Mortgage lenders in Wise County
2,345 mortgages were made in Wise County, Texas, in 2025, by 327 lenders. The median rate their borrowers got was 6.375% on a median loan of $305,000. Of 3,334 decisions, 824 were denials — 24.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 243 | 4.125% | $305,000 | 17.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 147 | 5.999% | $335,000 | 22.0% |
| Rocket Mortgage, LLC | 116 | 6.500% | $295,000 | 29.7% |
| American National Bank & Trust | 90 | 6.375% | $410,000 | 4.7% |
| LENNAR MORTGAGE, LLC | 73 | 4.625% | $265,000 | 18.0% |
| Fairway Independent Mortgage Corporation | 72 | 6.625% | $360,000 | 8.9% |
| GUILD MORTGAGE COMPANY | 64 | 6.625% | $285,000 | 0.0% |
| First Financial Bank | 60 | 6.875% | $235,000 | 21.1% |
| 21st Mortgage Corporation | 52 | 9.825% | $155,000 | 73.1% |
| SFMC, LP | 50 | 5.750% | $415,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 46 | 6.125% | $435,000 | 2.1% |
| UNION HOME MORTGAGE CORP. | 42 | 6.250% | $305,000 | 4.6% |
| First United Bank and Trust Company | 39 | 6.625% | $415,000 | 7.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 38 | 6.538% | $395,000 | 7.1% |
| Loandepot.Com, LLC | 34 | 6.188% | $265,000 | 34.6% |
| Magnolia Bank, Incorporated | 34 | 6.125% | $335,000 | 8.1% |
| FREEDOM MORTGAGE CORPORATION | 27 | 6.250% | $355,000 | 5.6% |
| CMG MORTGAGE, INC. | 25 | 6.375% | $345,000 | 3.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 24 | 6.688% | $255,000 | 3.9% |
| DATCU | 23 | 7.500% | $155,000 | 42.5% |
| PENNYMAC LOAN SERVICES, LLC | 22 | 5.995% | $280,000 | 27.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 21 | 6.750% | $265,000 | 0.0% |
| Gateway First Bank | 21 | 6.125% | $275,000 | 8.7% |
| Mortgage Research Center, LLC | 20 | 6.375% | $340,000 | 23.1% |
| Navy Federal Credit Union | 20 | 6.250% | $315,000 | 28.6% |
| Frost Bank | 20 | 7.035% | $125,000 | 46.2% |
| Legend Bank, N.A. | 20 | Not published | $240,000 | 4.8% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 18 | 6.750% | $325,000 | 21.7% |
| First State Bank | 18 | 6.750% | $290,000 | 10.0% |
| Paramount Residential Mortgage Group, Inc. | 18 | 6.313% | $285,000 | 5.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 6.875% | $315,000 | 15.0% |
| REPUBLIC STATE MORTGAGE CO. | 17 | 5.990% | $355,000 | 0.0% |
| Bank of America, National Association | 16 | 6.240% | $130,000 | 40.7% |
| EVERETT FINANCIAL, INC. | 15 | 6.625% | $255,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 15 | 6.490% | $455,000 | 6.3% |
| NEWREZ LLC | 14 | 6.000% | $335,000 | 42.3% |
| Equity Prime Mortgage LLC | 14 | 6.250% | $280,000 | 6.7% |
| TexasBank | 14 | 7.063% | $270,000 | 0.0% |
| GUARANTEED RATE, INC. | 13 | 6.525% | $345,000 | 7.1% |
| JPMorgan Chase Bank, National Association | 13 | 6.490% | $345,000 | 23.5% |
| PLANET HOME LENDING, LLC | 13 | 6.250% | $385,000 | 18.8% |
| NATIONSTAR MORTGAGE LLC | 12 | 6.558% | $350,000 | 29.4% |
| First Bank | 12 | 6.058% | $310,000 | 5.9% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 12 | 5.370% | $345,000 | 7.7% |
| SPRING EQ, LLC | 11 | 9.975% | $75,000 | 62.1% |
| KIND LENDING, LLC | 11 | 6.250% | $275,000 | 50.0% |
| Wells Fargo Bank, National Association | 11 | 6.500% | $165,000 | 15.4% |
| THE LOAN STORE, INC. | 11 | 6.875% | $325,000 | 7.7% |
| ZILLOW HOME LOANS, LLC | 11 | 6.625% | $305,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 10 | 8.800% | $135,000 | 47.1% |
| SOUTHWEST STAGE FUNDING, LLC | 10 | 8.150% | $180,000 | 21.9% |
| Broker Solutions, Inc. | 10 | 6.938% | $305,000 | 47.4% |
| EECU | 10 | 6.750% | $100,000 | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.544% | $360,000 | 23.1% |
| NETWORK FUNDING, L.P. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| First National Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 60.6% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| American Airlines Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 71.4% |
| GMFS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Cadence Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION OF TEXAS | 6 | Under 10 loans | Under 10 loans | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Jacksboro National Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| THE MORTGAGE LINK, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 71.4% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 64.3% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 55.6% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 37.5% |
| FIGURE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Prosperity Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FORT WORTH CITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PARKSTONE MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 68.8% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ENCOMPASS LENDING GROUP, LP | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UNITED BUILT HOMES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FORT WORTH COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Susser Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Great Plains National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 87.5% |
| BOKF, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NETWORK CAPITAL FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| American Mortgage Bank, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Southside Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Southwest Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Pilgrim Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Regional Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank & Trust of Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEIGHBORHOOD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Clear Fork Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300MG89EBZCEXXT24 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 90.9% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 64.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Lendage, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TARRANT COUNTY'S CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Pointbank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The American National Bank of Texas | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GSB MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS MORTGAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEXANS | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 127 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Wise County
20 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Investar Bank, National Association | 4 | $213.1 million |
| First Financial Bank | 3 | $400.8 million |
| Legend Bank, N.A. | 3 | $191.7 million |
| Wells Fargo Bank, National Association | 2 | $316.2 million |
| The Community Bank | 1 | $148.7 million |
| First State Bank | 1 | $135.6 million |
| TexasBank | 1 | $59.3 million |
| Pinnacle Bank | 1 | $39.2 million |
| Pilgrim Bank | 1 | $33.5 million |
| Prosperity Bank | 1 | $21.9 million |
| American National Bank & Trust | 1 | $4.5 million |
| Woodforest National Bank | 1 | $1.1 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- First National Bank, 102 Port O Call Dr, Runaway Bay
- First National Bank, 1709 9th St, Bridgeport
- First National Bank, 201 S Weatherford St, Chico
- First National Bank, 630 Main St, Paradise
Get told when this changes
When the next year’s lending figures are out for Wise County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.