Mortgage lenders in Norfolk city
5,291 mortgages were made in Norfolk city, Virginia, in 2025, by 325 lenders. The median rate their borrowers got was 6.500% on a median loan of $275,000. Of 6,995 decisions, 1,395 were denials — 19.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 441 | 5.998% | $315,000 | 10.4% |
| Mortgage Research Center, LLC | 383 | 6.250% | $325,000 | 22.2% |
| Navy Federal Credit Union | 371 | 7.750% | $115,000 | 36.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 254 | 6.500% | $305,000 | 3.4% |
| Rocket Mortgage, LLC | 230 | 6.625% | $220,000 | 18.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 191 | 6.490% | $305,000 | 1.0% |
| FREEDOM MORTGAGE CORPORATION | 182 | 6.250% | $315,000 | 12.3% |
| SOUTHERN TRUST MORTGAGE, LLC | 160 | 6.375% | $275,000 | 3.0% |
| MOVEMENT MORTGAGE, LLC | 147 | 6.375% | $285,000 | 3.7% |
| LANGLEY Federal Credit Union | 126 | 6.990% | $85,000 | 26.7% |
| PENNYMAC LOAN SERVICES, LLC | 109 | 6.000% | $265,000 | 18.7% |
| Kiavi Funding, Inc. | 103 | 10.490% | $235,000 | 16.8% |
| Towne Bank | 102 | 6.990% | $245,000 | 11.7% |
| NEWREZ LLC | 100 | 6.250% | $315,000 | 31.5% |
| Truist Bank | 99 | 6.750% | $125,000 | 44.9% |
| CHARTWAY FEDERAL CREDIT UNION | 88 | 3.690% | $75,000 | 29.3% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 82 | 7.000% | $175,000 | 17.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 81 | 6.450% | $345,000 | 3.4% |
| Atlantic Coast Mortgage, LLC | 76 | 6.495% | $290,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 69 | 6.500% | $295,000 | 4.2% |
| Towne Mortgage, LLC | 68 | 6.625% | $315,000 | 1.4% |
| Advance Financial Group, LLC | 63 | 6.375% | $305,000 | 4.6% |
| Bank of America, National Association | 50 | 6.245% | $110,000 | 49.0% |
| Archer Mortgage, LLC | 48 | 6.625% | $315,000 | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 47 | 6.625% | $315,000 | 4.1% |
| Prosperity Home Mortgage, LLC | 45 | 6.124% | $365,000 | 8.2% |
| CMG MORTGAGE, INC. | 43 | 6.000% | $375,000 | 4.3% |
| JPMorgan Chase Bank, National Association | 42 | 6.500% | $230,000 | 6.4% |
| NATIONSTAR MORTGAGE LLC | 42 | 6.933% | $190,000 | 10.4% |
| Loandepot.Com, LLC | 37 | 7.875% | $105,000 | 35.4% |
| CALCON MUTUAL MORTGAGE LLC | 35 | 6.625% | $285,000 | 7.9% |
| FIRST COMMUNITY MORTGAGE, INC. | 35 | 6.625% | $315,000 | 11.6% |
| LoanUnited.com, LLC | 31 | 6.250% | $365,000 | 3.1% |
| Southern Bank and Trust Company | 30 | 7.375% | $205,000 | 18.9% |
| Broker Solutions, Inc. | 27 | 6.750% | $305,000 | 30.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | 27 | 5.750% | $345,000 | 12.2% |
| Presidential Bank, FSB | 27 | 6.750% | $305,000 | 10.0% |
| PNC Bank, National Association | 26 | 6.500% | $145,000 | 37.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 6.375% | $305,000 | 16.7% |
| Wells Fargo Bank, National Association | 25 | 6.500% | $225,000 | 19.4% |
| Fulton Bank, National Association | 24 | 6.313% | $195,000 | 35.9% |
| GUILD MORTGAGE COMPANY | 23 | 5.750% | $295,000 | 3.5% |
| Atlantic Union Bank | 23 | 7.500% | $170,000 | 28.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 23 | 6.500% | $285,000 | 10.7% |
| Tidewater Home Funding, LLC | 23 | 6.125% | $315,000 | 0.0% |
| EMM LOANS LLC | 23 | 6.250% | $365,000 | 0.0% |
| CAPITAL CENTER, L.L.C. | 22 | 6.625% | $295,000 | 21.4% |
| ABNB Federal Credit Union | 21 | 6.740% | $65,000 | 57.7% |
| PLANET HOME LENDING, LLC | 20 | 5.750% | $315,000 | 9.1% |
| UNION HOME MORTGAGE CORP. | 19 | 6.125% | $285,000 | 5.0% |
| FIGURE LENDING LLC | 18 | 9.050% | $55,000 | 18.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.250% | $350,000 | 5.0% |
| T2 FINANCIAL LLC | 18 | 6.625% | $280,000 | 5.3% |
| LAKEVIEW LOAN SERVICING, LLC | 17 | 5.750% | $355,000 | 54.7% |
| Alcova Mortgage LLC | 17 | 7.125% | $375,000 | 5.6% |
| GUARANTEED RATE, INC. | 16 | 6.600% | $315,000 | 30.4% |
| GoodLeap, LLC | 16 | 5.990% | $250,000 | 41.9% |
| THE LOAN STORE, INC. | 15 | 7.625% | $215,000 | 0.0% |
| NFM, INC. | 15 | 6.500% | $305,000 | 6.3% |
| The Federal Savings Bank | 14 | 6.375% | $305,000 | 16.7% |
| USAA Federal Savings Bank | 14 | 6.250% | $335,000 | 39.1% |
| Virginia Credit Union, Inc. | 14 | 6.120% | $240,000 | 26.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 14 | 9.848% | $135,000 | 36.4% |
| ZILLOW HOME LOANS, LLC | 14 | 6.563% | $275,000 | 12.5% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 14 | 7.125% | $125,000 | 15.8% |
| Loan Funder LLC | 14 | 10.750% | $185,000 | 12.5% |
| SPRING EQ, LLC | 13 | 9.500% | $65,000 | 65.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.499% | $255,000 | 30.6% |
| Equity Prime Mortgage LLC | 13 | 6.625% | $285,000 | 7.1% |
| Dollar Bank, Federal Savings Bank | 13 | 6.750% | $155,000 | 36.4% |
| KIND LENDING, LLC | 13 | 6.375% | $305,000 | 23.5% |
| DOMINION FINANCIAL SERVICES, LLC | 13 | 9.900% | $205,000 | 0.0% |
| AmeriSave Mortgage Corporation | 12 | 9.000% | $70,000 | 76.8% |
| Click n' Close, Inc. | 12 | 6.813% | $150,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 11 | 6.990% | $285,000 | 54.2% |
| Fairway Independent Mortgage Corporation | 11 | 6.490% | $285,000 | 8.3% |
| C & F Mortgage Corporation | 11 | 6.625% | $345,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 10 | 7.625% | $220,000 | 26.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.250% | $285,000 | 0.0% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 7.7% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 60.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| First National Bank of America | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 254900CTT87ZKAUTIJ37 | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MORIA DEVELOPMENT, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Armed Forces Bank, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 7 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 20.0% |
| Primis Mortgage Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 73.9% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 57.1% |
| First Heritage Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Chesapeake Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST SAVINGS MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 4 | Under 10 loans | Under 10 loans | 66.7% |
| NETWORK CAPITAL FUNDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 63.6% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| ISERVE RESIDENTIAL LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| TD Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 75.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SWBC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Garrett Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RANLIFE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 77.8% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 20.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Old Point National Bank of Phoebus | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens and Farmers Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CREDENCE FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BEACH MUNICIPAL FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NASA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| C&F Select LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Allied First Bank,sb | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HomePromise Corporation | 1 | Under 10 loans | Under 10 loans | 87.5% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Virginia National Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 125 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Norfolk city
29 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 6 | $1.1 billion |
| TowneBank | 5 | $1.7 billion |
| Bank of America, National Association | 4 | $965.8 million |
| Wells Fargo Bank, National Association | 3 | $525.6 million |
| Southern Bank and Trust Company | 2 | $234.6 million |
| JPMorgan Chase Bank, National Association | 2 | $55.7 million |
| PNC Bank, National Association | 2 | $54.2 million |
| Woodforest National Bank | 2 | $6.0 million |
| Atlantic Union Bank | 1 | $205.1 million |
| Dollar Bank, Federal Savings Bank | 1 | $36.2 million |
| New Horizon Bank, National Association | 1 | $12.5 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- PNC Bank, National Association, 1301 49th St, Norfolk
- The Old Point National Bank of Phoebus, 1812 Granby St, Norfolk
Get told when this changes
When the next year’s lending figures are out for Norfolk city, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.