Town Bank, N.A.
Town Bank, N.A. received 240 applications in 2025 and made 196 mortgages, in 33 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $575,000. Of 211 decisions, 12 were denials — 5.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930037K28BC4GVBU20 |
|---|---|
| Applications received | 240 |
| Mortgages made | 196 |
| Denied | 12 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 29 |
| Loans bought from other lenders | 42 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Town Bank, National Association, 25 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 153 | Not published | $585,000 | 4.3% |
| Refinancing | 37 | Not published | $655,000 | 5.1% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 50.0% |
Where Town Bank, N.A. lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dane County, WI | 82 | Not published | 2.4% |
| Milwaukee County, WI | 38 | Not published | 2.4% |
| Waukesha County, WI | 21 | Not published | 4.6% |
| Racine County, WI | 11 | Not published | 14.3% |
| Ozaukee County, WI | 7 | Under 10 loans | 22.2% |
| Walworth County, WI | 5 | Under 10 loans | 0.0% |
| Rock County, WI | 3 | Under 10 loans | 50.0% |
| Door County, WI | 2 | Under 10 loans | 0.0% |
| Jefferson County, WI | 2 | Under 10 loans | 0.0% |
| St. Croix County, WI | 2 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 2 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Brown County, WI | 1 | Under 10 loans | 0.0% |
| Buffalo County, WI | 1 | Under 10 loans | 0.0% |
| Calumet County, WI | 1 | Under 10 loans | 0.0% |
| Columbia County, WI | 1 | Under 10 loans | 0.0% |
| Crawford County, WI | 1 | Under 10 loans | 0.0% |
| Eau Claire County, WI | 1 | Under 10 loans | 0.0% |
| Fond du Lac County, WI | 1 | Under 10 loans | 0.0% |
| Iron County, WI | 1 | Under 10 loans | 0.0% |
| Juneau County, WI | 1 | Under 10 loans | 0.0% |
| Marathon County, WI | 1 | Under 10 loans | 0.0% |
| Marquette County, WI | 1 | Under 10 loans | 0.0% |
| Oneida County, WI | 1 | Under 10 loans | 0.0% |
| Sawyer County, WI | 1 | Under 10 loans | 0.0% |
| Washington County, WI | 1 | Under 10 loans | 0.0% |
| Waushara County, WI | 1 | Under 10 loans | 50.0% |
| Winnebago County, WI | 1 | Under 10 loans | 0.0% |
| Wood County, WI | 1 | Under 10 loans | 0.0% |
| Adams County, WI | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.