Mortgage lenders in Northampton County
6,891 mortgages were made in Northampton County, Pennsylvania, in 2025, by 419 lenders. The median rate their borrowers got was 6.740% on a median loan of $215,000. Of 9,295 decisions, 2,033 were denials — 21.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 458 | 6.990% | $195,000 | 16.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 392 | 6.875% | $270,000 | 4.7% |
| Embassy Bank For The Lehigh Valley | 390 | 6.250% | $140,000 | 18.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 274 | 6.375% | $285,000 | 20.1% |
| First Commonwealth Federal Credit Union | 271 | 6.750% | $75,000 | 18.5% |
| PNC Bank, National Association | 260 | 7.790% | $105,000 | 30.3% |
| PEOPLE FIRST FEDERAL CREDIT UNION | 205 | Not published | $55,000 | 32.7% |
| Truist Bank | 143 | 6.690% | $125,000 | 36.7% |
| CMG MORTGAGE, INC. | 137 | 6.625% | $325,000 | 5.9% |
| Fulton Bank, National Association | 136 | 6.490% | $160,000 | 29.4% |
| The Fidelity Deposit and Discount Bank | 136 | 7.125% | $155,000 | 9.4% |
| Prosperity Home Mortgage, LLC | 125 | 6.625% | $295,000 | 3.1% |
| NEWREZ LLC | 118 | 6.750% | $245,000 | 35.0% |
| PENNYMAC LOAN SERVICES, LLC | 112 | 6.625% | $230,000 | 21.1% |
| KEYSTONE FUNDING, INC. | 111 | 6.750% | $285,000 | 1.7% |
| Mortgage America, Inc. | 110 | 6.625% | $285,000 | 1.8% |
| Loandepot.Com, LLC | 108 | 6.625% | $265,000 | 17.9% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 100 | 6.815% | $85,000 | 16.3% |
| GUILD MORTGAGE COMPANY | 100 | 6.500% | $285,000 | 3.7% |
| MEMBERS 1ST | 98 | 1.990% | $100,000 | 37.3% |
| Ixonia Bank | 90 | 6.625% | $295,000 | 0.0% |
| Peoples Security Bank and Trust Company | 89 | 1.990% | $215,000 | 15.7% |
| Citizens Bank, National Association | 87 | 7.400% | $175,000 | 27.6% |
| PLANET HOME LENDING, LLC | 79 | 6.625% | $265,000 | 15.0% |
| NATIONSTAR MORTGAGE LLC | 72 | 8.500% | $85,000 | 10.8% |
| Bank of America, National Association | 67 | 5.990% | $125,000 | 55.7% |
| Navy Federal Credit Union | 62 | 8.075% | $130,000 | 19.5% |
| JPMorgan Chase Bank, National Association | 59 | 6.625% | $235,000 | 7.7% |
| Wells Fargo Bank, National Association | 57 | 6.375% | $215,000 | 20.8% |
| Allentown Federal Credit Union | 57 | 4.750% | $85,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 50 | 6.250% | $445,000 | 16.7% |
| FREEDOM MORTGAGE CORPORATION | 49 | 6.250% | $255,000 | 22.1% |
| IRCO COMMUNITY FEDERAL CREDIT UNION | 49 | Not published | $95,000 | 10.9% |
| Mortgage Research Center, LLC | 47 | 6.250% | $315,000 | 30.9% |
| MOVEMENT MORTGAGE, LLC | 47 | 6.625% | $245,000 | 7.6% |
| AmeriSave Mortgage Corporation | 45 | 7.750% | $85,000 | 59.8% |
| TD Bank, National Association | 45 | 7.540% | $205,000 | 44.6% |
| DHI MORTGAGE COMPANY, LTD. | 43 | 6.500% | $435,000 | 6.3% |
| SPRING EQ, LLC | 42 | 9.438% | $70,000 | 59.8% |
| T2 FINANCIAL LLC | 42 | 6.625% | $300,000 | 6.7% |
| Coastal Community Bank | 41 | 9.990% | $55,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 40 | 6.625% | $250,000 | 2.2% |
| Broker Solutions, Inc. | 39 | 6.750% | $245,000 | 23.5% |
| ESSA Bank & Trust | 37 | 7.000% | $155,000 | 5.0% |
| MORTGAGE ACCESS CORP. | 36 | 6.750% | $325,000 | 0.0% |
| Kiavi Funding, Inc. | 35 | 10.490% | $225,000 | 5.4% |
| First Northern Bank and Trust Company | 35 | Not published | $145,000 | 17.4% |
| FIGURE LENDING LLC | 34 | 9.650% | $75,000 | 34.8% |
| Northeast Equitable Mortgage, LLC | 34 | 6.750% | $340,000 | 0.0% |
| KIND LENDING, LLC | 32 | 6.625% | $275,000 | 18.0% |
| Lendage, LLC | 31 | 11.000% | $65,000 | 7.7% |
| Penn Community Bank | 31 | 6.875% | $155,000 | 15.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 28 | 6.688% | $220,000 | 33.3% |
| Lehigh Valley Educators Credit Union | 28 | 6.990% | $65,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 27 | 7.490% | $125,000 | 15.6% |
| Manufacturers and Traders Trust Company | 27 | 5.990% | $175,000 | 49.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 27 | 6.250% | $285,000 | 6.9% |
| V.I.P. MORTGAGE, INC. | 27 | 6.875% | $275,000 | 0.0% |
| Discover Bank | 23 | 8.680% | $75,000 | 61.5% |
| UNION HOME MORTGAGE CORP. | 23 | 6.125% | $295,000 | 8.0% |
| Firstrust Savings Bank | 23 | 6.375% | $275,000 | 14.8% |
| Univest Bank and Trust Co. | 23 | 6.750% | $245,000 | 4.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 20 | 6.188% | $425,000 | 0.0% |
| THE LOAN STORE, INC. | 19 | 7.375% | $165,000 | 4.4% |
| AMERICAN HERITAGE FCU | 18 | 6.740% | $90,000 | 33.3% |
| APCI Federal Credit Union | 18 | Not published | $105,000 | 9.5% |
| CNB Bank | 18 | 6.125% | $280,000 | 5.3% |
| LAKEVIEW LOAN SERVICING, LLC | 17 | 7.875% | $85,000 | 59.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 17 | 6.990% | $195,000 | 54.6% |
| GUARANTEED RATE, INC. | 17 | 6.750% | $315,000 | 5.6% |
| New Tripoli Bank | 17 | Not published | $235,000 | 0.0% |
| Citizens Savings Bank | 17 | Not published | $185,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 9.000% | $80,000 | 35.7% |
| Quaint Oak Mortgage, LLC | 16 | 6.500% | $290,000 | 0.0% |
| American Bank | 16 | Not published | $445,000 | 0.0% |
| 21st Mortgage Corporation | 15 | 11.030% | $55,000 | 73.2% |
| 254900M2C4Q6DATP2889 | 15 | 5.990% | $245,000 | 31.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 15 | 6.750% | $255,000 | 0.0% |
| EMBRACE HOME LOANS, INC. | 15 | 6.750% | $315,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 14 | 6.500% | $235,000 | 48.3% |
| U.S. Bank National Association | 14 | 6.683% | $155,000 | 50.0% |
| AFFINITY | 14 | 4.900% | $95,000 | 16.7% |
| The Federal Savings Bank | 14 | 6.375% | $275,000 | 6.3% |
| POLICE & FIRE | 14 | 6.745% | $85,000 | 12.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 13 | 9.785% | $145,000 | 27.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 6.490% | $205,000 | 0.0% |
| Unity Bank | 13 | 6.500% | $205,000 | 13.3% |
| Equity Prime Mortgage LLC | 12 | 6.625% | $255,000 | 36.8% |
| Third Federal Savings and Loan Association of Cleveland | 12 | 6.915% | $75,000 | 50.0% |
| UNITED FEDERAL CREDIT UNION | 12 | 7.500% | $115,000 | 33.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 12 | 6.375% | $530,000 | 0.0% |
| PHH Mortgage Corporation | 11 | 6.490% | $195,000 | 15.4% |
| KeyBank National Association | 11 | 6.375% | $115,000 | 40.0% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 7.750% | $85,000 | 38.9% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 11 | 6.875% | $285,000 | 8.3% |
| ZILLOW HOME LOANS, LLC | 11 | 6.750% | $215,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 11 | 6.500% | $215,000 | 0.0% |
| GoodLeap, LLC | 10 | 6.250% | $145,000 | 35.3% |
| ALLIED MORTGAGE GROUP, INC. | 10 | 6.750% | $220,000 | 0.0% |
| QNB Bank | 10 | Not published | $300,000 | 20.0% |
| First National Bank of Pennsylvania | 10 | 6.000% | $565,000 | 23.1% |
| NexBank | 10 | 6.938% | $245,000 | 8.3% |
| SUMMIT FUNDING, INC. | 10 | 6.990% | $275,000 | 0.0% |
| UNITED MORTGAGE CORP. | 10 | 6.938% | $330,000 | 9.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 10 | 6.870% | $315,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 44.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 38.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| The Neffs National Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Visions Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 61.1% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EAST COAST CAPITAL CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST HERITAGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TAMMAC HOLDINGS CORPORATION | 6 | Under 10 loans | Under 10 loans | 53.3% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TRUMARK FINANCIAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 40.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 40.0% |
| STG MORTGAGE INC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Harleysville Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 60.0% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 41.7% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Provident Bank | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 11.1% |
| ICE LENDER HOLDINGS LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| COREVEST AMERICAN FINANCE LENDER LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Keystone Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 44.4% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 60.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| GO MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FRANKLIN LOAN CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Sun East Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 66.7% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Community Bank, National Association | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 66.7% |
| PHILADELPHIA FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CITADEL FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PROPONENT Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OrangePath Financial Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BOND STREET MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIEGEL | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ballston Spa National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriServ Financial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magyar Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 2 | Under 10 loans | Under 10 loans | 73.7% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 219 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Northampton County
72 FDIC-insured branches from 21 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 8 | $1.2 billion |
| Truist Bank | 7 | $1.2 billion |
| Fulton Bank, National Association | 7 | $965.1 million |
| The Fidelity Deposit and Discount Bank | 7 | $572.7 million |
| PNC Bank, National Association | 6 | $723.6 million |
| CNB Bank | 5 | $178.9 million |
| Embassy Bank for the Lehigh Valley | 4 | $995.9 million |
| First Northern Bank and Trust Company | 4 | $209.3 million |
| Community Bank, National Association | 4 | $181.3 million |
| TD Bank, National Association | 3 | $480.0 million |
| Bank of America, National Association | 3 | $473.6 million |
| JPMorgan Chase Bank, National Association | 3 | $59.8 million |
| Unity Bank | 2 | $108.6 million |
| Manufacturers and Traders Trust Company | 2 | $0 |
| Peoples Security Bank and Trust Company | 1 | $155.2 million |
| Provident Bank | 1 | $86.8 million |
| The Neffs National Bank | 1 | $76.5 million |
| KeyBank National Association | 1 | $69.1 million |
| First Keystone Community Bank | 1 | $19.5 million |
| Univest Bank and Trust Co. | 1 | $14.6 million |
| Wilmington Trust, National Association | 1 | $0 |
Closed since the 2025 survey
8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- ESSA Bank & Trust, 1430 Jacobsburg Rd, Wind Gap
- ESSA Bank & Trust, 2415 Park Ave, Easton
- ESSA Bank & Trust, 358 S Walnut St, Bath
- ESSA Bank & Trust, 526 Wood St, Bethlehem
- ESSA Bank & Trust, 76 S Main St, Nazareth
- Fulton Bank, National Association, 2525 Nazareth Road, Easton
- Santander Bank, N.A., 100 N 3rd St, Easton
- Santander Bank, N.A., 3120 William Penn Hwy, Easton
Get told when this changes
When the next year’s lending figures are out for Northampton County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.