Mortgage lenders in Liberty County
2,186 mortgages were made in Liberty County, Texas, in 2025, by 306 lenders. The median rate their borrowers got was 6.750% on a median loan of $215,000. Of 5,070 decisions, 2,442 were denials — 48.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| 21st Mortgage Corporation | 255 | 10.390% | $105,000 | 67.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 183 | 6.249% | $255,000 | 12.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 169 | 10.500% | $95,000 | 72.4% |
| Rocket Mortgage, LLC | 109 | 6.750% | $215,000 | 30.9% |
| DHI MORTGAGE COMPANY, LTD. | 91 | 4.250% | $295,000 | 26.2% |
| TRIAD FINANCIAL SERVICES, INC. | 72 | 9.560% | $115,000 | 55.8% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 60 | 5.688% | $355,000 | 23.1% |
| CMG MORTGAGE, INC. | 49 | 6.500% | $225,000 | 6.9% |
| Broker Solutions, Inc. | 47 | 6.625% | $225,000 | 13.0% |
| STONE MEADOW LENDING, LLC | 38 | 5.750% | $375,000 | 2.6% |
| First Liberty Bank | 36 | Not published | $225,000 | 41.5% |
| Mortgage Research Center, LLC | 30 | 6.313% | $255,000 | 33.3% |
| FREEDOM MORTGAGE CORPORATION | 28 | 6.000% | $330,000 | 8.6% |
| KIND LENDING, LLC | 27 | 6.375% | $245,000 | 30.8% |
| Loandepot.Com, LLC | 26 | 6.500% | $215,000 | 30.0% |
| MOVEMENT MORTGAGE, LLC | 26 | 6.656% | $175,000 | 3.5% |
| INSPIRE HOME LOANS INC. | 23 | 4.875% | $245,000 | 17.2% |
| Paramount Residential Mortgage Group, Inc. | 23 | 6.625% | $255,000 | 4.2% |
| GUILD MORTGAGE COMPANY | 22 | 6.563% | $240,000 | 4.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 21 | 6.625% | $235,000 | 8.3% |
| UNION HOME MORTGAGE CORP. | 20 | 6.563% | $290,000 | 8.3% |
| LENNAR MORTGAGE, LLC | 20 | 4.250% | $245,000 | 9.1% |
| SOUTHWEST STAGE FUNDING, LLC | 19 | 8.450% | $165,000 | 20.9% |
| RAVE FINANCIAL CREDIT UNION | 19 | 6.000% | $105,000 | 31.0% |
| Fairway Independent Mortgage Corporation | 18 | 6.875% | $215,000 | 5.3% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 18 | 5.240% | $295,000 | 0.0% |
| NEWREZ LLC | 17 | 6.250% | $255,000 | 34.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 6.188% | $310,000 | 9.1% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.375% | $265,000 | 31.8% |
| Equity Prime Mortgage LLC | 15 | 6.250% | $215,000 | 11.8% |
| INTERLINC MORTGAGE SERVICES, LLC | 15 | 4.990% | $315,000 | 0.0% |
| Heritage Mortgage, LLC | 14 | 5.625% | $290,000 | 6.7% |
| TAMMAC HOLDINGS CORPORATION | 13 | 9.800% | $95,000 | 75.4% |
| OCMBC, INC. | 13 | 8.375% | $285,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 6.250% | $185,000 | 17.7% |
| COMMUNITY RESOURCE CREDIT UNION | 12 | 6.563% | $135,000 | 47.8% |
| THE LOAN STORE, INC. | 12 | 6.558% | $190,000 | 16.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 12 | 6.625% | $220,000 | 7.7% |
| JPMorgan Chase Bank, National Association | 10 | 6.375% | $215,000 | 31.3% |
| CORNERSTONE CAPITAL BANK, SSB | 10 | 4.990% | $355,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 10 | 6.625% | $275,000 | 9.1% |
| COUNTRYPLACE MORTGAGE, LTD. | 9 | Under 10 loans | Under 10 loans | 79.6% |
| PENNYMAC LOAN SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 31.3% |
| REPUBLIC STATE MORTGAGE CO. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 50.0% |
| Click n' Close, Inc. | 8 | Under 10 loans | Under 10 loans | 16.7% |
| Zions Bancorporation, N.A. | 8 | Under 10 loans | Under 10 loans | 14.3% |
| JET HOMELOANS, LP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First Financial Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 56.7% |
| Bank of America, National Association | 7 | Under 10 loans | Under 10 loans | 70.8% |
| Prosperity Bank | 7 | Under 10 loans | Under 10 loans | 37.5% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 23.1% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LEGEND LENDING CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 43.8% |
| NETWORK FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 45.5% |
| SHELL FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 58.3% |
| PULTE MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| TEXAS BAY | 5 | Under 10 loans | Under 10 loans | 50.0% |
| COLINA MORTGAGE GROUP, LLC | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TexasBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Southside Bank | 4 | Under 10 loans | Under 10 loans | 55.6% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 60.0% |
| JSC Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 63.6% |
| SPRING EQ, LLC | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Austin Bank, Texas National Association | 4 | Under 10 loans | Under 10 loans | 60.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CONCEPTS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 3 | Under 10 loans | Under 10 loans | 65.7% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Wolfe Financial, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stellar Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900L5MERNYAI3AH26 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCIO MORTGAGE L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 93.6% |
| UNITED BUILT HOMES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 81.8% |
| GUARANTEED RATE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 28.6% |
| Frost Bank | 2 | Under 10 loans | Under 10 loans | 71.4% |
| FBC MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texas Regional Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Integrity Home Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SMART FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FINANCIAL FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cy-Fair Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 91.7% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| FIGURE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SERVICE Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMOCO | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Wells Fargo Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS CHOICE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BRAZOS VALLEY SCHOOLS | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BAYER HERITAGE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Trustmark National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAFMAA Mortgage Services LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPACE CITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Investmark Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF TEXAS | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 106 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Liberty County
18 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First Liberty Bank | 5 | $375.2 million |
| Prosperity Bank | 3 | $555.4 million |
| Wells Fargo Bank, National Association | 2 | $135.9 million |
| Woodforest National Bank | 2 | $51.9 million |
| Southside Bank | 1 | $161.6 million |
| Stellar Bank | 1 | $72.2 million |
| Texas First Bank | 1 | $66.3 million |
| The Huntington National Bank | 1 | $47.6 million |
| Austin Bank, Texas National Association | 1 | $45.0 million |
| Anahuac National Bank | 1 | $20.2 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Veritex Community Bank, 908 E Houston St, Cleveland
Get told when this changes
When the next year’s lending figures are out for Liberty County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.