500% | $175,000 | 37.5% |
| ZILLOW HOME LOANS, LLC | 10 | 6.813% | $235,000 | 9.1% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 6.500% | $250,000 | 9.1% |
| Baxter Credit Union | 10 | 6.875% | $105,000 | 7.7% |
| Guardian Credit Union | 10 | 6.688% | $135,000 | 0.0% |
| AmeriSave Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 76.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 59.1% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 47.1% |
| Bank of America, National Association | 8 | Under 10 loans | Under 10 loans | 50.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 57.9% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Republic Bank of Chicago | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Abbott Laboratories Employees Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 38.5% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 27.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 11.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PRIME FINANCIAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 14.3% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ADVIA Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 54.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THOMPSON KANE & COMPANY, INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| CONSUMERS COOPERATIVE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples State Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Westbury Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PyraMax Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank First, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FOX COMMUNITIES Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 90.3% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 28.6% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| COMPEER FINANCIAL, FLCA | 3 | Under 10 loans | Under 10 loans | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Self-Help Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Greenwood's State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| National Exchange Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Blackhawk Community Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| VERITAS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North Shore Trust and Savings | 2 | Under 10 loans | Under 10 loans | 50.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 40.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004XDCE3LGQW7H72 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COVANTAGE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 33.3% |
| WaterStone Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DMB Community Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CIBM Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank of the Lakes, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Trust Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FORTE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Eagle Rock Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Firefighters First Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 71.4% |
| GREENSTATE Credit Union | 1 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE CENTER L.C | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Summit Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 134 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Racine County
37 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Johnson Bank | 6 | $1.6 billion |
| BMO Bank National Association | 6 | $450.8 million |
| Community State Bank | 4 | $474.0 million |
| Tri City National Bank | 4 | $257.3 million |
| North Shore Bank | 4 | $211.4 million |
| Town Bank, National Association | 3 | $372.8 million |
| Associated Bank, National Association | 3 | $283.9 million |
| JPMorgan Chase Bank, National Association | 2 | $278.1 million |
| Bank Cmg | 1 | $219.7 million |
| U.S. Bank National Association | 1 | $134.8 million |
| Wells Fargo Bank, National Association | 1 | $111.9 million |
| The Huntington National Bank | 1 | $72.9 million |
| The Equitable Bank, S.S.B. | 1 | $39.9 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Wells Fargo Bank, National Association, 1700 Dr Martin Luther King Dr, Racine
Get told when this changes
When the next year’s lending figures are out for Racine County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.