FORT WORTH CITY CREDIT UNION
FORT WORTH CITY CREDIT UNION received 220 applications in 2025 and made 111 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 6.450% on a median loan of $105,000. Of 181 decisions, 66 were denials — 36.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300EW5YD0HPCTME62 |
|---|---|
| Applications received | 220 |
| Mortgages made | 111 |
| Denied | 66 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.457 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 17 | 6.450% | $355,000 | 39.4% |
| Refinancing | 24 | 6.110% | $175,000 | 56.4% |
| Cash-out refinancing | 11 | 7.100% | $95,000 | 60.7% |
| Other purposes | 59 | 6.480% | $65,000 | 7.7% |
Where FORT WORTH CITY CREDIT UNION lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tarrant County, TX | 71 | 6.420% | 36.8% |
| Parker County, TX | 15 | 6.400% | 36.0% |
| Johnson County, TX | 12 | 6.800% | 36.8% |
| Denton County, TX | 5 | Under 10 loans | 16.7% |
| Wise County, TX | 4 | Under 10 loans | 33.3% |
| Delta County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Erath County, TX | 1 | Under 10 loans | 50.0% |
| Jack County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 0 | Under 10 loans | 100.0% |
| Hill County, TX | 0 | Under 10 loans | Not published |
| Hunt County, TX | 0 | Under 10 loans | 100.0% |
Get told when this changes
When FORT WORTH CITY CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.