MILLENIUM HOME MORTGAGE, LLC
MILLENIUM HOME MORTGAGE, LLC received 393 applications in 2025 and made 303 mortgages, in 41 counties across 6 states. The median rate its borrowers got was 6.500% on a median loan of $415,000. Of 309 decisions, 6 were denials — 1.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300S70UD2GFALPM46 |
|---|---|
| Applications received | 393 |
| Mortgages made | 303 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 84 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.045 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 235 | 6.500% | $425,000 | 2.1% |
| Refinancing | 30 | 6.125% | $455,000 | 0.0% |
| Cash-out refinancing | 26 | 6.500% | $400,000 | 0.0% |
| Other purposes | 12 | 6.563% | $320,000 | 7.7% |
Where MILLENIUM HOME MORTGAGE, LLC lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, NJ | 50 | 6.125% | 0.0% |
| Warren County, NJ | 34 | 6.625% | 5.6% |
| Union County, NJ | 30 | 6.625% | 0.0% |
| Morris County, NJ | 29 | 6.250% | 0.0% |
| Hunterdon County, NJ | 25 | 6.500% | 0.0% |
| Monmouth County, NJ | 21 | 6.000% | 0.0% |
| Ocean County, NJ | 18 | 6.500% | 0.0% |
| Somerset County, NJ | 14 | 6.500% | 0.0% |
| Sussex County, NJ | 12 | 6.563% | 0.0% |
| Passaic County, NJ | 10 | 6.125% | 9.1% |
| Bergen County, NJ | 9 | Under 10 loans | 10.0% |
| Essex County, NJ | 7 | Under 10 loans | 12.5% |
| Mercer County, NJ | 5 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 4 | Under 10 loans | 0.0% |
| Bucks County, PA | 4 | Under 10 loans | 0.0% |
| Monroe County, PA | 4 | Under 10 loans | 0.0% |
| Burlington County, NJ | 3 | Under 10 loans | 0.0% |
| Hudson County, NJ | 3 | Under 10 loans | 0.0% |
| Northampton County, PA | 3 | Under 10 loans | 0.0% |
| Suffolk County, NY | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Camden County, NJ | 1 | Under 10 loans | 0.0% |
| Albany County, NY | 1 | Under 10 loans | 0.0% |
| Essex County, NY | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 1 | Under 10 loans | 0.0% |
| Richmond County, NY | 1 | Under 10 loans | 0.0% |
| Rockland County, NY | 1 | Under 10 loans | 0.0% |
| Ulster County, NY | 1 | Under 10 loans | 0.0% |
| Dauphin County, PA | 1 | Under 10 loans | 0.0% |
| Delaware County, PA | 1 | Under 10 loans | 0.0% |
| Lackawanna County, PA | 1 | Under 10 loans | 0.0% |
| Montgomery County, PA | 1 | Under 10 loans | 0.0% |
| Pike County, PA | 1 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
| Naugatuck Valley Planning Region, CT | 0 | Under 10 loans | Not published |
| Lee County, FL | 0 | Under 10 loans | Not published |
| Cape May County, NJ | 0 | Under 10 loans | Not published |
| Bronx County, NY | 0 | Under 10 loans | 100.0% |
| Columbia County, NY | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.