PEOPLE FIRST FEDERAL CREDIT UNION
PEOPLE FIRST FEDERAL CREDIT UNION received 954 applications in 2025 and made 531 mortgages, in 41 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $65,000. Of 819 decisions, 275 were denials — 33.6%. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493007ZNQ6MSZ2J3966 |
|---|---|
| Applications received | 954 |
| Mortgages made | 531 |
| Denied | 275 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 135 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 91 | Not published | $295,000 | 17.1% |
| Refinancing | 139 | Not published | $75,000 | 24.6% |
| Cash-out refinancing | 11 | Not published | $215,000 | 0.0% |
| Other purposes | 290 | Not published | $45,000 | 41.2% |
Where PEOPLE FIRST FEDERAL CREDIT UNION lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lehigh County, PA | 260 | Not published | 33.2% |
| Northampton County, PA | 205 | Not published | 32.7% |
| Berks County, PA | 12 | Not published | 47.8% |
| Carbon County, PA | 9 | Under 10 loans | 52.6% |
| Monroe County, PA | 8 | Under 10 loans | 42.9% |
| Bucks County, PA | 4 | Under 10 loans | 20.0% |
| Montgomery County, PA | 4 | Under 10 loans | 0.0% |
| Camden County, NJ | 2 | Under 10 loans | 0.0% |
| Warren County, NJ | 2 | Under 10 loans | 0.0% |
| Allegheny County, PA | 2 | Under 10 loans | 33.3% |
| Chester County, PA | 2 | Under 10 loans | 0.0% |
| Delaware County, PA | 2 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 2 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 2 | Under 10 loans | 50.0% |
| York County, PA | 2 | Under 10 loans | 0.0% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
| Glynn County, GA | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 66.7% |
| Middlesex County, NJ | 1 | Under 10 loans | 0.0% |
| Butler County, OH | 1 | Under 10 loans | 0.0% |
| Fairfield County, OH | 1 | Under 10 loans | 0.0% |
| Cumberland County, PA | 1 | Under 10 loans | 0.0% |
| Dauphin County, PA | 1 | Under 10 loans | 0.0% |
| Erie County, PA | 1 | Under 10 loans | 0.0% |
| Lancaster County, PA | 1 | Under 10 loans | 0.0% |
| Luzerne County, PA | 1 | Under 10 loans | 0.0% |
| Pike County, PA | 1 | Under 10 loans | 0.0% |
| Wayne County, PA | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 0 | Under 10 loans | 100.0% |
| Hudson County, NJ | 0 | Under 10 loans | 100.0% |
| Hunterdon County, NJ | 0 | Under 10 loans | Not published |
| Mercer County, NJ | 0 | Under 10 loans | Not published |
| Monmouth County, NJ | 0 | Under 10 loans | 100.0% |
| Somerset County, NJ | 0 | Under 10 loans | 0.0% |
| Hamilton County, OH | 0 | Under 10 loans | Not published |
| Richland County, OH | 0 | Under 10 loans | 100.0% |
| Stark County, OH | 0 | Under 10 loans | 100.0% |
| Cambria County, PA | 0 | Under 10 loans | Not published |
| Fayette County, PA | 0 | Under 10 loans | 100.0% |
| Franklin County, PA | 0 | Under 10 loans | Not published |
| Lackawanna County, PA | 0 | Under 10 loans | 100.0% |
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When PEOPLE FIRST FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.