Community State Bank
Community State Bank received 158 applications in 2025 and made 129 mortgages, in 15 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 150 decisions, 14 were denials — 9.3%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 54930098WTIWNSB1OV47 |
|---|---|
| Applications received | 158 |
| Mortgages made | 129 |
| Denied | 14 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Community State Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 62 | Not published | $300,000 | 4.4% |
| Refinancing | 36 | Not published | $190,000 | 15.2% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Other purposes | 28 | Not published | $105,000 | 6.5% |
Where Community State Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Racine County, WI | 57 | Not published | 7.6% |
| Kenosha County, WI | 30 | Not published | 13.5% |
| Walworth County, WI | 22 | Not published | 4.4% |
| Milwaukee County, WI | 9 | Under 10 loans | 23.1% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Lake County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| Adams County, WI | 1 | Under 10 loans | 0.0% |
| Door County, WI | 1 | Under 10 loans | 0.0% |
| Jefferson County, WI | 1 | Under 10 loans | 0.0% |
| La Crosse County, WI | 1 | Under 10 loans | 0.0% |
| Marquette County, WI | 1 | Under 10 loans | 0.0% |
| Polk County, WI | 1 | Under 10 loans | 0.0% |
| Rock County, WI | 1 | Under 10 loans | 0.0% |
| Waukesha County, WI | 1 | Under 10 loans | 0.0% |
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When Community State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.