Crossroads Bank
Crossroads Bank received 94 applications in 2025 and made 73 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $125,000. Of 91 decisions, 8 were denials — 8.8%.
| Legal Entity Identifier | 549300JPWAKLM047FK81 |
|---|---|
| Applications received | 94 |
| Mortgages made | 73 |
| Denied | 8 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Crossroads Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 33 | Not published | $165,000 | 14.0% |
| Refinancing | 17 | Not published | $75,000 | 0.0% |
| Other purposes | 23 | Not published | $105,000 | 7.1% |
Where Crossroads Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lavaca County, TX | 30 | Not published | 12.5% |
| DeWitt County, TX | 25 | Not published | 0.0% |
| Victoria County, TX | 6 | Under 10 loans | 10.0% |
| Fayette County, TX | 3 | Under 10 loans | 0.0% |
| Jackson County, TX | 3 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 1 | Under 10 loans | 0.0% |
| Goliad County, TX | 1 | Under 10 loans | 0.0% |
| Gonzales County, TX | 1 | Under 10 loans | 66.7% |
| Nueces County, TX | 1 | Under 10 loans | 0.0% |
| San Patricio County, TX | 1 | Under 10 loans | 0.0% |
| Colorado County, TX | 0 | Under 10 loans | Not published |
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When Crossroads Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.