Mortgage Lender Index

Mortgage lenders in Victoria County

1,067 mortgages were made in Victoria County, Texas, in 2025, by 211 lenders. The median rate their borrowers got was 6.625% on a median loan of $205,000. Of 1,687 decisions, 524 were denials — 31.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
TEXAS DOW EMPLOYEES CREDIT UNION 126 7.188% $155,000 9.4%
UNITED SHORE FINANCIAL SERVICES, LLC 84 6.375% $260,000 7.5%
Rocket Mortgage, LLC 69 6.625% $195,000 27.8%
UNION HOME MORTGAGE CORP. 63 6.500% $225,000 4.5%
Prosperity Bank 60 7.125% $155,000 38.5%
American Liberty Mortgage, Incorporated 47 6.125% $255,000 2.0%
NETWORK FUNDING, L.P. 36 6.188% $245,000 0.0%
FIRST CHOICE MH LLC 35 10.350% $85,000 7.9%
21st Mortgage Corporation 29 9.830% $125,000 77.4%
AMERICAN PACIFIC MORTGAGE CORPORATION 24 6.250% $225,000 11.1%
PENNYMAC LOAN SERVICES, LLC 22 6.813% $195,000 18.5%
Mortgage Research Center, LLC 21 6.625% $235,000 36.4%
Broker Solutions, Inc. 19 6.990% $265,000 24.0%
Wells Fargo Bank, National Association 16 6.375% $195,000 27.3%
TRIAD FINANCIAL SERVICES, INC. 15 9.700% $115,000 44.3%
Wallick & Volk, Inc. 14 6.688% $180,000 12.5%
FREEDOM MORTGAGE CORPORATION 12 6.313% $235,000 5.9%
NewFirst National Bank 12 Not published $75,000 0.0%
Navy Federal Credit Union 11 6.625% $195,000 20.0%
Loandepot.Com, LLC 11 6.875% $185,000 42.1%
JPMorgan Chase Bank, National Association 11 6.250% $165,000 8.3%
NATIONSTAR MORTGAGE LLC 11 6.990% $235,000 0.0%
The First State Bank 10 Not published $410,000 9.1%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 10 6.625% $125,000 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 10 6.750% $200,000 0.0%
Frost Bank 9 Under 10 loans Under 10 loans 52.6%
GUILD MORTGAGE COMPANY 9 Under 10 loans Under 10 loans 0.0%
First National Bank in Port Lavaca 8 Under 10 loans Under 10 loans 33.3%
VANDERBILT MORTGAGE AND FINANCE, INC. 7 Under 10 loans Under 10 loans 77.1%
TrustTexas Bank, SSB 7 Under 10 loans Under 10 loans 30.0%
MORTGAGE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 7 Under 10 loans Under 10 loans 22.2%
WESTSTAR MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 7 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 7 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 7 Under 10 loans Under 10 loans 0.0%
Crossroads Bank 6 Under 10 loans Under 10 loans 10.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 5 Under 10 loans Under 10 loans 50.0%
NFM, INC. 5 Under 10 loans Under 10 loans 16.7%
NEWREZ LLC 4 Under 10 loans Under 10 loans 80.0%
LAKEVIEW LOAN SERVICING, LLC 4 Under 10 loans Under 10 loans 61.5%
ROYAL UNITED MORTGAGE LLC 4 Under 10 loans Under 10 loans 33.3%
FIRST COLONY MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 4 Under 10 loans Under 10 loans 0.0%
First Community Bank 4 Under 10 loans Under 10 loans 0.0%
LOANPEOPLE, LLC 4 Under 10 loans Under 10 loans 0.0%
RALLY CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 3 Under 10 loans Under 10 loans 80.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 80.0%
CMG MORTGAGE, INC. 3 Under 10 loans Under 10 loans 14.3%
GUARANTEED RATE, INC. 3 Under 10 loans Under 10 loans 25.0%
DEEPHAVEN MORTGAGE LLC 3 Under 10 loans Under 10 loans 40.0%
Lendage, LLC 3 Under 10 loans Under 10 loans 0.0%
Home Mortgage Alliance Corporation (HMAC) 3 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 3 Under 10 loans Under 10 loans 0.0%
INTEGRITY MORTGAGE CORPORATION OF TEXAS 3 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 50.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 60.0%
Truist Bank 2 Under 10 loans Under 10 loans 66.7%
SECURITY SERVICE FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 2 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Zions Bancorporation, N.A. 2 Under 10 loans Under 10 loans 33.3%
RESICENTRAL, LLC 2 Under 10 loans Under 10 loans 0.0%
International Bank of Commerce 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 2 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 2 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 2 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 2 Under 10 loans Under 10 loans 0.0%
Goldwater Bank, N.A. 2 Under 10 loans Under 10 loans 0.0%
Discover Bank 1 Under 10 loans Under 10 loans 87.5%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 80.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
UNITED BUILT HOMES, L.L.C. 1 Under 10 loans Under 10 loans 50.0%
Granite Bank 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 66.7%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Filo Mortgage, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
WALKER & DUNLOP, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF TEXAS 1 Under 10 loans Under 10 loans 50.0%
5493004T38NMC864VL66 1 Under 10 loans Under 10 loans 50.0%
GREATER TEXAS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 1 Under 10 loans Under 10 loans 0.0%
Brighton Bank 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 50.0%
Citibank, National Association 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
ABL RPC Residential Credit Acquisition LLC 1 Under 10 loans Under 10 loans 0.0%
The Yoakum National Bank 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank of America 1 Under 10 loans Under 10 loans 0.0%
Third Coast Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
BAY-VALLEY MORTGAGE GROUP 1 Under 10 loans Under 10 loans 0.0%
LADERA LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 1 Under 10 loans Under 10 loans 0.0%
UNITED MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
FBC MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
UNIVERSITY Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
ABILENE TEACHERS Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Amarillo National Bank 1 Under 10 loans Under 10 loans 0.0%
American Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
SouthStar Bank, S.S.B. 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
First United Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 1 Under 10 loans Under 10 loans 0.0%
ASSOCIATED CREDIT UNION OF TEXAS 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
READYCAP COMMERCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
American National Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
First Bank 1 Under 10 loans Under 10 loans 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
Vantage Bank Texas 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
HOUSTON POLICE 1 Under 10 loans Under 10 loans 0.0%
DIRECTIONS EQUITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Florida Capital Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
98450058D88OE4463626 1 Under 10 loans Under 10 loans 0.0%
Emporium TPO LLC 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
FirstBank 0 Under 10 loans Under 10 loans 87.5%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 90.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 83.3%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 20.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 87.5%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
HomePromise Corporation 0 Under 10 loans Under 10 loans 100.0%
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
Farm Credit Mid-America 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Security State Bank & Trust 0 Under 10 loans Under 10 loans 0.0%
INTELLILOAN, INC. 0 Under 10 loans Under 10 loans Not published
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
State Department Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
IDAHO CENTRAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Mortgage Right 0 Under 10 loans Under 10 loans Not published
PROVIDENT FUNDING ASSOCIATES, L.P. 0 Under 10 loans Under 10 loans Not published
INTERLINC MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Wolfe Financial, Inc 0 Under 10 loans Under 10 loans Not published
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Atlantic Coast Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
COASTLIFE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
A+ Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Southside Bank 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AMERICAN INTERNET MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Extraco Banks, National Association 0 Under 10 loans Under 10 loans 100.0%
FIRST SERVICE Credit Union 0 Under 10 loans Under 10 loans Not published
Lone Star National Bank 0 Under 10 loans Under 10 loans Not published
First Financial Bank 0 Under 10 loans Under 10 loans Not published
Farmers Bank & Trust 0 Under 10 loans Under 10 loans 100.0%
ONY GLO, INC. 0 Under 10 loans Under 10 loans 100.0%
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
TEMPLE VIEW CAPITAL FUNDING, LP 0 Under 10 loans Under 10 loans Not published
Amplify 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans 100.0%
DAS Acquisition Company, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 11 lenders each made 0 or fewer mortgages here, and are counted in the totals above.

Bank branches in Victoria County

21 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Prosperity Bank 6$1.4 billion
First National Bank Texas 4$12.7 million
Wells Fargo Bank, National Association 2$500.6 million
TrustTexas Bank, SSB 2$112.0 million
Frost Bank 1$154.5 million
NewFirst National Bank 1$124.4 million
The First State Bank 1$41.2 million
First National Bank in Port Lavaca 1$27.9 million
Crossroads Bank 1$27.4 million
International Bank of Commerce 1$20.3 million
First Community Bank 1$15.8 million

Closed since the 2025 survey

2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Victoria County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.