FIRST CHOICE MH LLC
FIRST CHOICE MH LLC received 185 applications in 2025 and made 164 mortgages, in 7 counties across 3 states. The median rate its borrowers got was 10.350% on a median loan of $95,000. Of 185 decisions, 21 were denials — 11.4%, most often for credit history.
| Legal Entity Identifier | 549300MP59Z6SRKSVR49 |
|---|---|
| Applications received | 185 |
| Mortgages made | 164 |
| Denied | 21 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0374 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 164 | 10.350% | $95,000 | 11.4% |
Where FIRST CHOICE MH LLC lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Isabella County, MI | 36 | 10.350% | 23.4% |
| Victoria County, TX | 35 | 10.350% | 7.9% |
| Calhoun County, MI | 29 | 10.350% | 9.4% |
| Lapeer County, MI | 22 | 10.350% | 0.0% |
| Smith County, TX | 19 | 10.350% | 13.6% |
| Lenawee County, MI | 17 | 10.350% | 5.6% |
| Fulton County, OH | 6 | Under 10 loans | 0.0% |
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When FIRST CHOICE MH LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.