SOUTHWEST FINANCIAL FEDERAL CREDIT UNION
SOUTHWEST FINANCIAL FEDERAL CREDIT UNION received 26 applications in 2025 and made 23 mortgages, in 9 counties across 1 state. The median rate its borrowers got was 7.640% on a median loan of $105,000. Of 26 decisions, 3 were denials — 11.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930007CZ6K4RNOYC20 |
|---|---|
| Applications received | 26 |
| Mortgages made | 23 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.575 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Other purposes | 23 | 7.640% | $105,000 | 11.5% |
Where SOUTHWEST FINANCIAL FEDERAL CREDIT UNION lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dallas County, TX | 10 | 7.890% | 9.1% |
| Denton County, TX | 3 | Under 10 loans | 0.0% |
| Harris County, TX | 2 | Under 10 loans | 33.3% |
| Kaufman County, TX | 2 | Under 10 loans | 0.0% |
| Liberty County, TX | 2 | Under 10 loans | 0.0% |
| Polk County, TX | 2 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.