Mortgage lenders in Lancaster County
11,699 mortgages were made in Lancaster County, Pennsylvania, in 2025, by 420 lenders. The median rate their borrowers got was 6.500% on a median loan of $205,000. Of 15,577 decisions, 3,264 were denials — 21.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MEMBERS 1ST | 1,216 | 1.990% | $105,000 | 31.9% |
| Fulton Bank, National Association | 899 | 6.490% | $165,000 | 16.4% |
| GUILD MORTGAGE COMPANY | 765 | 6.500% | $285,000 | 1.2% |
| The Ephrata National Bank | 659 | 5.500% | $185,000 | 18.8% |
| Rocket Mortgage, LLC | 627 | 6.625% | $215,000 | 16.7% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 458 | 6.640% | $95,000 | 13.4% |
| PNC Bank, National Association | 367 | 7.790% | $105,000 | 23.9% |
| Truist Bank | 355 | 6.490% | $125,000 | 34.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 278 | 6.625% | $290,000 | 2.1% |
| PENNYMAC LOAN SERVICES, LLC | 270 | 6.500% | $275,000 | 13.0% |
| Univest Bank and Trust Co. | 263 | 7.000% | $255,000 | 7.7% |
| Bank of Bird-in-Hand | 248 | Not published | $255,000 | 0.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 230 | 6.125% | $275,000 | 15.1% |
| BELCO COMMUNITY CREDIT UNION | 226 | 7.500% | $70,000 | 26.1% |
| Citizens Bank, National Association | 205 | 7.650% | $135,000 | 28.6% |
| Broker Solutions, Inc. | 195 | 6.500% | $275,000 | 7.4% |
| Northwest Bank | 172 | 5.875% | $105,000 | 20.5% |
| Fairway Independent Mortgage Corporation | 158 | 6.750% | $275,000 | 1.8% |
| First National Bank of Pennsylvania | 147 | 6.240% | $205,000 | 38.5% |
| Manufacturers and Traders Trust Company | 135 | 5.990% | $125,000 | 27.0% |
| Loandepot.Com, LLC | 123 | 6.625% | $265,000 | 21.7% |
| Homesale Mortgage, LLC | 122 | 6.625% | $275,000 | 0.8% |
| Orrstown Bank | 117 | 5.750% | $265,000 | 17.5% |
| CITADEL FEDERAL CREDIT UNION | 114 | 4.490% | $105,000 | 36.4% |
| NEWREZ LLC | 104 | 6.990% | $225,000 | 30.2% |
| EVERENCE FEDERAL CREDIT UNION | 101 | 5.490% | $165,000 | 22.3% |
| NATIONSTAR MORTGAGE LLC | 83 | 8.750% | $105,000 | 10.6% |
| Mid Penn Bank | 80 | 7.065% | $215,000 | 8.8% |
| FREEDOM MORTGAGE CORPORATION | 76 | 6.500% | $255,000 | 12.6% |
| Navy Federal Credit Union | 76 | 7.750% | $190,000 | 24.8% |
| S&T Bank | 70 | 6.240% | $265,000 | 36.0% |
| EMM LOANS LLC | 68 | 6.375% | $285,000 | 1.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 67 | 6.625% | $285,000 | 2.8% |
| Wells Fargo Bank, National Association | 60 | 6.500% | $235,000 | 20.0% |
| CMG MORTGAGE, INC. | 60 | 6.625% | $275,000 | 7.4% |
| Mortgage Research Center, LLC | 56 | 6.250% | $345,000 | 37.8% |
| LANCO Federal Credit Union | 52 | Not published | $65,000 | 20.6% |
| Horizon Farm Credit, ACA | 49 | 6.750% | $375,000 | 2.0% |
| AmeriSave Mortgage Corporation | 48 | 6.813% | $165,000 | 56.3% |
| Alcova Mortgage LLC | 48 | 6.750% | $305,000 | 5.6% |
| JPMorgan Chase Bank, National Association | 47 | 6.625% | $225,000 | 9.6% |
| MDE HOME LOANS, LLC | 47 | 6.750% | $535,000 | 2.1% |
| NVR Mortgage Finance, Inc. | 46 | 6.058% | $355,000 | 24.6% |
| GUARANTEED RATE AFFINITY, LLC | 45 | 6.575% | $285,000 | 0.0% |
| Bank of America, National Association | 44 | 5.990% | $210,000 | 40.0% |
| 21st Mortgage Corporation | 43 | 10.550% | $85,000 | 75.8% |
| MOVEMENT MORTGAGE, LLC | 43 | 6.500% | $245,000 | 4.1% |
| GUARANTEED RATE, INC. | 40 | 6.625% | $290,000 | 7.0% |
| ACNB Bank | 39 | 6.875% | $255,000 | 9.8% |
| Coastal Community Bank | 38 | 10.240% | $55,000 | 2.2% |
| FIGURE LENDING LLC | 38 | 9.550% | $45,000 | 28.4% |
| Lendage, LLC | 38 | 10.750% | $70,000 | 18.9% |
| MERIDIAN BANK | 38 | 6.500% | $280,000 | 2.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 38 | 6.625% | $285,000 | 0.0% |
| SPRING EQ, LLC | 37 | 9.425% | $65,000 | 67.8% |
| TRIAD FINANCIAL SERVICES, INC. | 36 | 8.725% | $85,000 | 37.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 35 | 8.000% | $105,000 | 10.0% |
| Sierra Pacific Mortgage Company, Inc. | 35 | 6.500% | $255,000 | 12.5% |
| Presence Bank | 32 | Not published | $170,000 | 0.0% |
| Farmers and Merchants Trust Company of Chambersburg | 31 | 6.490% | $495,000 | 2.9% |
| The Huntington National Bank | 31 | 6.875% | $255,000 | 7.9% |
| LINKBANK | 30 | Not published | $270,000 | 21.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 30 | 6.500% | $285,000 | 0.0% |
| JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA | 27 | Not published | $255,000 | 20.6% |
| UNION HOME MORTGAGE CORP. | 26 | 6.625% | $290,000 | 7.1% |
| KIND LENDING, LLC | 25 | 6.500% | $355,000 | 19.4% |
| CITIZENS & NORTHERN BANK | 25 | 6.960% | $245,000 | 7.1% |
| NATIONS DIRECT MORTGAGE, LLC | 23 | 6.750% | $355,000 | 4.2% |
| WHEATLAND | 23 | 6.990% | $125,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 22 | 5.875% | $450,000 | 4.4% |
| THE LOAN STORE, INC. | 21 | 6.750% | $205,000 | 11.1% |
| Mortgage America, Inc. | 21 | 6.500% | $285,000 | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 21 | 6.750% | $255,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 20 | 7.375% | $135,000 | 54.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 20 | 6.625% | $200,000 | 40.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 20 | 6.188% | $315,000 | 13.0% |
| Ixonia Bank | 19 | 6.750% | $325,000 | 0.0% |
| Sun East Federal Credit Union | 18 | 4.990% | $75,000 | 25.0% |
| POLICE & FIRE | 18 | 5.990% | $165,000 | 21.7% |
| Third Federal Savings and Loan Association of Cleveland | 18 | 6.990% | $115,000 | 30.8% |
| HOMESTEAD FUNDING CORP. | 17 | 6.625% | $275,000 | 0.0% |
| U.S. Bank National Association | 16 | 8.075% | $95,000 | 40.7% |
| Filo Mortgage, L.L.C. | 16 | 6.563% | $425,000 | 5.9% |
| KEYSTONE FUNDING, INC. | 16 | 6.313% | $290,000 | 4.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.500% | $235,000 | 34.8% |
| BETTER MORTGAGE CORPORATION | 14 | 6.250% | $280,000 | 48.3% |
| Hershey Federal Credit Union | 14 | 7.500% | $90,000 | 0.0% |
| GoodLeap, LLC | 13 | 5.990% | $205,000 | 26.3% |
| TD Bank, National Association | 13 | 6.125% | $325,000 | 23.5% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 12 | 8.650% | $65,000 | 41.2% |
| NEW DAY FINANCIAL, LLC | 12 | 7.058% | $345,000 | 43.5% |
| 254900M2C4Q6DATP2889 | 12 | 6.058% | $275,000 | 25.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 12 | 6.125% | $270,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 12 | 6.563% | $240,000 | 0.0% |
| Discover Bank | 11 | 8.280% | $75,000 | 81.0% |
| Kiavi Funding, Inc. | 11 | 7.625% | $195,000 | 7.7% |
| Plains Commerce Bank | 11 | 6.250% | $245,000 | 15.4% |
| Diamond Credit Union | 11 | 2.990% | $65,000 | 21.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 5.990% | $320,000 | 35.7% |
| AMERICAN FINANCING CORPORATION | 10 | 5.875% | $200,000 | 25.0% |
| NBKC BANK | 10 | 6.000% | $440,000 | 9.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 8.408% | $110,000 | 16.7% |
| First Citizens Community Bank | 10 | 7.308% | $350,000 | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 10 | 6.750% | $315,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 10 | 6.563% | $280,000 | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 28.6% |
| First Commonwealth Bank | 9 | Under 10 loans | Under 10 loans | 23.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RIVERFRONT FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NQM FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 8 | Under 10 loans | Under 10 loans | 27.3% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Lebanon Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 84.6% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 70.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 58.3% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 60.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 45.5% |
| FRANKLIN MINT | 5 | Under 10 loans | Under 10 loans | 28.6% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Wilmington Savings Fund Society, FSB | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AmeriServ Financial Bank | 5 | Under 10 loans | Under 10 loans | 25.0% |
| DIRECT MORTGAGE LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| New Cumberland Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| State Financial Network, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SOUTH RIVER MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| POLARIS HOME FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BENCHMARK Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Firstrust Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDING CAPITAL GROUP Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 3 | Under 10 loans | Under 10 loans | 56.5% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Ballston Spa National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tompkins Community Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 220 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lancaster County
145 FDIC-insured branches from 25 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
10 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- First Commonwealth Bank, 22d E Roseville Rd, Lancaster
- LINKBANK, 2010 Fruitville Pike, Lancaster
- Orrstown Bank, 1001 E Oregon Rd, Lititz
- Orrstown Bank, 2001 Harrisburg Pike, Lancaster
- Orrstown Bank, 300 Willow Valley Lakes Dr, Willow Street
- Presence Bank, 1099 Georgetown Rd, Christiana
- Presence Bank, 695 W Main St, New Holland
- Santander Bank, N.A., 370 N Reading Rd, Ephrata
- Wells Fargo Bank, National Association, 305 Rohrerstown Rd, Lancaster
- Wells Fargo Bank, National Association, 4201 Oregon Pike, Ephrata
Get told when this changes
When the next year’s lending figures are out for Lancaster County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.